Page 129 – Property118
Businessman pointing at a virtual calculator representing financial planning and company incorporation.

How to create a Directors Loan when Incorporating?

21st January 2025

Hi, We will be Incorporating a single BTL property into a Ltd company – paying due SDLT and any applicable CGT. We have about 50% equity in the property and would like for this to be treated as a Director’s Loan within the company. My question is: In order to do this, do we need […]

Smartphone showing smart home energy efficiency rating in a modern kitchen

Government to consult on EPC C rating for the PRS

21st January 2025

The UK government is set to finally unveil its long-awaited consultation on new energy efficiency standards for private rented properties. Plans are expected to include a requirement for all rental homes to achieve an Energy Performance Certificate (EPC) rating of C or equivalent by 2030. This move follows months of delays since the initial announcement […]

Stacks of coins with houses on top symbolizing property investment growth with Roma Finance and HTB logos.

Roma Finance and HTB unveil new products

21st January 2025

Roma Finance has launched RomaPro, a new buy to let funding solution designed for property investors which is available exclusively for special purpose vehicles (SPVs). RomaPro offers loans from £75,000 to £2 million, enabling investors to transition from purchase and construction to long-term BTL funding. The launch coincides with a strategic reorganisation of Roma’s product […]

House model on coin jar with market trend graph, symbolising UK house price stability.

The UK’s house prices stabilise in December

21st January 2025

The average sale price of a home in England and Wales nudged higher in December, increasing by 0.2% to £357,400, research from e.surv reveals. It says that despite this slight uptick, prices remain around 2% lower than a year ago and 6% below their late-2022 peak. While the housing market demonstrated resilience last year, regional […]

Worried landlord with question marks surrounding Renters Rights Bill uncertainty

RRB – Will it come into effect as proposed or is it just scare tactics?

21st January 2025

Will the RRB come into effect with it’s proposed changes or is it just scare tactics? If so, it’s already working very well. I am not an experienced landlord and have only been at it for a few years, therefore what is the opinion of the veterans out there? I have asked what may seem […]

Aerial view of London with Shoreditch and modern skyline in the background

The best London area for rent growth revealed

21st January 2025

London’s rental market continued to surge in 2024, with research revealing a city-wide average monthly increase of 4.3%. The data from Benham and Reeves points to Shoreditch leading the charge across its London offices. It saw the most significant growth, with rents climbing by 6.6% per month. Canary Wharf and Ealing followed closely with 5.9% […]

Run-down council kitchen with outdated appliances and housing law expert in foreground

‘Rogue councils’ slammed for their ‘serious failings’ in housing management

21st January 2025

A leading landlord law expert has condemned two ‘rogue councils’ after the Regulator of Social Housing (RSH) issued scathing reports detailing ‘serious failings’ in their management of social housing stock. Newcastle City Council, which voluntarily referred itself to the RSH, faced severe criticism for a range of issues, including more than 1,800 overdue repair requests. […]

Property Magic Podcast cover with Simon Zutshi and spotlighted chair

£108k annual profit from one deal

21st January 2025

How would you like to make over £100k profit per annum, from your property investing? What if that profit was from just one property deal? What if you could do that without having to get a mortgage, or put in a big 25% deposit? In this week’s episode of the Property Magic Podcast, I interview […]

Students in shared house discussing changes to HMO tenancy agreement

How will Renters’ Rights Bill change logistics of student rental market?

21st January 2025

Hi, still trying to get my head around how this is going to work in practice. I work within a small agency which specialises in student homes. A surprisingly large portion of our homes are 1 and 2 bedroom options for students. However, from what I can see, there isn’t any provision to offer this […]

Nightmare Tenant - eviction seems difficult

How to handle a nightmare tenant who needs to be evicted?

21st January 2025

Hello all, I am in a bit of trap and struggling to find a way out. When my ex-tenant wanted to move out back in 2022, he recommended a couple who were neighbours and willing to move in. It was easy for all of us, and since I didn’t have much experience as a landlord, […]

Young adults drinking and smoking at a party with question mark symbolizing concerns about antisocial behavior

Can I break my PSL lease due to a tenant’s ASB?

