Page 48 – Property118
Key unlocking glowing keyhole with financial graph symbolizing market confidence and reform

Leasehold reform – Which change will actually unlock the market?

6th November 2025

The government has just seen off a High Court challenge from major freeholders over the Leasehold and Freehold Reform Act (LAFRA) 2024. So, a time for leaseholder celebration? Perhaps, but before we declare victory for flat owners, it is worth asking the one question that really matters:  which of the reforms will actually get leasehold […]

Stack of legal documents with binder clips and a question mark symbol beside them.

Lifting a stayed possession order notice of issue?

6th November 2025

In January, I obtained a N206A Notice of Issue (accelerated possession claim), following the service of a Section 21 notice and accompanying paperwork. Slackness on my part, as I didn’t read it properly, caused me to ‘do nothing further’ till now, when I thought it was a long time in the system. I thought things […]

Finger pressing a glowing pink pause button symbolizing property market uncertainty before the Autumn Budget

First-time buyers hit pause until the Autumn Budget

6th November 2025

Nearly half of first-time buyers have put their property buying plans on hold until after the Autumn Budget, research reveals. According to eXp UK, 47% of aspiring homeowners have decided to delay buying amid uncertainty over housing and tax policy. Yet most are holding out for deeper, long-term changes to make homeownership genuinely affordable, rather […]

Cozy student bedroom with “College Vibes” pillow and study desk under warm fairy lights.

Renters’ Rights Act – 2 bedroom student units?

6th November 2025

I have been thinking about ways around the two-bedroom student house problem. My first thought is it’s hardly rocket science. There is presumably no problem in asking current 2025/26 student tenants to give notice now for the fixed term end date specified in their tenancy contract? I realise that it is likely or at least […]

House key and wooden home keychain symbolising landlords selling properties amid new rental laws

More than a third of landlords plan to sell amid RRA turmoil – Simply Business

6th November 2025

More than a third of landlords could quit the private rented sector within the next year as the Renters’ Rights Act creates uncertainty, research reveals. Simply Business says that 39% of landlords are considering selling up because of the RRA and other regulatory reforms. Its 2025 Landlord Report reveals that a quarter of landlords said […]

A scorched electrical socket showing burn marks from a safety failure.

The electrical safety lapse that sparked trouble

6th November 2025

The landlord had managed the property for years without issues. The wiring seemed fine, the lights worked, and the tenants never complained. When new regulations requiring an Electrical Installation Condition Report (EICR) came into force, the landlord delayed. Inspections cost money and felt unnecessary. But when the tenants reported a blown socket that left scorch […]

Woman holding a house symbolizing tenants staying put amid rising rents

More than half of renters are ‘flathugging’ and avoiding landlords

5th November 2025

More than half of tenants are choosing to stay put, clinging to their current homes despite wanting to move, research reveals. The flatsharing platform SpareRoom says that fears of rent rises and fierce competition have frozen the rental market. It says that 56% of tenants are now ‘flathugging’, a term for renters remaining in properties […]

Regulation blamed for slump in new-build housing supply

5th November 2025

“Regulatory bottlenecks” are to blame for a decline in new-build supply, according to new research. Data by Property Inspect reveals new-build supply in Britain has fallen dramatically and now accounts for just 5.9% of all current residential property listings in Great Britain. Industry experts say a shortage of qualified surveyors and assessors and regulatory rules […]

Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background.

Specialist Lenders Filling the Gap Left by High Street Banks

5th November 2025

High street banks have been retreating from parts of the landlord market, leaving many investors frustrated by rigid criteria and refusals. In their place, specialist lenders have stepped forward, offering tailored solutions for complex portfolios, HMOs, semi-commercial properties, and short-lease assets. For landlords, these lenders are now critical to sustaining and growing their businesses. Why […]

Renters’ Rights Act will push up rents as regulation tightens

5th November 2025

The Renters’ Rights Act will drive up rents as landlords respond to what they see as tougher rules and mounting compliance burdens. Fresh analysis from mortgage market analysts Pegasus Insight reveals widespread concern among landlords about the long-term impact of the legislation. The new law will abolish Section 21 ‘no-fault’ evictions, introduces open-ended tenancies, limits […]

Image of houses and coins to show property market is resilient

Residential property market remains resilient ahead of Autumn Budget

5th November 2025

Despite the residential property market showing signs of improvement, ongoing economic uncertainty remains with the Autumn Budget looming. Data from Octane Capital reveals the resilience of the residential sector compared to weakening demand in the commercial property market. Research shows that while non-residential property transaction volumes are down 5.5% across the UK so far in […]

Image of a house with a buy to let sign as lenders lower BTL rates

Aldermore and Shawbrook roll out major updates for landlords

5th November 2025

Aldermore and Shawbrook have announced product updates aimed at supporting landlords and streamlining the property finance process. Aldermore has unveiled a new range of limited edition buy to let products and reduced rates across several key options. For individual landlords and limited companies with single residential investment properties, the lender has introduced two five-year fixed […]

The unlicensed HMO that cost a landlord £20,000

The unlicensed HMO that cost a landlord £20,000

5th November 2025

The property was in demand, and rooms let quickly. The landlord thought they were simply maximising space by renting each bedroom individually. What they overlooked was that once five unrelated tenants occupied the property, it became a House in Multiple Occupation (HMO) requiring a licence. When the local authority discovered the breach, the fine and […]

027 IHT and Pension Changes: Must-Attend Webinar

2027 IHT and Pension Changes: Must-Attend Webinar

4th November 2025

If wealth planning is about staying ahead, why wait for the rules to change before you act? Major inheritance tax and pension reforms take effect in 2027. Structured landlords and wealth-focused investors need to ensure their estate and pension strategies remain robust. Reviewing and adjusting now reduces the risk of avoidable tax leakage later. To […]

Credit score gauge showing excellent rating on a laptop screen.

Rent payments to be included in credit scoring overhaul

4th November 2025

A leading credit ratings agency is to include rent payments in its new scoring system, the BBC reports. Experian is revamping its criteria which could see tenants having their credit scores boosted for paying on time. The credit reference agency is reshaping how it assesses financial behaviour. It wants to ‘better reflect more of the […]

Laptop showing compliance checklist reminding landlords of legal rental responsibilities

Landlords urged to check compliance after Rachel Reeves licensing scandal

4th November 2025

As controversy continues to engulf the government over property law breaches, lettings expert Leaders is reminding landlords to stay on top of their legal responsibilities. The call comes after Chancellor Rachel Reeves confessed to renting out her London home without the necessary selective licence from Southwark Council. It’s the latest in a string of high-profile […]

Landlord Insurance Blog featured image showing a house, shield, umbrella, policy document, tick and pound coins on a teal background.

Student Let Landlord Insurance – What You Need to Know

4th November 2025

Letting to students can be highly profitable, but it comes with a unique set of risks. Higher tenant turnover, seasonal voids, and increased wear and tear make student lets very different from standard single-lets. Insurers recognise this and underwrite student lets differently, meaning landlords need policies that specifically cover these risks. This article explains what […]

Gavel beside a sign reading “Delayed,” symbolizing court case backlogs and justice system delays.

Court section 8 hearing delays?

4th November 2025

I submitted a section 8 and section 21 claim on 28 October, and I now have a hearing date of 4 March 2026. That is 158 days or 23 weeks approximately. (Canterbury Court) It is one thing to be backlogged, but it is another thing for the Courts to be coy about the state of […]