Page 55 – Property118
Damaged kitchen floor with water and piggy bank in hard hat symbolizing repair and deposit dispute

Insured tenant deposit in dispute with no response from tenant?

20th October 2025

Hello Everyone, The former tenant is disputing the deductions from his deposit. I need some clarity about what to do with the tenant deposit when it is an insured deposit scheme, as against a custodial one, while waiting for a resolution. I was finally able to take possession of my property before the renter’s bill […]

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NRLA Housing conference offers landlords the chance to stay on top of new legislation

20th October 2025

A flagship housing conference bringing together industry experts and policymakers on key issues facing the private rented sector is selling fast. The National Residential Landlords Association (NRLA) UK Housing Conference in Liverpool on 5th November aims to support landlords and letting agents by providing opportunities to hear directly from industry leaders and discover tools and […]

BTL Mortgage Blog featured image showing a house, key, calculator, percentage sign and pound coins on a teal background.

Case Study: How One Landlord Restructured Mortgages to Save Thousands

20th October 2025

Behind every mortgage application is a story. For some landlords, rising interest costs and tighter stress tests have made refinancing feel like an uphill battle. But with the right approach, even landlords facing serious cashflow pressure can find solutions. This case study shows how one landlord restructured their mortgages in 2025, cut costs and released […]

Model house on coins with “First Time Buyer” tag symbolising rising property costs

First-time buyers paying more for homes

20th October 2025

Zoopla says improved affordability and borrowing power among first-time buyers has led them to spend more on their first homes this year. According to the platform, the average cost of a first-time house has increased by 2.4% in the last 12 months to £229,000. This growth is faster than the 1.3% average increase in the […]

Businesswoman holding budget folder beside model house and housing market charts.

House price growth slows ahead of Autumn Budget

20th October 2025

Speculation around the Autumn Budget has left the housing market on edge, with growth smaller than usual. According to Rightmove’s House Price Index, average new seller asking prices rose by 0.3% (£1,165) this month, reaching £371,422. However, this month’s 0.3% increase falls well short of the ten-year average October price rise of 1.1%, as the […]

Rent-to-Rent is FINISHED in 2026

20th October 2025

Let me be direct: rent-to-rent will come to an end in 2026. Whether people like hearing that or not, it does not change the reality. The numbers no longer stack, the risk has overtaken the reward, and the regulation coming into force will crush already thin profit margins. There was a time when R2R was […]

Letting Agent Fail: Rent Collected but Never Passed On

20th October 2025

One of the most frustrating scenarios a landlord can face is discovering that a letting agent has been collecting rent from tenants but not forwarding the payments on. Unfortunately, this situation has been reported more often than you might expect, leaving landlords out of pocket and tenants caught in the middle. In one reported case, […]

Rents might increase, but 1 in 3 landlords say: we’re out!

17th October 2025

It’s been a tense few weeks as landlords were hit with mounting financial and regulatory pressures. As the countdown continues to the Renters’ Rights Bill, another blow seemed to hit when the Green Party passed a motion at its conference calling for “the effective abolition of private landlordism.” Whilst initially widely mocked, it wasn’t long […]

Knight-themed Landlord Crusader logo symbolizing landlord advocacy

Landlords silenced as the Renters’ Rights Bill runs out of steam

17th October 2025

Well, that’s that then. No glorious resistance in the House of Lords, as the Renters’ Rights Bill limps back to the Commons and then Royal Assent. No real defence of the PRS to help politicians understand what they’ve got wrong. And they’ve got a lot wrong, as time will tell. The game of ‘ping pong’ […]

Affordable housing sign with claw marks symbolizing cuts to housing targets

Leaked memo reveals plans to slash London affordable housing targets to 20%

17th October 2025

A leaked memo reveals the Labour government plans to cut affordable housing targets in London. The i newspaper reveals the Housing Secretary Steve Reed and London Mayor Sadiq Khan have held talks over an emergency reduction of cutting affordable housing targets to 20% of which developers will have to pay for 10%, while the other […]

Two wooden house models beside colorful energy rating charts showing EPC grade C and “For Sale” signs.

EPC C targets push landlords to sell

17th October 2025

Energy Performance Certificate (EPC) C targets are now the leading reason landlords plan to sell, claims firm. A report by Pegasus Insight reveals 38% of landlords intend to sell at least one property in the next 12 months, with energy efficiency requirements cited more often than any other factor influencing their decision. The government have […]

Promotional banner for Renters Rights Bill landlord training by Property Investors Network, featuring experts Paul and Simon.

Landlords Need to Watch This Before It Is Too Late: Renters’ Rights Bill 2026

17th October 2025

I have worked in landlord and tenant law for more than 30 years. I have seen thousands of landlords lose control of their properties because they acted too late, used the wrong process or simply did not understand how fast legislation can change. The Renters’ Rights Bill is the biggest shake-up of the private rented […]

Red percentage symbols representing new buy-to-let mortgage rate offers.

Lenders boost BTL market with new landlord deals

17th October 2025

Three leading lenders have unveiled new and improved buy to let products this week, aiming to ease affordability pressures for landlords and give brokers more tools. Landbay has expanded its Premier range with two new like-for-like remortgage products, designed to help landlords manage costs while maintaining flexibility. Its two-year fixed-rate remortgage is priced at 4.49% […]

Model house on stacked coins with “First Time Buyer” label, showing falling affordability for new homeowners

First-time buyer market shrinks as affordability pressures bite

17th October 2025

The share of first-time buyers purchasing homes in England and Wales has dropped sharply this year, as rising living costs and tighter affordability continue to weigh on the housing market. According to home move comparison site reallymoving, first-time buyers made up 63.3% of all home movers in January, falling to 56.7% by August. That’s a […]

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Mystic Mortar Landlord Horoscope – 17 Oct 2025

17th October 2025

Mystic Mortar’s Landlord Horoscope Edition: Friday 17 October 2025 Welcome, star-gazers and key-holders, to another week where cosmic currents ripple through contracts, tenants, and property dreams. The skies invite you to blend charm with caution, weaving balance into every landlord choice you make. This week the Sun journeys through Libra, spotlighting negotiations and partnerships. Venus […]

Letting Agent Fail: Advertising a Property That Didn’t Exist

17th October 2025

It sounds like the plot of a scam, but in this case, it was simply a jaw-dropping example of incompetence. A letting agent in the UK was found advertising a property for rent that didn’t actually exist. The details were complete with glossy photos, rent figures, and even viewing slots – all for a flat […]