20th January 2025

Hi, I have recently joined the private sector leasing scheme (PSL) with my local council to help house local families. When I met with the housing officer, I stipulated that I would only be interested in signing up, if they could guarantee that the tenant, didn’t have a criminal record, wasn’t an ex-convict or had […]

Model house surrounded by stacks of coins symbolising rising UK property prices.

Market sees record home seller numbers and rising prices – Rightmove

20th January 2025

The average price of property coming to market in the UK has risen by 1.7% this month to £366,189, the largest jump at the start of the year since 2020, Rightmove has revealed. This increase follows a record number of early-bird sellers entering the market since Boxing Day, offering buyers the highest level of choice […]

Investor jumping between buy and sell decisions in the property market

Any landlords planning to get out and stop investing in the UK?

20th January 2025

The Renters Rights Bill (RRB) is being fast tracked through parliament, probably due to Labour holding the majority of the seats. They have zero respect for any landlord and have no intention of revising the courts before they push it through. They deliberately want landlords to suffer and let bad tenants take over properties and […]

Rental demand falls in late 2024 with seasonal slowdown highlighted by Zero Deposit research

Rental demand dips in the final quarter of 2024

20th January 2025

Tenant demand for rental properties in England experienced a seasonal decline in the fourth quarter of 2024, research reveals. According to Zero Deposit, there was a 7.3% quarterly drop in demand, which follows an annual decline of 2.6%. The analysis, based on the number of let agreements compared to available stock, also shows that while […]

Welsh flag featuring the red dragon symbol of national identity

Propertymark welcomes Welsh PRS response but worries about rent controls

20th January 2025

Despite welcoming the response of the Welsh government’s plans for the PRS, Propertymark says it is concerned about plans for rent controls, no-fault evictions and energy efficiency regulations. It says the plans could have a negative impact on landlords in Wales and hit the supply of rental properties. The Welsh government was responding to the […]

Rocket labeled rent soaring upward, symbolizing rising rental costs.

Generation Rent criticises the lack of rent caps in the Renters’ Rights Bill

20th January 2025

Generation Rent says it is disappointed by the lack of measures to introduce rent caps as part of the Renters’ Rights Bill. The organisation says that the Bill’s abolition of Section 21 evictions is a positive step for renters in England and it welcomes the ban on paying more than a month’s rent in advance. […]

Dog and cat cuddling on a sofa, supporting Dogs Trust campaign for pet rights in social housing

Call to extend the right to keep a pet to social housing

20th January 2025

The government is being urged to extend proposed pet-friendly rights to renters in social housing. The call is being made by Dogs Trust which points to the Renters’ Rights Bill which will include greater rights for pet owners in the private rented sector. When the Bill becomes law, private sector tenants will have the right […]

Couple viewing rental home with Hamptons estate agent sign

Under 45s rent bill hits £56.2bn as interest rates keep more people renting

20th January 2025

The amount of rent paid by under 45s in Great Britain soared to a record £56.2 billion in 2024, a £3.5 billion increase from the previous year, research reveals. Hamptons says that this surge coincides with a big rise in the number of young people renting, driven largely by higher interest rates that have made […]

Knight-themed Landlord Crusader logo symbolizing landlord advocacy

Landlords: Would you start in BTL in 2025 if given the choice?

17th January 2025

Despite a growing landlord exodus – which the housing minister Matthew Pennycook disbelieves – would you start as a landlord in 2025? There are reasons for and against. I’d like to hear your views because I try – honestly! – to remain positive despite what is regularly being thrown our way. I got thinking after […]

Golden scales of justice balancing renters’ rights beside a glowing house model

Call for the strong enforcement of the Renters’ Rights Bill

17th January 2025

One organisation says that while changes to rental law are vital, they are only the ‘first step’ in rebalancing power in the private rented sector (PRS). Nationwide Foundation warns that the passing of the Renters’ Rights Bill in its progress to becoming law is not enough to address the deep-seated issues facing 11 million private […]