Page 53 – Property118

Letting Agent Fail: £50 to View a Flat Through a Window

24th October 2025

This piece is part of our Unbelievable Letting Agent Fails series. Today’s story was first reported in the United Kingdom. Prospective tenants expect to step inside a property during a viewing. In this case, a letting agent allegedly asked viewers to pay a £50 fee to look at a flat from the pavement, peering through […]

Energy efficiency rating chart with calculator and pen, highlighting EPC band C.

Labour government clashes over upgrade costs for EPC C targets

23rd October 2025

Officials in the Treasury and the Department of Energy Security and Net Zero (DESNZ) are arguing over how much landlords should pay for energy efficiency upgrades to reach EPC C targets, claims The Times. The Times reports that rows between the two departments centre on the Warm Homes Plan, which aims to help homeowners save […]

Government rejects rent control proposal as minister warns of negative impact on renters and landlords.

Housing Minister rules out rent controls despite pressure from Sadiq Khan

23rd October 2025

Housing Minister Matthew Pennycook says introducing rent controls will make life more difficult for renters and landlords. In response to a written question, Mr Pennycook says the government has no plans to introduce rent controls. The news comes after London Mayor Sadiq Khan claimed the “power to cap rents” is top of his list under […]

Blue house model with “LHA Unaffordable” sign highlighting the housing affordability crisis.

Only 1% of London rental homes affordable under LHA rates

23rd October 2025

Average rents continue to outpace Local Housing Allowance rates (LHA), pushing families into homelessness, according to a new report. Data by property consultants SimplyPhi reveal 26,064 properties were available to rent in London, however, only 1% were available to rent at LHA rates. The news comes after the National Residential Landlords Association (NRLA) and Shelter, […]

A person with a magnifying glass in front of a laptop with digital images coming out, and letting agents wording

Majority of small letting agents comply with sanctions checks but large firms lag

23rd October 2025

Letting agents are being warned to follow the rules or face fines, as despite new sanctions checks coming into force, some are still not complying. According to Goodlord, more than a quarter (28%) of large letting agencies (those with 11 or more staff) aren’t currently performing Politically Exposed Person (PEPs) and sanctions checks, even though […]

Final notice letter symbolizing rising buy-to-let repossessions despite falling arrears

BTL mortgage arrears drop but landlord possessions edge higher

23rd October 2025

Arrears in the buy to let sector have dipped, but repossessions are on the rise, according to the latest figures from UK Finance. At the end of the second quarter of 2025, 11,270 BTL mortgages were in arrears of more than 2.5% of the outstanding balance. That’s a drop of 560 cases from the previous […]

Chalk house with pound symbol and rising arrow illustrating UK rent increases to £1,343 in July 2025.

Rent growth slows as house prices continue to rise

23rd October 2025

Private rents across the UK rose by 5.5% in the year to September, reaching an average of £1,354 per month, the Office for National Statistics reveals. Its latest Price Index of Private Rents shows that while rents rose sharply, the rate of growth has eased from 5.7% recorded in August. England saw average monthly rents […]

Confused student surrounded by books, symbolizing uncertainty about the Renters' Rights Bill.

Seven in 10 students unaware of Renters’ Rights Bill and its impact on them

23rd October 2025

A survey has revealed that 68.6% of students have never heard of the Renters’ Rights Bill, despite it being due to reshape the student accommodation landscape as early as next year. The findings from StuRents point to a knowledge gap among student renters, even as the legislation threatens to disrupt long-standing tenancy patterns. The proposed […]

Houses of Parliament and new update sign for renters rights bill

Renters’ Rights Bill to become law as it heads for Royal Assent

22nd October 2025

The Renters’ Rights Bill is expected to become law shortly after the Commons approves the final version of the bill. Housing Minister Matthew Pennycook says the government will set out, as soon as possible, a plan for the bill’s implementation, but gave no specific date for when this will happen. Under the bill, Section 21 […]

Sign showing “National Insurance on rental income” outside office buildings.

National Insurance on rental income could give older landlords an advantage

22nd October 2025

The rumoured proposal of introducing National Insurance on rental income could benefit older landlords. Media reports suggest Chancellor Rachel Reeves could announce in the Autumn Budget that millions of landlords may be hit by plans to impose National Insurance contributions on rental income, generating around £2 billion in additional revenue. However, PropTech firm Reapit claims […]

Hands shielding a paper-cut family inside a house with an energy efficiency gauge below.

MP demands tenants be protected from eviction following EPC upgrades

22nd October 2025

An MP has called for greater eviction protection for tenants from landlords who have received grants to improve a rented property’s energy performance certificate (EPC) rating. In a written question, Democratic Unionist Party (DUP) MP Jim Shannon asked whether the government “has made an assessment of the potential merits of introducing tenants’ protections from eviction, […]

A person writing on a form with a Red cross and question mark

Section 21 possession claim form confusion?

22nd October 2025

I recently left a court hearing somewhat bemused after a rapid-fire interrogation of the bundle provided. It appears I hadn’t ticked the right box on a form, and with the hearing now adjourned for two months, I’m left in a difficult position with tenants wanting to move in, yet I can’t get rid of the […]

Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background.

Development Finance for Landlords – Converting HMOs, Flats and Mixed-Use Properties

22nd October 2025

For landlords looking to add value, development finance is a crucial tool. Whether converting a house into an HMO, redeveloping flats, or upgrading a mixed-use property, these projects often require funding beyond the scope of a standard mortgage. Development finance provides the bridge between vision and completion – but it comes with its own rules, […]

Letting Agent Fail: Misdescribed Property Leaves Tenant Homeless

22nd October 2025

Imagine signing a tenancy agreement for a flat you’ve never seen, only to discover that the property doesn’t even exist. That is exactly what happened in this unbelievable letting agent fail. A tenant, desperate to secure accommodation quickly, relied on the agent’s assurances and photos of a “newly refurbished one-bedroom flat”. After paying rent in […]

Model house with “For Rent” sign and location pin representing best UK cities for renters

The best cities for renters revealed

22nd October 2025

With rents climbing by nearly £80 a week over the past five years and as more than a third of Brits live in rented homes, the best cities for renters have been revealed. Landlord insurance firm Alan Boswell Group says it has found where tenants have it easiest to find a new home in the […]

Hand stamping document symbolising approval of Leeds selective licensing scheme

Council approves major selective licensing scheme

22nd October 2025

A major new selective licensing scheme to cover a fifth of Leeds’ private rented sector has been approved by councillors, despite landlords voicing strong opposition to the plans. The scheme will launch in February next year, with the council saying it will tackle poor housing standards and improve tenants’ quality of life. Covering around 12,500 […]

Agents sneaking in unfair exit clauses?

Right to Rent fines rocket as government clamps down

22nd October 2025

Right to Rent fines have soared, with landlords and letting agents facing a big rise in enforcement since late 2024. Home Office data shows that fines reached £4.2 million, compared with £596,400 in the previous period. That’s a sevenfold increase that signals a tougher stance on landlords and agents failing to carry out tenant verification, […]

Model house on a leaning stack of documents with a red pause button symbolising a slowdown in buy-to-let lending.

Buy to let mortgage lending plunges as landlords pause investment

22nd October 2025

Buy to let lending has taken a sharp fall, with Bank of England figures showing a 12.5% drop in loans agreed between June and August. The slump follows three consecutive quarters of growth and signals a sudden loss of confidence among landlords as speculation mounts over possible tax hikes in the upcoming Autumn Budget. Peter […]