Page 16 – Property118
Scales balancing buy-to-let and homeowner mortgages in front of suburban houses

Buy to let lending growth is matching homebuyers

23rd February 2026

Buy to let borrowing is rising at the same rate as loans taken out by first-time buyers and home movers as improving BTL rates are helping landlords invest, research reveals. According to mortgage brokers Alexander Hall, the buy to let mortgage lending market expanded at an average quarterly rate of 7% over the past year. […]

Student reviewing paperwork on phone with rising investment and growth graphic overlay

UK PBSA investment hit £4.3bn in 2025

23rd February 2026

Investment into the UK’s purpose-built student accommodation (PBSA) sector climbed to £4.3 billion in 2025 as institutional appetite for the asset class remained strong. Research from global property consultancy Knight Frank says that’s a 10% annual rise and nearly £880 million was invested in the final quarter. The firm’s latest Student Market Update reveals that […]

Hand controlling a wooden puppet over model buildings labelled PropCo and OpCo, symbolising risk separation

My PropCo OpCo strategy

20th February 2026

Several Property118 readers have requested details of how I manage my properties, and now, most importantly, how I protect my properties from liabilities and potential fines of up to £40,000. My Property Company (PropCo) owns some 70 properties, purchased over the last 30 years, the shares for which shares are all owned by family members. […]

Damp and mould damage on rental property wall highlighting housing standards concerns

Government’s Decent Homes Standard impact assessment slammed as ‘not fit for purpose’

20th February 2026

The government’s impact assessment for extending the Decent Homes Standard to private landlords has been slammed by an independent committee as ‘not fit for purpose’. The withering condemnation of the Ministry of Housing, Communities and Local Government’s (MHCLG) proposals has been made by the Regulatory Policy Committee (RPC). The aim is to bring private landlords […]

Model house with EPC energy rating scale and for sale sign representing impact of EPC C rules on landlords

Landlords could exit the market without EPC support – Propertymark

20th February 2026

An industry body has warned the government must support landlords in achieving EPC C targets by 2030 or landlords could leave the market. Propertymark has responded to the government consultation on energy-performance certificate (EPC) reforms and the Home Energy Model, which will replace the way EPCs are measured, replacing the existing single cost metric with […]

Knight-themed Landlord Crusader logo symbolizing landlord advocacy

If PRS tenants are so happy, why are landlords being persecuted?

20th February 2026

There’s an old saying that says if something isn’t broken, don’t try to fix it and this week, landlords had the perfect example of what is happening in the private rented sector. Almost three quarters of tenants in England say they are happy renting. That’s 74% according to Pepper Money’s survey. Only 11% say they […]

Stacked coins forming the word RENT to illustrate rising UK rental costs

Landlords raise rents due to legislative uncertainty

20th February 2026

More than half of landlords (51%) raised rents during the last 12 months as many consider leaving the market, according to a new survey. Findings by The Deposit Protection Service (DPS) reveal that upcoming legislative changes are a key factor behind landlords considering selling their properties. The data also shows that some landlords are taking […]

Leasehold housing reform concept with icons representing property law and ownership changes

Leaseholders hesitant to escalate complaints due to redress system

20th February 2026

The current leasehold redress system is deterring leaseholders from pursuing and resolving complaints, an organisation has warned. The Leasehold Advisory Service (LEASE) has revealed that leaseholders are not escalating complaints because the process appears too time-consuming and stressful. The news comes as the government have announced plans to cap ground rents to £250 a year […]

Red percentage blocks being cut away from blue blocks, symbolising buy-to-let mortgage rate reductions

Pepper Money among BTL lenders cutting rates

20th February 2026

Pepper Money has reduced its buy to let (BTL) mortgage rates by 0.50% across its 70%, 75% and 80% loan-to-value tiers, covering both Pepper 48 and Pepper 36 products. This includes Houses in Multiple Occupation, and the reductions apply to two- and five-year fixed terms. The lowest rate now stands at 3.94% on the Pepper […]

Rising London rents highlighted by pound symbols and upward arrow over city skyline

London rents climb as supply stays tight

20th February 2026

London’s PRS has started the year on a firm footing, with restricted stock and steady renter interest continuing to drive rental growth, Chestertons reveals. It says that activity across the capital remains robust and tenant enquiries in January were 6% lower than the same month in 2025. However, the figure is 81% higher when compared […]

