Rising interest rates have transformed the lending landscape for landlords. Deals that looked affordable three years ago may now be unaffordable under today’s stress tests. For many, refinancing has become more complex, with lenders scrutinising cash flow and resilience like never before. Understanding how rates impact the commercial lending market is essential for landlords planning […]

A pet charity has condemned the Renters’ Rights Act, warning it could reduce the number of pet-friendly landlords. AdvoCATS welcomed the legislation but cautioned that “it’s no giant leap for petkind,” saying the removal of pet damage insurance from the final version of the Act undermines its potential impact. The Act, which received Royal Assent […]

The housing market has recorded its first annual fall in new sales in two years, as house price growth slows to 1.3%, according to Zoopla’s House Price Index. The findings reveal with less than a month to go till the Autumn Budget, house buyers are adopting a wait-and-see approach. Zoopla claims media speculation over stamp […]

A new lettings agency has launched to tackle housing inequality by “bringing more social purpose to the private rental market”. Good Place Lettings, created as a joint venture between the national homelessness charity Crisis and Homes for Good, claims it offers “a socially responsible alternative” for landlords who either self-manage or rely on traditional lettings […]

Rental supply continues to remain strong ahead of the Renters’ Rights Bill, as rents hit their highest levels in September in four years, according to a new survey. According to Foxtons Lettings Market Index reveals, despite a slight dip in demand, supply remains robust, with September 2025 listings exceeding those from the same month last […]

Rightmove has unveiled a new digital Renter Checklist tool aimed at easing the rental move-in process for tenants. The platform says it will help renters manage each stage of securing a property, from initial search to collecting the keys. The checklist lets tenants track progress in real time by ticking off each stage as they […]

In one of the starkest reminders that bullying tactics have no place in lettings, a letting agent was banned from operating after threatening a family with unlawful eviction. The case showed a pattern of heavy-handed messages and pressure, even when the rent dispute was contested. Local enforcement stepped in and secured restrictions to protect the […]

Long before I founded Property118, I began my career in financial services. I was just 19 years old, eager to learn and ready to help people make sense of their money. I’ll never forget my first-ever client meeting. It wasn’t a textbook case. It was a man in his early 60s, not much older than […]

The Renters’ Rights Bill has received Royal Assent and will now become law. However, the government has not yet released an exact timeline for implementation. It is believed that Section 21 will be abolished, and all fixed-term tenancies will automatically become periodic once the government announces a specific date. Prime Minister Keir Starmer said: “Every […]

The Renters’ Rights Act has now officially received Royal Assent, the biggest piece of legislation in more than 30 years for the private rented sector. Property experts warn the huge change will bring challenges for landlords and letting agents, as the government is expected to set out the timeline for the bill in the coming […]

Making Tax Digital (MTD) is coming. After years of delays, consultation papers, and pilot schemes, HMRC is finally moving ahead with its digital reporting overhaul for landlords and the self-employed. But before you panic about quarterly submissions, it’s worth asking a simpler question: Does MTD even apply to you yet? Click here to join the […]

Houses in Multiple Occupation (HMOs) carry different risks from standard single-lets. Multiple unrelated tenants, higher footfall, more complex fire safety requirements and increased wear all change how insurers underwrite the risk. The short answer is yes – HMOs typically require specific wording or endorsements, and insurers expect tighter compliance. This article outlines what good HMO […]

The UK’s Build to Rent (BTR) market has attracted more than £3 billion in investments in the first nine months of 2025, reflecting robust growth despite economic challenges. According to Knight Frank, the sector’s momentum is holding strong, with a 35% year-on-year increase in investment volumes in the third quarter alone, reaching £850 million. The […]

Freeholders launched a case under human rights law, claiming their rights would be infringed if leaseholders were allowed to benefit from the Leasehold and Freehold Reform Act 2024. However, they lost! This was the summary conclusion: ‘For all these reasons, we conclude that the measures under challenge, the Ground Rent Cap, the Marriage Value Reform […]

A damning report from the Home Affairs Committee has exposed a shambolic asylum seeker accommodation system, costing taxpayers billions due to the Home Office’s ‘incompetent’ mismanagement. The department’s reliance on hotels as the main solution for housing asylum seekers has spiralled into a costly, unpopular and unfit system, MPs say. What began as a temporary […]

The Housing Minister Matthew Pennycook has boasted on passing the Renters’ Rights Bill: “The bill will improve the lives of England’s 11 million private renters. It is a transformational piece of legislation”. I asked AI and it doesn’t exactly agree. AI says this:  There is no exact, up-to-date figure for the total number of rental […]

A landlord organisation warns the Renters’ Rights Bill is “anti-tenant rather than pro-tenant.” iHowz welcomes the immediate enactment of the Act, which has now become law, to end uncertainty for landlords and tenants but warns that the legislation is deeply flawed and could do more harm than good. The association believes the student rental market […]

Shawbrook, Landbay, Gatehouse Bank and Vida have each rolled out changes to their buy to let offerings, catering to a wide range of investors from first-time landlords to seasoned portfolio holders. Shawbrook has revamped its BTL range, introducing greater flexibility for brokers and their clients. The lender has replaced its Digital BTL product with the […]

Legal & General has unveiled a major £2 billion investment package to support regional regeneration, build 10,000 social and affordable homes, and create 24,000 jobs across the UK by 2030. The group’s latest commitment strengthens its focus on combining financial returns with clear social benefits. The cash will target infrastructure, housing and urban development in […]

Financial conversations around renting should begin much earlier in life because a lack of understanding is leaving many first-time renters anxious and unprepared, research reveals. According to rental guarantor service, Housing Hand, just 2% of renters said they received any information at school about managing housing-related finances. And the company’s Understanding Renters in 2025 report […]

Mark Alexander’s recent article about malicious damage made interesting reading, but leaves out one scenario which I`m sure would be of interest to landlords. Take a situation, for example, where a landlord has evicted a tenant, whatever the reason. Often the tenant has been anti-social and upset neighbours, etc, but even when that is not […]