Page 57 – Property118
Keys with a red house keychain symbolising private rental sector demand amid rising tenant interest.

PRS remains red-hot as tenant competition intensifies

14th October 2025

Tenant interest in rental accommodation continued to rise over the summer, with new figures pointing to widespread growth across much of the country. Fresh analysis from Dwelly highlights that demand remained strong during the third quarter of this year. West Sussex has seen the highest concentration of properties being taken off the market, while Rutland […]

Wooden house model with LHA letters symbolising Local Housing Allowance and rent support reform.

NRLA urges government to lift LHA freeze

14th October 2025

The National Residential Landlords Association (NRLA) has joined a coalition of housing and charity organisations calling on the Prime Minister Kier Starmer to reverse the freeze on Local Housing Allowance (LHA) rates. In a joint letter to the Government, the NRLA stands alongside the Chartered Institute for Housing, the National Housing Federation, and homelessness charities […]

Couple surrounded by moving boxes in Scotland unsure about their tenancy rights

Scottish tenants claim lack of awareness of their rights

14th October 2025

A report claims Scottish tenants are unaware of their rights and fear complaining about issues to their landlord. According to Consumer Scotland’s A Fairer Rental Market: Exercising Tenancy Rights in Scotland’s Private Rented Sector report, despite the majority of tenants reporting that they would feel confident seeking resolutions from their landlord or letting agent (63%). […]

Unbelievable Letting Agent Fails: The Sale Nobody Mentioned

14th October 2025

This piece is part of our Unbelievable Letting Agent Fails series. Today’s story was first reported in the United Kingdom. Picture returning home to find a “For Sale” board outside your rental. That is what happened to a group of tenants who discovered their home was on the market without anyone telling them. Viewers began […]

Parliamentary debate on Renters’ Rights Bill amendments

Peers to debate final amendments to Renters’ Rights Bill tomorrow

13th October 2025

Peers will debate last-minute amendments tomorrow (14 October) as the Renters’ Rights Bill reaches its final stages. Over the weekend, further amendments were added to the list, though no major changes are expected The bill will go back and forth between the Lords and Commons to resolve any remaining disagreements on amendments. Pet damage deposit […]

A person writing on a digital screen of a laptop showing Tax and a percentage sign, Gov.uk logo

Making Tax Digital: Which Software Works Best for Landlords?

13th October 2025

Why Landlords Need to Act Now Making Tax Digital (MTD) for Income Tax is finally happening. From April 2026, if your total rental income is £50,000 or more, you’ll need to keep digital records and submit quarterly updates to HMRC. From April 2027, the threshold drops to £30,000, and later it’s expected to reach £20,000. […]

Businesswoman holding budget folder beside model house and housing market charts.

Autumn Budget uncertainty keeps house prices under pressure

13th October 2025

The upcoming Autumn Budget is expected to leave house prices constrained as uncertainty looms. According to the latest Acadata House Price Index, house prices were 3% lower than a year ago, marking the weakest year-on-year performance for a considerable period. Consumer confidence remains fragile, and the approaching Autumn Budget is weighing heavily on housing demand. […]

Hand pulling a wooden block labeled “Mortgage” from a house marked “BTL”, symbolizing buy to let lending and finance changes.

BTL mortgage market sees boost from HSBC, TML and Aldermore

13th October 2025

Three major buy to let lenders have unveiled measures aimed at strengthening support for landlords, offering improved borrowing options, rate cuts and cashback deals across the BTL sector. HSBC has expanded its BTL range with the introduction of ‘top slicing’, enabling borrowers to use their personal income alongside rental income when applying for loans. The […]

BTL Mortgage Blog featured image showing a house, key, calculator, percentage sign and pound coins on a teal background.

How Limited Company Buy-To-Let Mortgages Work

13th October 2025

More landlords than ever are holding property through limited companies in 2025. This shift is driven partly by the impact of Section 24 restrictions on mortgage interest relief, and partly by longer-term planning for succession and refinancing flexibility. While limited company borrowing is now mainstream, the way lenders assess applications differs in several important ways […]

Millennials laughing together while viewing a phone with a “Buy Now” house icon overlay.

