Hi my husband and I have owned a mid Victorian terrace since about 2000, when we first purchased it had a separate flat on the ground floor, and first floor was two sort of bed sits. We converted with planning permission and building control into two flats. A one bedroomed flat on the ground floor […]

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I currently own 2 BTL properties which I let out as a private landlord. I also have a consultancy business which is run as a limited company. I am considering purchasing an additional property via the LTD Co as I have a surplus of cash in the company that is not currently earning much interest […]

“Is it possible to obtain a buy to let mortgage without proving income?”  This is a question I am asked frequently. Well, there are a number of buy to let lenders in the market whose criteria stipulates no minimum income however this is not quite the same as having no income whatsoever.  Applicants in these […]

I own the freehold of a upstairs self contained maisonette and someone else owns the freehold of the downstairs maisonette. Whilst reading my 996 year lease it says that I must get consent from the other freeholder if I wish to make any alterations to my flat. My question is what can I do if […]

I wonder if anyone can help by providing some advice regarding foreign rental property? My wife and I currently own 2 rented properties in Australia that have a mortgage against them. We have had them for 7 years and submitting annual taxation returns to the Australian Taxation Office. We are substantially in tax credit and […]

I have a Buy to Let mortgage which has come to the end of its term with the lender and I have now reached retirement age. I have been actively trying to sell the property, but because of the current climate I have so far been unsuccessful. I have now completely re-decorated the property and […]

As I understand it, a HMO is a property that has more than one (unrelated) household within it, where part of the property is shared. As such, this could even be a two bedroomed flat so long as the rooms are let separately (not the whole flat let as a joint tenancy). If this is […]

I own a one floor, one bed flat in a matrix of flats across three large victorian houses. My tenant (who has been living in the flat for 10 years) is experiencing frequent and persistent prescence of mice which, so far, Apest (pest controllers) have been unable to extinguish. I have spent thousands of pounds […]

Furniture packs can make a real difference to any property, but they could also save you more than they cost and in effect pay for themselves. How much is you time worth? £10 per hour, £20 per hour or even £50 per hour or maybe more? Example, if you lived around a 30 minute drive […]

I signed a Sole Agent Agreement (3 months) to sell one of my houses, the problem is after 2 months they had only 2 viewings.  I was persuaded by another agent against my better judgement to sign up with them as well. They convinced me by saying as long as the house sale wasn’t completed […]

Our tenant has informed us today that her £500 pram has been destroyed beyond repair due to a collapsed kitchen ceiling and she wants to claim the full amount from us. In a nutshell, I would like to know if we are liable please. Any advice gratefully received.  To give a bit of background, 2 […]

The workshop for Property 118 members was so popular that it SOLD OUT. Don’t worry though, we have booked another and this time we’ve made the booking process even more simple. Hazel de Kloe is a highly respected UK Property Mentor and Coach, the only one I have ever approved as a Property118 sponsor. She […]

Please take a close look at this picture in Shelter’s latest propaganda (below). Have a look at the walls and the blinds! Would you live like this? Clearly this mother has very little self respect and hasn’t touched any cleaning products for years. Was the property like this when she moved in? If so why […]

With the 2015 elections coming up in six months time it’s time for landlords to start lobbying their MP’s. We need them to realise that over 1 million UK based landlords have a voice and have needs.  I am urging all landlords to write to their MP with a letter similar to my own (see […]

At the bottom of every article published on Property118, and just above comments, you will see this box  It’s self explanatory really once you know it’s there 🙂 If you complete these steps you will receive an email notification whenever a person adds a new comment. At the bottom of these notification emails there is […]

I have just purchased my first property for use as an HMO. It will be 4 person/4 room and a common area in the form of a kitchen/dining room. My question is what is required/expected for me to provide extra to items such as beds wardrobes and table chairs and sofas in the communal areas? […]

As some of you know, I’m pretty experienced in Housing Benefit …. well I think I am! ha ha. The letter below basically explains my question to you all, as I was gonna’ ring the bank, but the robots in India won’t have a clue. And then I thought Property118.com – There’s usually always someone […]

NEW TODAY! We have created a new section to recognise those who contribute most to our forums (questions and answers).  Questions result in answers being provided that educate a far wider audience than the person asking the question. With this in mind we have added a new section to the Member dropdown of our Navigation […]

This is the first time I have formally evicted a tenant with the aid of a solicitor – He obtained an order for possession in 2 days time. The tenant (LHA) will not communicate with me. I could phone her mother (guarantor) but she gets very abusive and I doubt she would want to answer […]

I have a good tenant; he pays on the dot, is happy where he is and wants to stay on long term. He is a single parent and has a teenage daughter that has recently come of age. His AST is up for renewal and we are both happy to renew. The daughter doesn’t seem […]