Paragon Bank is celebrating three decades since launching its inaugural mortgage for landlords, a move that helped shape the UK’s private rental landscape. The bank’s first loan, issued in 1995 for £31,150 at a 70% loan-to-value ratio on a £45,000 property, came a year before the term ‘buy to let’ was coined. This pioneering step, […]

Hi everyone, Our elderly tenants are having issues with some tenants in a neighbouring block of flats. Our tenants’ new build bungalow backs onto an area of open land, which is the ‘garden area’ for the small block of flats. Lately, they and other neighbours have been complaining to the site manager of the new […]

Landlords are seeing a slowdown in rent inflation as tenant demand cools, research reveals. Hamptons says it is cutting its rent growth forecast from 4.5% to a modest 1% for 2025 as tenant interest drops 11% in the first half of the year compared to the same period in 2024. That demand is now 20% […]

A Nottingham landlord has blamed selective licensing for the city’s long council housing waiting lists. More than 400 people apply to join Nottingham City Council’s housing register every month, and the supply of council housing is rapidly falling short of demand. Mick Roberts, one of the city’s largest landlords to house benefit tenants, warns the […]

The Renters’ Rights Bill is poised to become law before the Labour Party conference in October. That’s when Deputy Prime Minister Angela Rayner is expected to announce to conference delegates that the legislation has abolished Section 21 ‘no-fault’ evictions. The legislative process is nearing completion with the House of Lords concluding its Report stage on […]

Does anybody have a definitive interpretation of the new regulations? These are for Agents to do checks on Tenants and Landlords. However, it appears to cover only New Tenants and New Landlords, which they call Prospective. If I have been with an agent for several years, do they need to retrospectively check me? If the […]

We’re already over half way through 2025. It’s hard to believe that in the blink of an eye we’ll be entering into 2026. We’ve been through a lot as landlords, the tax nightmares, refurb costs, struggling to rent, the Renters’ Rights Bill edging closer to implementation, bringing stricter tenant rights and making evictions even harder. […]

I was among the first to highlight that the Renters’ Rights Bill effectively hands control of a landlord’s home to the tenant. And now we have council officers being handed the ability to give a tenant 24 hours’ notice and carry out an inspection, without informing the landlord. Now that’s a power that won’t be […]

London’s private rental market is shrinking rapidly, leaving tenants with fewer options and higher rents, the National Residential Landlords Association (NRLA) is warning. It points to government figures which reveal a 6% drop in private rental properties in the capital from 2023 to 2024, even as tenant demand continues to surge. That data contradicts yesterday’s […]

Conservative MPs have slammed Labour for their “unrealistic housing targets of 1.5 million homes.” Despite being a manifesto commitment to build 1.5 million homes in this Parliament, many industry experts say Labour’s target, while ambitious, is unachievable. Elsewhere, during a debate in the House of Commons, Housing Secretary Angela Rayner hinted at extending the right […]

New data from the English Housing Survey quashes the media narrative, showing that most tenants end their tenancy by choice rather than through eviction. The newly published 2023–24 figures reveal that 60% of private renters chose to end their last tenancy because they wanted to move, while only 10% were asked to leave by their […]

A member of the House of Lords has criticised Right to Rent checks, saying they effectively turn “ordinary landlords into immigration officers.” In England, the scheme requires landlords and letting agents to verify that all prospective tenants have the legal right to live in the UK before renting out a property. Baroness Thornhill of the […]

Landlords are enjoying higher profits despite facing steeper start-up and running expenses, research reveals. According to lettings and acquisition specialist, Dwelly, becoming a landlord now demands a heftier upfront investment, with average start-up costs climbing to £16,824 in 2025, a 63.3% jump from £10,302 in 2024. The rise is mostly due to a 76.9% increase […]

Generation Rent claims that the pet deposit amendment will force tenants to pay landlords more than £1,000 in upfront costs. Members of the House of Lords voted for an amendment in the Renters’ Rights Bill to accept an amendment allowing landlords to take a separate pet damage deposit of up to three weeks’ rent above […]

A new award has been announced to drive opportunities and meaningful change for women in the property industry. The Property Investors Awards have announced a new category for this year’s awards, with the Woman in Property of the Year Award. This year’s awards take place on the 15th of November at the Hilton Hotel Park […]

The cost of renting in the UK means that tenants are now parting with 41% of their take-home pay to cover monthly rent, a report reveals. The findings from tenant and landlord services provider Canopy, found that the figure is up from 40% in the first quarter of this year. It’s also a 5% rise […]

Councils could have stronger powers to carry out surprise enforcement inspections under the Renters’ Rights Bill. Amendments to the Renters’ Rights Bill, passed by members of the House of Lords, could allow local authorities to enter private rented properties without giving landlords advance notice. Previously, councils were required to give tenants and landlords 24 hours’ […]

Choosing the right landlord insurance can be overwhelming, depending on the type of cover you want. Landlords may assume landlord insurance covers every scenario, but that’s not often the case. Here at Property118, we’ve teamed up with The Home Insurer, which helps provide a top-class service to ensure you get the right policy and could […]

Paul Shamplina’s iconic charity boxing event, Rumble with the Agents, is heading to the North East for the very first time as part of its 10-year anniversary celebration – Paul is rallying property professionals to get involved and help them reach their £200,000 fundraising target. Following a sold-out night in London this past June, Rumble with the […]

Accord Mortgages and The Mortgage Works have announced reductions in their buy to let mortgage rates. Intermediary-only lender Accord, is lowering rates by 0.10% across its BTL range, affecting two- and five-year fixed products at 60%, 65% and 75% loan-to-value (LTV). Key offerings include a five-year fixed rate at 4.12% for house purchases up to […]

Landlord organisation iHowz expresses disappointment over the Chancellor “side-stepping” the private rented sector in Mansion House speech. Chancellor Rachel Reeves failed to mention the private rented sector once in her speech at Mansion House in London as she announced mortgage reforms to help first-time buyers. Industry experts warn the reforms do not go far enough […]