Page 49 – Property118
House keychain with falling coins symbolizing rent prices dropping in England.

Rents fall 12% across England as voids lengthen – Goodlord

4th November 2025

The cost of renting a home across England fell sharply in October, marking the biggest monthly drop of the year, Goodlord says. According to its latest Rental Index, average rents tumbled by 12% compared to September. That ends a stretch of record-breaking highs seen during the summer and early autumn. The decline brought the national […]

Leasehold housing reform concept with icons representing property law and ownership changes

Landlords doubt government’s ability to deliver leasehold reform

4th November 2025

Nearly two-thirds of landlords believe the government will fail to deliver its promise to abolish leasehold before the next election, research reveals. According to Landbay, 64% of landlords think ministers will be unable to meet their target of ending the sale of new leasehold homes by the end of this Parliament. The government announced the […]

Glowing house symbolising housing data and regulation among dark surrounding homes

Smaller HMOs fly under the radar as councils call for better data

4th November 2025

A council has warned a lack of data on houses in multiple occupation (HMOs) means it cannot bring in additional regulations. Grimsby Live reports that North East Lincolnshire Council holds “very limited data” on smaller HMOs. A cross-party working group met to hear what information the council currently has and was told that any future […]

Confident landlord raising arm in triumph against sunrise, symbolising renewed optimism in the buy-to-let market.

Landlord optimism surges as confidence rebounds in the buy to let market

4th November 2025

Positivity is returning to the buy to let sector, with landlord confidence more than doubling since last year’s Autumn Budget, Landbay has found. The lender says its survey found that 36% of landlords now feel upbeat about the future of their rental businesses, compared with just 18% a year ago. At the same time, those […]

Hands exchanging a small house model symbolizing partnership in providing homes for the homeless

PRS project helps 160 people out of homelessness in its first year

4th November 2025

Nearly 160 people have found a place to call home thanks to a partnership between homelessness charity Crisis and the TDS Charitable Foundation. Launched just over a year ago, the three-year initiative has shown the potential of the private rented sector to provide homes for those in need. With funding from the TDS Charitable Foundation, […]

Frustrated landlord overwhelmed by unreliable letting agent delays and issues

Late rent payments and no inspections what would you do?

4th November 2025

I’m beyond frustrated and need some real talk from fellow landlords. My letting agent has consistently failed to pay my rental income on time every single month. It’s not just a one-off delay; it’s become a pattern. On top of that, they haven’t carried out the property inspections that were clearly outlined in our agreement. […]

An unprotected tenancy deposit form beside an open padlock and broken chain.

The unprotected deposit that sank a landlord’s case

4th November 2025

The landlord thought they were on top of everything. Rent came in, repairs were done, and the tenancy rolled on smoothly. But when arrears built up and a possession notice was served, the tenant’s solicitor spotted a glaring flaw: the deposit had never been protected. What looked like a routine eviction was thrown out in […]

Professional landlord couple reviewing their life insurance paperwork at home, reflecting on whether their cover still fits their current property portfolio.

How Much Life Cover Do Landlords Really Need?

3rd November 2025

Many landlords have life insurance, but few know whether it still does what they think it does. Over the years, policies are taken out, topped up, replaced, or forgotten. Mortgages are refinanced, portfolios grow, and children leave home. Yet the life cover that once felt reassuring might now be too little, too much, or simply […]

Rachel Reeves faces scrutiny over letting licence breach amid fresh warnings from agents

Rachel Reeves was warned twice about needing a selective licence

3rd November 2025

The Chancellor, Rachel Reeves, was warned by not one but two letting agents that she required a licence to rent out her Dulwich home, the Mail on Sunday reports. Yet she went ahead and let the property illegally for £3,200 a month. The fresh revelation piles more pressure on the Chancellor, who had claimed to […]

House key with tag labeled “Inheritance Tax” symbolizing property tax concerns for homeowners

Inheritance tax overhaul could hit ordinary homeowners hardest

3rd November 2025

Chancellor Rachel Reeves’s expected targeting of property and wealth in this month’s Budget will hit homeowners the hardest, one leading property expert says. According to the chief executive of Scotland’s largest estate and letting agency, DJ Alexander, the mounting speculation about inheritance tax (IHT) changes is causing alarm among ordinary families. David Alexander says they […]

Model house beside stacked coins and rising red arrow symbolizing UK house price growth.

