Hello all readers, I think it might be worth all landlords signing up for the Government’s PRS updates and updates reference Assured Periodic Tenancy agreement templates. Their document is to give tenants already on an AST or Periodic tenancies on or before the 1st of May this year. Get emails from GOV.UK You’ll get emails […]

What does AI really mean for the letting industry, and why are we seeing such a surge of interest in AI tools across the property sector? AI is ultimately about removing friction, improving service, and making the industry more efficient. The technology has moved far enough that we can now run processes that were traditionally […]

Hi, my flat was ransacked by the tenant or a third party introduced by the tenant, and the electric meter was damaged. It will cost £6,000 -£8,000 to make a full repair. The council made an Emergency Prohibition Order under S43 Housing Act 2004. Fair enough. They now want me, the landlord, to pay them […]

Northern Ireland landlords could soon face some of the longest Notice to Quit periods in the UK after Communities Minister Gordon Lyons began a 12-week consultation on new regulations. The proposals would require private landlords to give up to seven months’ notice to tenants with more than 10 years of occupancy. The major policy shift […]

HSBC UK has lowered its buy to let affordability stress rates for domestic borrowers; a move it says will widen access to finance and help stabilise rental supply during a period of persistent cost pressure. The lender said the adjustment would give landlords greater flexibility when refinancing or raising additional borrowing, improving choice across the […]

The UK’s rents slipped in December to leave annual growth muted as landlords tread carefully ahead of May’s implementation of the Renters’ Rights Act. According to the latest HomeLet Rental Index, average rents fell to £1,317 last month, down 1.5% from November. Despite the monthly dip, prices remain 2.6% higher than a year earlier. Excluding […]

Non-HMO landlords are allocating around 25% of their gross rental income to their portfolio running expenses, with HMO operators reporting figures close to 45%, research reveals. According to Pegasus Insight, those proportions mark a big rise in maintenance and repairs, which now represent between 31% and 39% of overall expenditure. Average annual costs have reached […]

The tenant took a 12-month lease from 24/03/2017 and served notice to quit on 10/02/2018, effective 23/03/2018. The deposit, in the sum of £1,920, was registered with The Deposit Protection Service (DPS) on 27/03/2017. The rent due on 23/02/2018 was not paid. The tenant agreed that this amount could be deducted from the deposit, leaving […]

On the surface, two landlords submitted similar applications for commercial finance. Yet one was rejected outright while the other sailed through to approval. What made the difference? This case study highlights the importance of preparation, presentation, and broker expertise in determining outcomes. Case 1 – The Rejected Application A landlord applied directly to a lender […]

Happy new year! We’re back and ready to go, and for many landlords who waited until this year to start selling, this means getting ahead of the curve. With just 4 months to go until the Renters’ Rights Act becomes law, and the news that there might be many more hits to landlords by 2027, […]

Small landlords who care about their tenants will sell up in 2026 and be replaced by “money-motivated landlords” due to new regulations, claims legal experts. The Daily Telegraph reports mounting regulations, such as the Renters’ Rights Act, will see small landlords exit due to high costs and increased council powers. Under the Renters’ Rights Act, […]

The government has announced £20 million in legal support and advice for tenants facing eviction. The government claim the funding will help those at risk of eviction and debt to “get the help they need before they end up in court”. Propertymark says long-term reform of the housing justice system is needed to tackle the […]

Scotland’s biggest registered social landlord has begun buying homes across Glasgow to boost the city’s supply of affordable housing. Wheatley Homes Glasgow is using funding from the Scottish Government and backing from Glasgow City Council. The programme will see each property being refurbished before being offered at social rent to households facing urgent need. The […]

Paragon has rolled out a new range of bank base rate tracker buy to let mortgages, pitching them as a more flexible option for landlords navigating a shifting interest rate landscape. The products track the Bank of England base rate and crucially come with no early repayment charges. That means landlords can move away at […]

Hello, My tenant, aged 60, moved into the property in May 2022 as a sole tenant.  He has been a good tenant and the house is kept in good condition. I became aware his girlfriend had moved in around April 2025 when I did an inspection visit. We had a discussion about the need to […]

Underinsurance is one of the most expensive mistakes a landlord can make. If your sum insured is too low, insurers can apply the average clause and reduce any claim in the same proportion that you are underinsured. The reduction can hit every part of the claim – buildings repairs, contents, and sometimes loss of rent […]

A London council has been accused of poor timing and clumsy execution after landlord licensing adverts appeared across the Tube network before an early bird discount ends. One Property118 reader, Richard, questioned the coincidence, saying: “Wandsworth council has posted landlord licensing ads on the Tube, just days before the ‘early bird’ offer expires! Coincidence?” According […]

UK house price growth lost pace at the end of 2025, with annual inflation slowing to 0.6% in December from 1.8% a month earlier, Nationwide’s latest index reveals. The average home is now worth £271,068 and the slowdown marks the weakest annual rate since April 2024. In comparison, prices were rising at 4.7% in December […]

In 2026, mortgage brokers play a more important role than ever in helping landlords navigate the complex buy-to-let market. With stricter affordability rules, changing lender appetites and new product innovations, going directly to lenders is rarely the most effective option. This article explains why specialist brokers matter, what they can do that landlords often cannot, […]

Rental stock from households taking in lodgers is barely rising despite intense pressure across the housing market, research reveals. Growth in the number of rooms available to rent in people’s homes increased by just 1.5% in the past year. Previously, it had surged by 19%, the flatshare platform SpareRoom says, and it now wants a […]

Some areas of the UK have outperformed the wider market, showing strong house price growth, according to new figures. Research by eXp estate agents reveals that, despite periods of uncertainty surrounding the Autumn Budget, the housing market has remained resilient, with certain areas experiencing notable price increases. According to the data, the average UK house […]