The new rules that come into force regarding the ability to release cash from pension funds will have a huge effect on the BTL market. A rush of first time novice investors wanting buy up anything within budget will push prices up even higher and certain sectors ie flips, will be even harder to come […]

Following water damage at my rented property and a subsequent permanent relocation, I have still not been paid for the substantial amount of oil and electricity used to dry the house out. This is covered by the landlord’s insurance but despite several emails to both him and the insurance company I have still not been […]

I have a conundrum, with the property market bouncing back it has encouraged more investors to snap up property in the hope of its value rising. I have a portfolio of six fully paid up (No mortgage) 3/4 bedroom houses in Harborne and Mosely in Birmingham and these areas are the most affluent of the […]

I currently have a small property portfolio with two investment properties in West London as well as a residential home. My overall strategy is to build more aggressively the number of property’s I own to create a steady income and reduce the need to work in my current career. I have a wife and two […]

I would like to invest some savings that I’ve got into a property through buy to let (min 25% LTV). Unfortunately my savings are not big enough to purchase even a small property in London for now. So I have a choice:  – save for another year and hopefully get small property in London – […]

I am a new Company Secretary for a block of 12 flats where each owner has a share of the freehold.  One of the owners has never paid any service charges since moving in despite reminders, emails and a telephone conversation. He now owes about £2,500. What is the best option for chasing debt? Small […]

My lodger asked me if her Mum could stay here for 2 weeks when she comes to visit from South Africa. I said no as I rent the room out to her and nobody else….the room is not big enough for 2 people … and when she and myself go to work her Mum would […]

I’m currently in the middle of purchasing a property but the current tenant is refusing to move till they have found a place.  They’ve had months of warning, is there anything I can do? Thanks Terry  

I am both a landlord and due to having had a stroke recently became a disabled tenant in a private flat that I can get around in a wheelchair. The disability was disclosed at the outset. I have nothing but issues with the flat that the landlord does not remedy.  I have been without a […]

As anybody had dealings with Barristers regarding ( no win no fee) on large damages cases against Lenders?  Thanks Peter EDITORS NOTE – this “readers Question” and discussion thread is no doubt linked to another discussion entitled “Lenders hidden trick of capitalised arrears“

Currently I am looking for a BTL property in South East London, budget is between 300¬350k. First I started to look at Peckham, New Cross area, Deptford (Zone2), which is my budget only allow 2-3 bed ex local flat. Yield would be high with this property. Then I found if I purchased one in South […]

Chelsea Building Society repossessed 4 of my properties in 2009 illegally (*allegedly*), they capitalised/consolidated an amount of my arrears by 50% a few months later they took the properties on the basis that they could for the purpose of repossession still use the extinguished portion of the arrears to send me over two months. The […]

I’m a fairly new landlord with four flats and am trying to streamline the admin side of it all (which is more than I imagined!). I sought advise from a local insurance broker about my insurances and was advised as follows:  Flat 1 and 2 are purpose build flats in a detached block comprising just […]

Hi, this is my first post so a big thanks in advance for any advice. We have a tenant that is currently 3 months into her contract, all was well when she moved in and the property has been kept in a fantastic condition so no real cause for concern. However she had budgeted for […]

If a landlord terminates a contract with a letting agent at the end of a fixed term, can the agent still charge the landlord because the tenant remains?  Thanks Fred Jones

What are peoples thoughts on the new legal requirements to install new smoke and CO alarms?  Smoke and CO alarms new requirement The Housing Minister, Brandon Lewis announced yesterday that landlords will be required to have both smoke alarms and carbon monoxide alarms installed in all rental properties. The changes are scheduled to come into effect […]

I have only been landlord for a year but have had none stop issues. Currently the managing agents have put a big hole in the ceiling of my flat. They never asked for permission, their contractor just advised tenant he had permission.  Some flats are having issues with water leaking into the flats, it wasn’t […]

New Launch! A brand-new and exclusive investment opportunity in the under supplied postgraduate student property market. Primus Edge offers investors a competitive 8% rental guarantee for a fixed 5 years. The development, ideally located close to the universities and the student village of the city of Leicester, is the perfect solution for postgraduate students looking for independent […]

I had a dispute last year with my two tenants over the return of their deposit where they wanted a higher rent abatement than I offered them for some major bathroom works that was done while they were there. They therefore failed to pay some rent in their last month.  When they moved out, I […]

My tenants of six months made an emergency call out for a plumber to unblock the kitchen sink. Plumber found a lollipop stick in th U bend which in turn had caused food waste to accumulate.  I am inclined to bill the tenants, but the argue they definitely did not drop a lollipop stick down […]

Can anyone provide any evidence that lenders have refused a mortgage application in an area where the property is licenseable and the reason for the refusal is the licensing scheme please?  EDITORS NOTE – please note that John Daley (author of this post) is responsible for the landlord licensing consultation in Southwark, hence his avatar. […]