Good Day All.  I have several deposits lodged with the DPS. My girlfriend is about to rent out her flat, and although her name will be on the AST, she will receive rent and be the landlord from the legal standpoint, it makes sense for me to be the acting landlord in terms of actually […]

Exclusive UK Buy to Let investment with 9-11% Net Returns for 5 Years in Rotherham. FREE and fully managed investment with returns in just 8 weeks highlighting: 5 year leaseback agreement Rent return in just 8 weeks 9-11% assured net returns pa Fully furnished throughout 20% below the market valuation 140% contracted buy back option […]

Fallowfield House is a Grade II Listed Building containing Buy to Let studios and one bed flats offering an assured 7% net rental income for the first year. Considered the original student hub in Manchester, Fallowfield is the perfect location for students, graduates and young professionals alike. This development is ideally located to attract strong […]

I allowed a homeless couple with no children, I knew, to move into my second home, they were evicted for non payment of rent, but as I knew them I took a pity on them as they came to seek my help and had tears in their eyes, so as a fool I offered to […]

Recently I have set up a limited company as advised by my accountants to front my rental business. Basically we own properties personally, which are rented out through the company.  The houses themselves are insured by me as an individual, hence I only need insurance to cover the company operation. On searching for insurance I […]

Apologies, I’m sure that this gets discussed a lot, but, is there anywhere online or book based that can give me an idiots guid to mangement in terms of tenants in my properties?  I have decided to drop the management aspect of the letting agency and wish to not fall foul of any dos and […]

The letting agent I use to manage an HMO for me has proposed a new set of tenants for the upcoming academic year. They are a group of International Students. They have suggested a 4 month advanced payment schedule with pay dates falling at the start and two other intermediate dates. Is this okay for […]

We have a sale and rent back property owned for 6 years and 10 months now. Current tenants have been in occupancy since outset and are mother and son who is now aged 24 (father was also a named tenant at outset but died within 2 years). Both mother & son are named on the […]

We are in the process of buying a property above the shop on the high street. Although cash and a chain free purchase, it has already taken a very long time, but we are starting to see the lights at the end of the tunnel. We are still discovering new things all the time. So, […]

I have one property where I would like to increase the size of the garden and another where I would be interested in selling part of the garden to raise funds. In both cases there is zero potential for development (i.e. they would only be useful for ‘garden’ purposes). Also, in both cases, I believe […]

Being fairly new to the BTL market I wondered if anyone could answer a question that is troubling me please?  My wife and I purchased a property in Sheffield a few months ago, and as we live near the south coast handed it over to a letting agent for them to fully manage. To be […]

Hello all I am a first time user of this forum. I wonder if anyone can give me a bit of advice please?  I have some great tenants, who never cause me trouble, always pay on time and even do their own repairs occasionally. They sound too good to be true don’t they? Anyway, they […]

Figures from my|deposits have shown the average tenancy deposit has increased by 34% or £304 since the launch of tenancy deposit protection in 2007. The data shows that the average tenancy deposit now stands at £1197.73 up from £893.82 in 2007. The figures also show a difference of £1168 between the average cost of deposits […]

Hi all I am going to be very brief and leave out information I do not feel relevant so I can get straight to the point. I have taken over a HMO which has tenants that do not pay rent. (They did initially but not now) There were initially 3 tenants however one has left, […]

Most buy to let products have a interest cover calculation which requires rents to be at least 125% of the monthly interest at a notional rate of 5%. To help simplify the calculation, the monthly rent can just  be multiplied by 192 to give the maximum loan.  This has been the position for some time, […]

Having embarked on property ventures last year after a health scare forced me to embrace self-employment, I certainly fall into the camp of novice investors. This site is a constant source of advice, inspiration (occasional entertainment, those jokes were good) and I have recently become an accredited landlord with a national association. It’s true: you […]

It was silly I know, to do informal business with a personal connection, but here is the story: My wife’s flat became available for rent, (previously rented to a friend for 5 years with no hassle at all). She put it on Facebook and 5 people immediately replied. She narrowed it down to 1 person, […]

Hi, I’m about to step onto the BTL ladder and would like some advice…  I’m buying a 2 bed flat which was being sold with a 99yr lease. We have since been informed that the lease term is in fact only 64 yrs! The vendor initially said he couldn’t extend the lease due to not […]

Hi all, can you please help me? I’ve a friend that is now a distressed landlord. I drew up a lease option to purchase the house but I’m having trouble with the calculations. I only have £6K to put down and I realise If I paid that in full I would have nothing for contingencies. […]

Has anyone utilised or had any experience with transferring assets within the year of separation to avoid CGT? I have read the HMRC helpsheet and it seems fairly ambiguous!  Thanks Elouise

Only 8 remaining with assured net returns of £56,682.50 (£2834 per quarter) over five years based on 7% of the purchase price £161,950. These Up-market Town houses are in a fantastic location near to Liverpool’s Albert Dock. Expertly managed by X1 Lettings High rental demand in Liverpool Located adjacent to Liverpool Marina Completion in September […]