Page 35 – Property118
Landlord Legacy Planning graphic showing a house, shield, document labelled Legacy Plan, and pound symbols representing family wealth protection.

The Landlord’s Legacy: Why Wills and LPAs Are Just the Beginning

14th December 2025

Most landlords appreciate the importance of having a Will. Fewer realise that a Will alone only takes effect once they have died. If illness or accident strikes first, even the most carefully written Will offers no help at all. That is where lasting powers of attorney (LPAs) and wider legacy planning come in. For property […]

Landlord Legacy Planning graphic showing a house, shield, document labelled Legacy Plan, and pound symbols representing family wealth protection.

Power and Protection: Understanding Lasting Powers of Attorney

14th December 2025

A Will decides who inherits when you die, but who acts if you are still alive and cannot? Many landlords overlook this question until it is too late. A Lasting Power of Attorney (LPA) provides the missing link between your business responsibilities and your family’s ability to manage them when you can no longer do […]

Landlord Legacy Planning graphic showing a house, shield, document labelled Legacy Plan, and pound symbols representing family wealth protection.

Tenancy in Common vs Joint Tenancy – Small Words, Big Consequences

14th December 2025

It is one of the smallest phrases in property law, yet it can transform the outcome of your estate. Whether you hold property as joint tenants or tenants in common decides who inherits your share, how it appears in your Will, and what flexibility your family has after you are gone. Many landlords never check […]

Landlord Legacy Planning graphic showing a house, shield, document labelled Legacy Plan, and pound symbols representing family wealth protection.

Why Every Landlord Needs a Modern Will

14th December 2025

Many landlords draft a Will early in life and rarely revisit it. Years later, their circumstances have changed: new properties, refinancing, business partners, children, and sometimes divorce or remarriage. Yet the Will remains the same. In practice, an outdated Will can create as much difficulty as having none at all. A modern Will reflects not […]

Knight-themed Landlord Crusader logo symbolizing landlord advocacy

Why the ridiculous RRA fines expose Labour’s anti-landlord agenda

13th December 2025

Well, the morons running the Labour government really have shown their hand, and it has done so with numbers so large they make a mockery of criminal sentencing. The new penalties revealed by Property118, highlight that the Renters’ Rights Act is not about ‘levelling up’ the playing field between landlord and tenant. In reality, they […]

Cartoon illustration of a landlord at a desk with regulations and tax books, symbolizing property as a business, not passive income.

Landlord Lessons Finale: Property is a business, not passive income

13th December 2025

Across this series, we have explored dozens of mistakes that landlords often make, from deposit protection errors to licensing oversights and safety documentation failures. Each of these stories highlights one truth that experienced landlords already understand: being a landlord is not passive income. It is a business that demands ongoing effort, knowledge and compliance. The […]

Eviction notice placed in a file marked “Past,” symbolising landlord decisions on serving Section 21 notices

Maybe landlords should have all served Section 21 notices in 2022?

12th December 2025

Rachel Reeves told MPs on the Treasury Select Committee that she had “narrowed the gap” between earnings from work and income from property, and has refused to rule out new property levies after the Budget, which saw landlords paying more tax. In 2022, I suggested on many landlord forums for EVERY PRS landlord to serve […]

12th December 2025

Well said Crusader (whoever you are). I posted the following on another thread, but it’s buried in page three of the comments, so I’m posting it again on your new thread to increase visibility. Just suppose, post Renters’ Right Act becoming fully operational, a landlord has two different tenants apply to rent the same property.  […]

Model house beside EPC rating chart and cash highlighting landlord costs for energy upgrades

NRLA warns that landlords can’t afford EPC upgrades

12th December 2025

Landlords can’t afford to pay for the proposed EPC rental property upgrades because they don’t earn enough in rent, the National Residential Landlords Association warns. It says that the government’s proposed funding model risks collapsing before it even begins. Ministers want landlords to spend up to £15,000 per property to meet the minimum EPC rating […]

Diverse group of renters holding emoji signs representing positive experiences in the rental sector

Renters report positive experiences with their landlords

12th December 2025

The majority of private renters have had a positive experience in the private rented sector, according to a government survey. The private rented sector tenants research report reveals satisfaction with landlords was higher (70%) than with property management agencies (62%). The survey was conducted in March 2024, with 1,517 renters participating in an online survey. […]

