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shawbrook

Shawbrook the property investor’s best kept secret launch new fixed rates

12th August 2014

Shawbrook are one of the UK’s leading property investor focused lenders, but as they are not on the High Street and can only be access by authorised brokers they remain hidden from the limelight. They specialise in the more commercial end of the Buy to Let and Investment property market than more mainstream and sometimes […]

Whose fault, my tenants, mine, the dogs or the neighbours?

12th August 2014

A slightly nervous neighbour of one of my tenants, who has dog, sent me this video of my tenants dog.  My tenants dog and their neighbours dog don’t like each other. My tenants neighbour got the shock of her life when she decided to gather evidence. Who do you think is in the wrong here? […]

Other Landlords experiences of successfully getting Rent arrears from evicted HB tenants

12th August 2014

Hi fellow members,  Love to hear your thoughts/experiences: I’m going through the eviction process on two properties which are let to tenants claiming Housing Benefits. They have a combined arrears of over £6,000! Is it worth the emotional stress (as well as time and costs) to go on a not so fruitful expedition of getting these arrears back […]

Company director of management company empty’s bank account

12th August 2014

I have not mentioned any names as there is an ongoing police case.  I would like some options with regard to this issue. I have recently been informed by a newly appointed management company that they have been appointed to manage the site. These are the bare bones of the issue ….. The site consists […]

Noisy Tenant, Should I evict?

12th August 2014

I have a tenant in a flat which is in a block of four, I only own one of the four, my flat is fully managed by a reputable agent.  The owner of the flat next door is complaining that my tenant is very noisy in the early hours, screaming at her child, & allegedly […]

VAT due on Landlords’ Rent and Legal Protection Insurance?

12th August 2014

As I am frequently out of the country I have a single rental property under full management with a local agent. They previously arranged rent and legal protection cover for me through their block policy rather than as an individual.  As it was getting increasingly expensive I have sourced an alternative cover which is considerably cheaper […]

Newbie investor keen for auction advice

12th August 2014

My husband and I are new to property investing. We are currently living in a 3 bed semi which we would like to rent out next year. But first we would like to invest in some property in auction, ideally for around £120k (cash buy plus £30k for other legal and repairs), then sell it […]

Landlord action to appear on BBC One programme Inside Out

11th August 2014

I carried out some filming with BBC One’s Inside Out programme on Friday. After setting off early and getting stuck on the dreaded M25, I eventually arrived in Orpington to meet my landlord Brian at his property, where an eviction with the county court bailiff was due to take place. Incidentally, two days earlier, the […]

Property118’s own Buy to Let Mortgage sourcing system and calculator

11th August 2014

I regularly update the products on our own in house Buy to Let Mortgage sourcing system and calculator. This takes quite a bit of time, but it is definitely worth it is worth reminding readers what it can do as it is our own in house design specifically based around the needs of property investors. […]

Reduction in Capital Gains by transferring to spouse

11th August 2014

My wife has a mortgaged flat solely in her name which we are looking to sell which would have a capital gain of approx £25,000 after costs. I know it has been discussed on here previously about adding a spouse (me) to the deeds on the day of sale to reduce the CGT. However, when I mentioned […]

Communication issues to landlord via agent

11th August 2014

Is it possible to ask the letting agents/landlord for all the information they hold on you through the freedom of information act? I rent of a letting agents but I’m suspicious they are not contacting my landlord about things I’ve asked about (basic maintenance) which has been going on for ages, and now, a tenant […]

Tenant wanting to sub-let

11th August 2014

Since 2009 I have let a flat that was my mother’s through a letting agent. The agent is very inactive and I was thinking of closing that contract and managing it myself. I already arrange all repairs etc myself. There have been no rent increases since the tenant moved in and I’m contributing to a […]

Who benefits from evicted tenants upgrades?

11th August 2014

I would be grateful if you could help me. I have just evicted a housing benefit tenant over a protracted eviction process; she had been renting from me since 2011. She owes approximately £5,000 in rent – I had told her that she was welcome to stay as long as she likes and as long […]

Specialist Legal Advice When You Need It Most

8th August 2014

Just suppose you could speak directly to a qualified barrister whenever you have a legal issue for £100 a month – would you be interested? A Direct Access Barrister gets straight to the heart of your legal matter. For more information please click on the banner below .

Council Tax Responsibility on periodic tenancy?

8th August 2014

I received this from Leeds City Council in relation to a tenant who had done a runner. I am disputing being liable for one months council tax. Here’s what they said …… Council Tax law states that on a periodic tenancy an occupier may only be held liable for the Council Tax charge until they […]

Risks of accepting 12 months Rental Payment Upfront?

8th August 2014

I would really appreciate advice from other landlords.  The letting agents who have carried out a tenant find for me on a number of occasions have found tenants who want to sign a 12 month AST. They are also wish to provide the full 12 months rent at the start of the tenancy! Should I […]

Tenant wants her boyfriend to move in

7th August 2014

I have a good tenant on a 6 month AST expiring mid October 2014.  She has asked if her boyfriend can move in. Apart from reference him and draw up another 6 month AST with his name added, is there anything else I need to do? He’s a self employed decorator and will provide 5 […]

What are the quiet times of year to get tenants?

7th August 2014

I have a small HMO which I only let rooms to professional/working tenants. Just recently the enquiries to my ads have dried up. I find this strange because the location is nice and central and the rooms are priced competitively. The house is in good order and has recently been redecorated with all new appliances […]

5 Killer Questions to Choose a Letting Agent

6th August 2014

I am keen to hone the “Killer Questions” that we can advise landlords to ask when choosing a Letting Agent. I have five as a starter, but if any of you have others that you would rate in the top five please let me know!!  What is your average void period across your managed portfolio? […]

Flat Purchase with Possessory Title?

6th August 2014

My wife and I are looking to purchase a flat where the owners, who have lived there for c.25 years have managed to lose the deeds and also never registered the deeds with Land Registry.  Since our offer was accepted in April they have been working to prove that they legally own the flat, but […]