Millennials drive surge in buy to let market activity

13th October 2025

Millennials are taking the lead when it comes to PRS investment in England and Wales, becoming the dominant force behind new buy to let company formations despite tougher tax measures. And that’s despite many of them struggling to buy their own homes. Research by Hamptons of Companies House and Connells Group sales data, shows that […]

Rising rental property availability across England illustrated with colorful houses and an upward arrow.

Rental home availability in England surges by nearly 20%

13th October 2025

Rental property availability in England has jumped by almost 20% over the past year, offering relief to tenants in a market that has been under pressure. Data from Adiuvo, a property management firm, shows that the number of homes listed for rent climbed from 95,354 in Q3 2024 to 114,178 in Q3 2025. That’s a […]

Red house with Scottish flag beside a heartbeat line symbolising Scotland’s housing market health

Small-scale landlords are key to solving Scotland’s housing crisis

13th October 2025

Scotland’s housing emergency could worsen without proper backing for small-scale, part-time landlords who now dominate the rental market, property expert David Alexander says. His warning comes as the Housing (Scotland) Bill prepares to become law, with fresh research highlighting how crucial small landlords have become over three decades. A comprehensive study by the UK Collaborative […]

Model house balancing between rising and falling rent prices.

Regional divide widens as rents rise in certain areas but cool in others

13th October 2025

Despite London and the South East seeing a drop in the salary required to rent, regional differences remain, with rents continuing to rise across parts of the UK. According to Propertymark’s rental price and average salary tracker, London and the South East recorded the sharpest year-on-year declines in the average salary needed to rent a […]

Unbelievable Letting Agent Fails: Renting Out the Uninhabitable

13th October 2025

Most landlords take pride in maintaining safe and decent homes. Yet every so often, stories emerge of letting agents marketing and renting out properties that are clearly unfit for human habitation. These cases grab national headlines because they strike at the heart of trust in the rental market. In one case reported in the UK […]

Businessmen overwhelmed by legal paperwork symbolizing the Renters’ Rights Bill

Landlords ‘running scared’ of Renters’ Rights Bill

10th October 2025

A Propertymark member agent warns, “landlords are running scared of the Renters’ Rights Bill.” Propertymark’s Housing Insight Report reveals member agents are worried about the bill as landlords look to leave the market. The report also shows that, despite a drop in rent arrears and a steady return of available rental properties, this is still […]

Sold sign over house icon representing landlords selling rental properties amid housing debate

Tenant group claims landlords selling up is not a bad thing despite housing crisis

10th October 2025

A tenant group claims landlords selling up won’t be bad for renters, as there’s no evidence of the private rented sector shrinking. Director of the Renters’ Reform Coalition, Tom Darling, made the bold claim during a panel on reforming the private rented sector at the Conservative Party Conference. As previously reported by Property118, landlords selling […]

Arrow hitting target with the word “miss” symbolizing failure to meet housing goals

Labour on course to miss housing targets without urgent action

10th October 2025

Labour’s housing target of 1.5 million homes by the end of this Parliament is doomed to fail without urgent action, claims firm. Analysis from planning consultancy Lanpro reveals delivery is 10% down on the ten-year average, and well below the 300,000 per year widely accepted as the minimum needed to reach Labour’s pledge. At the […]

Cockroach on kitchen floor symbolizing pest problem in rental property

Rental property been infested by cockroaches?

10th October 2025

An agent did a viewing with a new prospective tenant and noticed cockroaches. Unfortunately, the agent didn’t inform us and told the previous tenants to treat it by themselves instead of being treated professionally and to receive some sort of guarantee to say the property is clear to be let out again. The agency proceeded […]

Rent prices cooling in some UK regions, highlighting affordability challenges for tenants.

Rent rises are cooling but tenant affordability issues remain

10th October 2025

Rent rises are cooling in some parts of the country, but not enough to help alleviate tenant affordability issues, research reveals. The latest data from Canopy’s Q3 Rental Affordability Index also found that the average renter is now spending 41% of their take-home income on rent. The index, which draws on more than 112,000 data […]

Woman deciding between buying or renting a home amid rising UK property costs

Where buying is cheaper than renting in the UK

10th October 2025

Getting onto the property ladder may be more achievable than many first-time buyers realise, data from Lloyds reveals. The bank says that buying a home with a 5% deposit is typically 17% cheaper than renting, even with higher mortgage rates. The findings compare average rent payments with first-time buyer mortgage costs in 11 major UK […]