Cracked model house beside falling market chart illustrating weakening UK housing activity

RICS survey shows housing market weakens again after Autumn Budget

12th December 2025

UK housing activity weakened again in November as speculation around the Autumn Budget sapped confidence and pushed key indicators further into negative territory. That’s according to the latest RICS Residential Market Survey with agents reporting another month of falling buyer demand, shrinking instructions and sluggish sales. Many said the political noise ahead of the Budget, […]

Clock and gavel on a calendar highlighting urgency around Renters’ Rights Act court reforms

Government claims Renters’ Rights Act will ease court demand but experts warn of court chaos

12th December 2025

The government claim their rental reforms will “reduce demand on the courts,” but industry experts say the opposite is true. In its Renters’ Rights Act guide, the government insists the county courts won’t be overwhelmed because only “well-evidenced possession cases” will go ahead. However, Propertymark and the National Residential Landlords Association (NRLA) warn the Renters’ […]

Air-to-air heat pump outside a home highlighting eligibility for new government grant

Government unveils new heat pump grants

12th December 2025

The government has announced the Boiler Upgrade Scheme (BUS) has been expanded to include air-to-air heat pumps and heat batteries. The BUS offers financial grants to landlords and homeowners to replace gas boilers with low-carbon alternatives such as heat pumps and biomass boilers. The news comes after Chancellor Rachel Reeves announced in the Autumn Budget […]

Landlords face fines of £3,000 to £35,000 under new government guidance

11th December 2025

The government has released new civil penalty tables under the Renters’ Rights Act 2025, and the figures are outrageous. The official guidance, published this week on GOV.UK, sets out a scale of fines that start at £3,000 and climb to £35,000 for the most serious breaches. Many of these offences were previously treated as routine […]

Cash being exchanged for a house to illustrate debates over rent-in-advance rules

Government defends ban on rent in advance in Renters’ Rights Act

11th December 2025

The government have hit back at claims banning rent in advance will lock tenants out of the market. In the Renters’ Rights Act guide, the government claim large amounts of rent can be “a significant barrier to renting”. Under the Renters’ Rights Act, landlords and agents will no longer be allowed to accept large amounts […]

gavel striking between two piggy banks symbolising falling tenancy deposit disputes

Deposit disputes remain rare despite rising rents – TDS

11th December 2025

Formal disputes over tenancy deposits continue to affect only a small fraction of the private rented sector, even as deposit values and rents climb, the TDS Group has revealed. Its Statistical Briefing 2025 shows that just 1% of protected deposits in England and Wales were subject to formal adjudication during 2024/25. A total of 46,950 […]

Student housing miniatures under magnifying glasses highlighting concerns over rental reform impact

Renters’ Rights Act could shut students out of university education

11th December 2025

Industry experts have warned the Renters’ Rights Act will make it harder for students to find homes. The National Residential Landlords Association (NRLA), together with student housing platforms Accommodation for Students, Uni Homes, and The Young Group, say the Act may restrict access to university education, as landlords may be unable to guarantee available homes. […]

Energy-efficiency graphic hovering above a professional's outstretched hand, highlighting EPC upgrades for landlords

Agents urged to take the lead over tougher landlord EPC rules

11th December 2025

Letting agents and mortgage brokers are being pushed to the forefront of preparations for tighter EPC rules, with one leading industry figure warning that many landlords still lack the guidance needed to meet the proposed deadlines. Dr Neil Cobbold, the commercial director at Reapit, told viewers of Eco Approach’s recent ‘Green homes – how can […]

Piggy bank beside coins and a small house illustrating questions about recovering a tenancy deposit

Tenancy pre 2007 not put into a deposit scheme?

11th December 2025

Hi. I am currently dealing with the estate of a friend. I have established that his Assured Shorthold Tenancy commenced in 2006 and changed to a periodic tenancy after the initial 12-month period. I have asked the landlord which scheme he had deposited the deposit to which he replied that he didn’t think there was […]

Digital mortgage dashboard showing BTL application tools on a laptop

Buy to let and commercial lenders offer new rates and products as one exits

11th December 2025

Lenders are reshaping the buy to let and commercial finance landscape as new products, pricing moves and a strategic exit have been announced. Paragon Bank has widened its streamlined BTL application journey to include HMOs and Multi-Unit Blocks, cutting friction for landlords holding 15 properties or fewer. The update follows the summer launch of its […]