So, you have moved your property portfolio to a Limited Company or just set one up and want to borrow money for say a new purchase. The first thing you will notice is that interest rates for Limited Companies are higher than a BTL in your own name, apparently because there is a higher risk. […]

Hello, Can anyone advise ? ? My Dad was recently in the process of selling 3 flats and the Mortgage Lender was aware this was very imminent and were prepared to wait a SHORT while (weeks) for this to conclude. The term ended on 10th Jan and two of the three were to be sold […]

A Conservative MSP is calling on the Scottish Government to declare a ‘national housing crisis’ after it was revealed that 47,000 people are homeless in the country. The data from the Scottish government also reveals that 30,000 people are stuck on social housing waiting lists. Miles Briggs, the housing spokesperson for the Scottish Conservatives highlighted […]

Hello, a S21 was issued to a tenant with expiry in mid Dec. I then contacted my insurance to progress the accelerated process. They contacted the legal company that I have cover with as part of my policy. They have come back to me stating S21 is deemed invalid and that they will not progress […]

While there are homes to buy, tenants will struggle to rent due to a lack of rental stock and high demand, new data shows. The information and marketing services company TwentyCi has published its End of Year Summary Report for 2022 which reveals that the residential lettings sector has seen a significant decrease in the […]

Rents continued to rise in the last quarter of 2022 with tenants in London and Scotland seeing their increases outstripping inflation, The Deposit Protection Service (The DPS) says. The country’s largest protector of deposits reveals that average rents reached £903 in the last quarter – an increase of 1.57% (£14) since the previous quarter. However, […]

‘The future vitality of the education sector is uncertain.’ That’s the warning from several organisations after plans by the government to reform the PRS run the risk of making it more challenging for poorer students to enter higher education. The National Residential Landlords Association (NRLA), Universities UK and the British Property Federation are among those […]

Are you a landlord who has recently sold new build properties for less than what they paid? Then, Alexa Phillips, the personal finance reporter for the Telegraph would like to speak with you. Alexa would like to know: When did you buy the property? When did you sell it? Why did it lose value? Please […]

The festive period is over, and as we head towards the second month of 2023, the year has well and truly begun. For many landlords, 2022 was a mixture of tough decisions, calls to action, and the realisation of a potentially rocky road ahead. After years of profitable property portfolios, landlords started to feel the […]

So scrolling through Facebook, Insta or TikTok you’ve properly been bombarded with wanna-be gurus reciting the power points of the developer field views website on this new ‘groundbreaking’ SAVE TO BUY scheme (Side note) why do these people think reading word for word off a website, is a valid ‘opinion‘ to their viewers? I’ve never […]

The current turmoil in the rental market shows no signs of slowing down with UK rents in the fourth quarter of 2022 hitting an all-time high, increasing 13% year-on-year, according to a new survey. The flatshare site, SpareRoom, has revealed that for the first time ever room rents in Greater London exceeded £900. But London […]

I consider my landlord to be a perfect Gentleman and have been renting the same property for nearly two decades without any issues whatsoever. That was until I received the letter below from him a few days ago. I don’t know how to respond or what my options are. This is the text of the […]

Landlord insurance provider Simply Business has researched the buy-to-let areas that are most popular with landlords. It says that London is still the best city for buy-to-let landlords for the second year running. The firm says that more than 39,000 BTL insurance policies have been taken out in the capital. Birmingham and Manchester continue to […]

Hello, A friend bought a 1-bed new build flat in Southampton for her daughter to live in while at university. She graduated 3 years ago but the flat has been empty because of severe condensation and mould which make it un-lettable. She’s been hit with double council tax without any rental income. She has tried […]

Hello all, I have a question regarding the setting up of a limited company and transferring the only rental I have into it. What happens to the current landlord insurance I have got in place? I am the sole director of the company. I guess I can consider myself still a landlord since the property […]

More than four out of 10 buy-to-let landlords (42%) intend to buy additional property this year, a survey reveals. The findings from Landbay highlights that despite the ongoing pressures on landlords, 79% of landlords wanting to buy say they don’t plan to sell any of their existing properties. The strongest intention to invest came from […]

If you are a landlord who has sold any buy-to-let properties and invested funds in savings bonds, which now pay higher rates, Alexa Phillips, from the Telegraph would like to speak with you. Alexa would like to know: When you sold the property or properties in question? When you put money into savings bonds? Please […]

Are you a landlord who is not raising rents on some or all of your properties? Then, Alexa Phillips, the personal finance reporter for the Telegraph would like to speak with you. Alexa would like to know:  What was behind your decision on not deciding to raise rent ? When did you make this decision? […]

The latest data on the UK’s house sales from HMRC reveals that numbers dipped by 3% month-on-month in December 2022 with signs that rising mortgage rates impacted transactions. The figures show that 101,920 homes were sold in December 2022 – which is 1% higher than in December 2021 but 3% lower than in November 2022. […]

Hello, The petition against S24 is gaining momentum and needs more fuel to engage everyone to sign up. Please contact your local estate agents to spread the word and ask if they can put a poster in their windows. It would be good if someone can produce and share one for us all to use. […]

There has been a ‘significant’ drop in the supply of rental accommodation as landlords have sold up because of increasing regulation, research reveals. According to TwentyEA, the supply of homes to rent fell by 8% year on year in 2022 and by 25% since 2019. The findings also highlight that tenant demand for rental homes […]