Is there a trend? First the Bank of Ireland raised their Tracker rates and now West Bromwich Building Society have followed suit, will Mortgage Express copy and raise their rates? We borrowed a tidy sum from Mortgage Express and have been enjoying the “Product Variable Rate” of 1.75% above the Bank of England Base Rate. […]

In Ed Miliband’s speech at the Labour Party conference he warned “We’ll say to private developers, you can’t just sit on land and refuse to build. We’ll give them a very clear message – either use the land or lose the land. That is what the next Labour government will do.” ‘We’ll say to local […]

I own four flats in a block of 16. The managing agent has been asking me for £30 per flat per annum as the flats are let out, which I am still arguing about as I don’t believe my lease entitles them to this. They also want to know details of my tenants, such as […]

Are you affected by increases in your tracker mortgage interest rate margins? Do you wish to make a formal complaint? We have produced the following letter template to make it easier for you to complain to your mortgage lender and the Financial Ombudsman Service. Note that it costs the mortgage lender a lot of money […]

We can now GUARANTEE to beat any like for like landlords insurance renewal quote! T.E.A.M = Together Everybody Achieves More and that’s certainly the case for our Landlords Buying Group as we have used the bulk purchasing power of our group to negotiate the an unbeatable landlords insurance deal. It’s free to join our group […]

If you have a tracker mortgage you may be forgiven for thinking that your mortgage payments will only change when the base rate changes.  Just suppose you open your post one day to find that your mortgage lender has decided to increase the tracker margin by a couple of percent! Sounds unimaginable doesn’t it? Well […]

A Landlord Today article this morning says David Orr of NHF (trade body for social landlords) thinks Govt should introduce Rent Controls. Luckily the RLA have swiftly responded, saying “His calls for rent controls are based largely on a select few areas of London boroughs that have seen rents rise as a result of an […]

Hi All, I realise this is primarily a landlords site, however nothing like hearing it from you on what will hopefully be an impartial landlord view. I like to believe I am a reasonable and honest tenant. Background: My landlady owns a number of properties in London (via a company). I moved in and a […]

Many landlords are fearful to seek help from their local authorities in terms of dealing with subletting scams. Just imagine this, you’ve jst let your nice little three bed house to Mr & Mrs Lovely and their two perfect children, only to find out that 10 of their family have also moved in. How would […]

Well, not quite but close… I own a leasehold flat in an 18 unit block in Halifax. All units are owned by investors. About a year ago we took over the management, using the RTM Process. Myself and one of the other owners are now directors of the Right To Manage (RTM) company and we […]

Carpet and clothes moths are ‘posh pests’ according to one pest control firm. This is because they don’t carry diseases and they love wool and cashmere but who pays for the damage when they infest and eat wool-based carpets: the landlord, or the tenant? And what’s the story where the tenant has already been aware […]

My mother took tenancy of a flat on 23/03/08, she signed an original tenancy for a year and then as the estate agent had expensive fees for a renewal, so she got only another one the following year (2009), and from then on she has carried on on as something like rolling period. For the […]

Council tax legislation was written with a blinkered approach which only considered property sale and purchase. Consequently in order to avoid shared responsibility on completion day it is determined that an outgoing tax payer should not be liable for their last day which would fall to the ingoing one. Unfortunately this does not work in […]

Can you help me? Who would you consider to be the official spokesperson/body for the lettings industry? I’ve only been in this industry for 12 months, so I’m still relatively a novice compared to most! But I would have thought ARLA? Yes? Anyone else? I’m still fuming after only just catching up with the Watchdog […]

This Twitter discussion with Nearly Legal will make the lawyers reading this smile, and hopefully a few more business think a bit deeper about SEO and the true value of the internet. @iAmALandlord As in put it in a Google plus post and Google sticks it at the top of search? Desperate by Google… — […]

I am a long-time reader (and I suppose a ‘silent supporter’) of property118.com (and previous Money Centre client) having been a landlord since 2004. I have three properties which I rent out, one of which I manage myself, the other two are with two different letting agents. This is, however, the first time I have […]

Latest ARLA research also shows regional variation in tenant demand. The number of reluctant landlords in the private rented sector (PRS) is falling*, according to research from the Association of Residential Letting Agents (ARLA). Over the past three months, ARLA member offices have reported a decrease from 26% to 21% in the proportion of rental […]

Our forums are funded entirely by donations and sponsorships, we do not carry advertising, nor do we charge subscription fees as this would be self defeating towards our mission. Please help us to keep it this way, there is no minimum donation, every little helps. The mission of The GOOD Landlords Campaign is to promote […]

I have been reckless in not informing my mortgage lender that I’m renting my property out, however my most recent tenants have left the place in a state and I need to claim on malicious damage. I’m concerned firstly that my insurer will contact my mortgage lender, and secondly if they do inform them, what […]

I own 2 leasehold flats in a block of 9, there is also a separate block of 9 housing association flats, and 11 houses (houses only contribute a small figure to the service charge) My problem is that the yearly service charge is now just under £2,000 pa not including ground rent. I have flats […]

Has any landlord out there had or has a multi property portfolio on one mortgage with The Mortgage Works? Have you ever sold one of those properties and had a difficulty with their ‘return of property’ process in which they tell you how much of the mortgage capital you have to repay to get them […]