Man clutching cash in front of Lady Justice statue, symbolising alleged landlord overcharging

Landlords challenged at Tribunal found to be overcharging on service charges

20th February 2026

A left-wing group claims social and private landlords are “getting away with large-scale financial exploitation” over service charges. A survey by Social Housing Action Campaign (SHAC) claims that in cases where service charges were challenged at the First-tier Tribunal (FTT), more than 63% of landlords were found to be overcharging. The figure rises to more […]

Fire-damaged rental property highlighting concerns over housing standards and safety

726,000 PRS homes may fail the Decent Homes Standard 2035 deadline

20th February 2026

Around 726,000 privately rented homes in England could fail the Decent Homes Standard (DHS) by 2035, research reveals. Inventory Base says that another 87,000 homes in the social sector could fail too. Publication of the new Decent Homes Standard last month followed a lengthy consultation, and landlords have up to 10 years to comply. The […]

Danger Zone road sign in front of rental homes with To Let boards

Tenant group claims PRS is a ‘danger zone’ but critic warns of RRA consequences

19th February 2026

Generation Rent claims the private rented sector was a “danger zone” due to an imbalance of power between landlords and tenants. Speaking to Matt Allwright on Channel 5 about the Renters’ Rights Act, the group’s chief executive, Ben Twomey, argued that many renters were living with insecurity and poor-quality housing. However, a broadcaster on the […]

Stressed landlord reviewing rental finances outside terraced homes with let agreed signs

Landlords devote 31 hours of ‘sweat’ every month to property management

19th February 2026

Letting property is proving far from passive, with landlords dedicating huge amounts of time alongside financial investment to keep portfolios running. According to Pegasus Insight’s latest Landlord Trends report, landlords now spend an average of 31 hours each month managing rental homes. That equates to almost four working days, and the firm calls it ‘sweat […]

UK private rents rise 3.5% as house price growth slows across England, Wales and Scotland

UK rents rise 3.5% as house price growth slows

19th February 2026

Private rents across the UK continued to climb at the start of the year, though the pace of growth has eased. The latest Office for National Statistics data show average monthly private rents rose 3.5% to £1,367 in the 12 months to January 2026. Last month, the annual increase was 4%. In England, average rents […]

Dog and kitten resting together on a sofa, symbolising responsible pet ownership in rental housing

Social housing landlords urged to be fair on pet requests

19th February 2026

Social housing landlords will not be legally forced to grant pet requests, but the government urges them to be fair and considerate. In a letter to social housing landlords, the government claims tenants in social housing do not experience the same barriers as tenants in the private rented sector (PRS) to keeping a pet. Under […]

Hand holding model house and keys with sold sign against Scottish flag backdrop

Scotland’s landlord sales outpace those investing

19th February 2026

More landlords in Scotland sold property than bought over the past year, underlining the direction of travel across the nation’s private rented sector. Research from SafeDeposits Scotland Charitable Trust found 14% of landlords disposed of rental homes in the last 12 months. That compares with just 5% who expanded their portfolios. The Trust’s Voice of […]

Map of the UK with Glasgow highlighted, symbolising top residential investment returns

Glasgow named top UK property investment city

19th February 2026

Glasgow has taken the top spot for the first time in a major real estate firm’s league table of residential investment hotspots. The latest edition of Colliers’ Top UK Residential Investment Cities Report places Scotland’s largest city ahead of long-established frontrunners. The firm points to standout results across economics as well as property and environmental, […]

Red “To Let” sign in front of house with downward arrow highlighting rising rental void costs

Void costs surge for England’s landlords

19th February 2026

Void costs are rising across England by up to 64%, with landlords absorbing growing losses as both rents and letting gaps increase. The research from Dwelly shows the average financial hit linked to empty properties has climbed 13.8% over the past year. In some areas, the increase is much steeper, with one region recording a […]

Landlord facing fines under housing licensing enforcement rules

Landlords could be fined twice for same offence warns licensing expert

19th February 2026

A landlord expert has accused councils of “double jeopardy enforcement against landlords” by fining them twice for the same offence. Phil Turtle, licensing expert at Landlord Licensing & Defence, has warned councils are creating two routes to prosecution or financial penalty for the same alleged failing, such as selective, additional or HMO licensing. Mr Turtle […]