House prices in England and Wales are on the rise again with an annualised growth of 1.9% – which is below the rate of inflation. A report from Home.co.uk, also reveals that rents in London have fallen sharply in recent months, with the City of London and Hackney seeing the biggest falls. However, rents in […]

Hello, I bought a property in 2003 which had tenants in situ with a protected tenancy. They had been moved in very recently by a property company which had bought their previous rented property. A tenancy agreement was set up by the property company describing the tenancy of the new property as ‘Protected’, but with […]

Real estate firm Knight Frank has issued a stark warning that tenants could move into properties without paying any rent once the Renters’ Rights Bill becomes law. The government’s bill will prohibit any rent payment before a tenancy agreement is signed, with landlords facing fines for accepting such payments. The firm’s head of lettings, Gary […]

There will be a big drop in the availability of stamp duty-free homes from April 1st when the current stamp duty relief reverts to previous thresholds, research reveals. Yopa says that currently, a third of properties for sale in England offer the possibility of a stamp duty-free purchase for existing homeowners. However, this figure is […]

More than half of the UK’s renters are looking to move home within the next six months, research reveals. According to the tenant app Tlyfe launched by OpenBrix, 57% of renters plan to move in 2025, with 59% of those intending to do so within the next six months. And 13% of tenants have plans […]

When my father died, his Will specified that I was to purchase a property for his long term live in carer/lady friend to live in, rent free for the rest of her life. Her new home was purchased from the proceeds of dads estate. An agreement was drawn up by solicitors which states that the […]

The UK’s private rented sector is showing signs of stabilisation after a period of upheaval, with rent increases slowing across the country, data reveals. SpareRoom’s latest rental index reveals that London is the only UK region experiencing rent falls, marking the fourth consecutive quarter of decline. The platform says that in the final quarter of […]

An industry body labels the Welsh government’s proposal of two months’ rent as compensation for eviction as ‘counterproductive.’ Propertymark is urging the Welsh government instead to focus on boosting housing supply rather than penalising landlords. A consultation is currently under way on the proposal, with the Senedd’s Housing and Local Government Select Committee reviewing evidence. […]

Hi, I bought a property with a sitting tenant who has been residing at the property for over four years before the purchase was completed. New 12 months tenancy agreement contract was given to the tenant following the purchase. The contract has since come to an end and has moved to a rolling periodic contract. […]

While buy to let mortgage rates have risen slightly following the Autumn Budget and despite soaring gilt yields, Octane Capital believes the lending landscape remains favourable for UK landlords. Octane’s analysis found that the average two-year fixed-rate BTL mortgage rate (75% LTV) had been declining before the Autumn Budget in October 2024, reaching 4.22%. This […]

Hello, I rented out my property many years ago to some tenants. I would now like to sell the property as I need the funds. However, the tenant is not moving until they receive a court order and bailiff eviction so that they can go to the council and get rehoused. Obviously advised by the council or […]

For years, the Rent to Serviced Accommodation (R2SA) business model has been championed as a low-cost entry point into property investment. Promoted heavily by property education courses, this strategy involved leasing residential properties, forming Limited Companies, and subletting those properties as short-term lets under the Tour Operators’ Margin Scheme (TOMS). However, the recent HMRC v […]

“This ruling could spell financial disaster for operators and property owners alike.” That’s the message echoing across the serviced accommodation industry following a dramatic reversal by the Upper Tribunal (Tax and Chancery Chamber) in the HMRC v Sonder Europe Ltd case. The decision has shattered assumptions about VAT treatment under the Tour Operators’ Margin Scheme […]

Hi, We will be Incorporating a single BTL property into a Ltd company – paying due SDLT and any applicable CGT. We have about 50% equity in the property and would like for this to be treated as a Director’s Loan within the company. My question is: In order to do this, do we need […]

The UK government is set to finally unveil its long-awaited consultation on new energy efficiency standards for private rented properties. Plans are expected to include a requirement for all rental homes to achieve an Energy Performance Certificate (EPC) rating of C or equivalent by 2030. This move follows months of delays since the initial announcement […]

Roma Finance has launched RomaPro, a new buy to let funding solution designed for property investors which is available exclusively for special purpose vehicles (SPVs). RomaPro offers loans from £75,000 to £2 million, enabling investors to transition from purchase and construction to long-term BTL funding. The launch coincides with a strategic reorganisation of Roma’s product […]

The average sale price of a home in England and Wales nudged higher in December, increasing by 0.2% to £357,400, research from e.surv reveals. It says that despite this slight uptick, prices remain around 2% lower than a year ago and 6% below their late-2022 peak. While the housing market demonstrated resilience last year, regional […]

Will the RRB come into effect with it’s proposed changes or is it just scare tactics? If so, it’s already working very well. I am not an experienced landlord and have only been at it for a few years, therefore what is the opinion of the veterans out there? I have asked what may seem […]

London’s rental market continued to surge in 2024, with research revealing a city-wide average monthly increase of 4.3%. The data from Benham and Reeves points to Shoreditch leading the charge across its London offices. It saw the most significant growth, with rents climbing by 6.6% per month. Canary Wharf and Ealing followed closely with 5.9% […]

A leading landlord law expert has condemned two ‘rogue councils’ after the Regulator of Social Housing (RSH) issued scathing reports detailing ‘serious failings’ in their management of social housing stock. Newcastle City Council, which voluntarily referred itself to the RSH, faced severe criticism for a range of issues, including more than 1,800 overdue repair requests. […]

How would you like to make over £100k profit per annum, from your property investing? What if that profit was from just one property deal? What if you could do that without having to get a mortgage, or put in a big 25% deposit? In this week’s episode of the Property Magic Podcast, I interview […]