I share my predictions for the UK property market in Autumn 2021 as well as the property market outlook for 2022. There are exciting opportunities ahead for well-informed property investors. Make sure 2022 is your year! What’s covered in the video: 0:00 | Intro 1:22 | Property prices in August 2021 2:45 | Market ‘Blips’ […]

Section 24 Tax only affects private Buy to Let landlords who are higher rate tax-payers. This is because finance costs are no longer regarded as a legitimate business expense for private landlords. Instead, a tax credit of 20% of finance costs is applied to reduce your tax bill. Section 24 Tax Loophole #1 If you […]

Michael Gove has been appointed new Housing Minister. Will this be good news for property investors. I think it’s a shrewd move by Boris. Watch this video below to find out why:

If a landlord wants to raise maximum finance on a property with a very low rental yield, the mortgage amount might well be restricted based on rental income. However, with “Top-Slicing” this needn’t be the case. Why would a landlord want to own a low yielding rental property in the first place? Well, one example […]

Like so many other Landlords, we’re at a crossroads at present, and about to diversify into the Holiday Let business. It’s something we’ve explored before, especially as two of our BTL properties are cottages in a tourist area, which cottages.com and others have been keen to put on their books, but we decided (luckily when […]

I own the upstairs flat in a converted house of two flats. I also own a 50% share of the freehold. I have had an offer accepted on the ground floor flat and the other 50% share of freehold, which I’m buying with my partner. So I will co-own the freehold with my partner, and […]

The smart way to achieve high cash flow in Buy-To-Let property is to take a defunct commercial building and convert it to multiple one-bedroom flats. Join me at one of the projects from my Mastermind student, Mindaugas ‘Mindy’ Okunis, and we’ll take you through why this is such a smart strategy for property investors. Please […]

Robert Jenrick, the Secretary of State for Ministry of Housing, Communities & Local Government has been sacked in the latest Cabinet reshuffle and replaced by Tory ‘Big Beast’ Michael Gove who famously stabbed Boris Johnson in the front during the first conservative leadership campaign after the Brexit vote. Michael Gove, MP for Surrey Heath, has […]

Hi, There is a block of 12 residential flats in a small town in West Sussex. They had Ninety-Nine-year leases granted in 1979 with a ground rent of £15 pa, increased in 2009 to £30 pa with another increase in 2039 to £60 pa until the expiry of leases in 2078. 5 of the 12 […]

Research published by the National Residential Landlords Association (NRLA) highlights the rent arrears crisis which affected the Welsh private rented sector throughout the first half of 2021. The research findings, which are based on extensive surveys of English and Welsh landlords conducted by research consultancy BVA/BDRC in the first two quarters of 2021, suggests that […]

The government job retention scheme, better known as furlough, is due to end 30th September 2021. Whether you are in the bar and restaurant industry, travel, leisure or events, your industries have been hit hard by the pandemic. If you have been furloughed, what does this mean for your mortgage? Lenders want to reduce any […]

To ease the pressure on the NHS the Government is increasing National Insurance by 1.25%, which means that your contribution will actually increase by more than 10%. But how will you find the funds to pay for this? Recent research shows that more than a quarter of homeowners are currently on their lenders highest possible […]

Shelter are claiming that 45% of private tenants in England are victims of some form of illegal behaviour carried out by their landlord or letting agent. Research carried out on Shelter’s behalf by YouGov surveying 3,5000 PRS tenants reported 25% of tenants suffered landlords or letting agents entering a property without permission. The YouGov survey […]

My last tenant has vacated my property, which I now plan to sell off as soon as possible. The Gas Safety Certificate has expired today, and I am wondering if I get a new certificate would it make the property more attractive to any potential buyer and or investor rather than leaving it to the […]

A study by Horticulture.co.uk has indicated that over the last 5 years, cases of Japanese Knotweed have increased by a national average of 27.91%. They have also produced an interactive map searchable by postcode to show  live and resolved cases by area: Click here A YouGov survey of homeowners in July last year suggested 80% […]

There are funds available to LA’s to provide accommodation to Afghani refugees, but they have no properties of their own to offer. Many Social Housing providers (that the LA’s have no choice but to use) have said that incoming Afghans will NOT be treated as a priority over and above the already never-ending list of […]

An estate agent has refused to pay me half of the holding deposit of tenants who withdrew on the point of signing. Does he have the right to hold onto their full holding deposit? When this has happened before, other estate agents have always split it in half with me. Is it solely within the […]

My wife and I are looking to buy a larger more expensive home and let the one we currently live in. Barclays have offered us some great interest rates because we have a large deposit for the new property and a lot of equity in the existing one, which they will give us a Buy […]

It’s a painful time for Property Landlords, as many Landlords face a massive, painful property tax bill. Are you one of these Landlords? Well, here’s what you can do about it by incorporating your portfolio. Today I’m joined by Mark Alexander from Property 118 for an end of Summer update as we discuss all things […]

After having gained planning permission we recently carried out a renovation of a large house into a 7 bedroom HMO with all the rooms benefitting from their own en-suite, but still having to share kitchen and lounge facilities, and all services of electric, heating and Wi-fi included in the all-inclusive rent. When the rating officer […]

I’m hoping someone can point us in the right direction as Rent Smart Wales, NRLA or the council have been unable to help. We have a building in 3 flats, the top floor is rented to a tenant who has been there for about 18 months. On starting to refurbish the middle floor flat, we […]