House prices rise slightly as market shows resilience – Nationwide

3rd November 2025

House prices edged slightly higher in October as the property market continued to display resilience despite wider economic pressures. Nationwide’s latest House Price Index reveals that annual growth was up 2.4%, from 2.2% in September. Robert Gardner, Nationwide’s chief economist, said: “The housing market has remained broadly stable in recent months, with house prices rising […]

House surrounded by floating percentage cubes symbolizing mortgage rate reductions

More buy to let lenders reduce rates

3rd November 2025

A string of leading buy to let lenders have announced rate cuts and product enhancements across the commercial and BTL products as sector competition grows. InterBay, part of the OSB Group, has trimmed rates by up to 0.50% across its commercial owner-occupier and semi-commercial product lines. Rates now begin at 5.34%, with reductions designed to […]

A gas boiler with a red warning tag beside a blank gas safety record form.

The gas safety lapse that left a landlord exposed

3rd November 2025

The landlord thought it was just a formality. The boiler was new, tenants were happy, and time slipped by. When the gas safety check was missed by just a few weeks, it hardly seemed serious. But the tenants knew their rights. They reported the oversight, and the landlord suddenly faced the possibility of enforcement action, […]

House model on unstable wooden blocks with a broken chain and question mark symbolizing collapsing property chains

The chains, they are collapsing?

3rd November 2025

Hello Everyone, Some house prices are weakening area-dependent, and as a consequence, the mortgage lenders are being more cautious and marking down house values for new loan applications. This means, as a consequence, that borrowers need a higher percentage loan-to-value (LTV) than they originally thought was necessary. Therefore, there are more buyers that are forced […]

New housing development under construction in London with scaffolding and timber roofs

City Hall Conservatives call for end to affordable housing targets to boost supply

3rd November 2025

City Hall Conservatives urge London to get radical with housebuilding after the capital is building the fewest homes of any English region per capita. A report by City Hall Conservative member Lord Bailey reveals London is on track for fewer than 5,000 private construction starts in the whole of 2025. The Get London Building report […]

Rising rental profits with increasing property yields for UK landlords

Landlord profits hit six-year high but confidence slips

3rd November 2025

Landlords across the UK are reporting their best profits and yields in years, even as confidence in the market continues to waver, research from Aldermore shows. According to the findings, 89% of landlords are currently making a profit from their rental properties, the highest level since 2019. At the same time, average yields have risen […]

Evidence search highlighting mould growth on a living room wall near a sofa.

Legislation without evidential foundation?

3rd November 2025

As Awaab’s law has been written into statute, it’s worth understanding how laws based on false assumptions may lead to unfounded blame and discrimination. I can’t begin to think how awful it is to lose a child, but to lose a child to preventable mould tugs at the heartstrings of the nation. We all rightly […]

Missing tenant notice on a post with house keys and a question mark symbolizing landlord uncertainty

Evicting a tenant who’s already left legally?

3rd November 2025

I’m hoping someone can help me. I originally contacted you in March when my tenant disappeared. I issued him a Section 21, which terminated in May.  The tenant is in Thailand, and he hasn’t replied to any of my messages or emails since January. He also hasn’t paid rent since December.  I’m using an eviction […]

BTL Mortgage Blog featured image showing a house, key, calculator, percentage sign and pound coins on a teal background.

How Bank of England Base Rate Changes Affect Buy-To-Let Mortgages

3rd November 2025

Every time the Bank of England announces a change to the base rate, landlords sit up and take notice. The base rate sets the tone for all borrowing costs in the UK. In 2025, with landlords remortgaging at higher levels and stress tests still challenging, understanding how these changes filter through to buy-to-let mortgages is […]

Wooden house with a red target symbol crossed out, representing missed housing targets.

Housebuilders warn Labour’s housing targets may be unachievable

3rd November 2025

Housebuilders warn the Office for Budget Responsibility (OBR) that Labour’s 1.5 million homes target won’t be met. The Times reports that in a private letter to the OBR, Britain’s housebuilders, including the Home Builders Federation, said the government’s housing targets are “too optimistic.” The news comes ahead of the Autumn Budget next month. Reduce planned […]