Page 108 – Property118
Whiteboard with a drawn house and keys and the word mortgage with a label New Product

Lenders cut BTL rates for businesses and landlords

22nd July 2025

Two leading lenders, Atom Bank and ModaMortgages, have announced rate reductions to support businesses and landlords seeking cheaper financing. Atom has lowered rates by 0.25% across its fixed-rate standard commercial mortgage portfolio. For commercial investment properties, new applications now start at 5.88%, while owner-occupied business cases begin at 5.68% for loans at 45% loan-to-value (LTV) […]

half man face with a question mark on his forehead

Alex Sobel MP on radio 4 demonstrates the lack of understanding of PRS?

22nd July 2025

This morning at around 7:50 am, Alex Soble, Labour MP for Leeds Central and Hedingley, demonstrated just how uninformed MPs are about the private rental market. During a discussion about his desire to see the use of guarantors, he stated, “any good landlord will have rent guarantee insurance “, when talking about a care leaver […]

sopmneone sitting at desk signing with the lady of justice

Renters’ Rights Bill could lead to a surge in tenant CCJs

21st July 2025

A leading lettings professional has raised concerns about a potential increase in County Court Judgments (CCJs) for tenants as the Renters’ Rights Bill nears enactment. The legislation aims to improve tenant protections but may inadvertently expose renters to significant financial risks. The law will abolish Section 21 ‘no fault’ evictions and instead landlords must provide […]

House model with Section 21 eviction notice and question mark symbolizing landlord concerns.

Unintended benefit of removing s21?

21st July 2025

In response to Mark Alexander and others regarding the pros & cons of the Renters Rights Bill, there may be a potential pro. The removal of the s21 Notice, that the landlord WISHES to regain possession of their property, will backfire on government intentions and on tenants previously “evicted” under s21. How? I hear you […]

profit dial with a red cross and businessman in background with a picture of matthew Pennycook

Councils must not profit from selective licensing schemes claims Matthew Pennycook

21st July 2025

The Housing Minister has confirmed councils should not profit from selective licensing fees, despite a council landing itself in hot water over mishandling of fees. Matthew Pennycook has warned councils “not to use selective licensing fees to fund other local authority services,” emphasising that fees must be ringfenced for running the schemes alone. However, a […]

age 30 balloons and confetti with Paragon Bank logo

Paragon Bank celebrates 30 years of pioneering landlord mortgages

21st July 2025

Paragon Bank is celebrating three decades since launching its inaugural mortgage for landlords, a move that helped shape the UK’s private rental landscape. The bank’s first loan, issued in 1995 for £31,150 at a 70% loan-to-value ratio on a £45,000 property, came a year before the term ‘buy to let’ was coined. This pioneering step, […]

someone smoking pot and a question mark

Should I let tenants leave early due to pot smoking neighbours?

21st July 2025

Hi everyone, Our elderly tenants are having issues with some tenants in a neighbouring block of flats. Our tenants’ new build bungalow backs onto an area of open land, which is the ‘garden area’ for the small block of flats. Lately, they and other neighbours have been complaining to the site manager of the new […]

red small houses with red down arrow

PRS sees rents fall amid cooling tenant demand – Hamptons

21st July 2025

Landlords are seeing a slowdown in rent inflation as tenant demand cools, research reveals. Hamptons says it is cutting its rent growth forecast from 4.5% to a modest 1% for 2025 as tenant interest drops 11% in the first half of the year compared to the same period in 2024. That demand is now 20% […]

wooden House being held above wooden people with a waiting list stamp

Landlord blames selective licensing for rising council housing waiting lists

21st July 2025

A Nottingham landlord has blamed selective licensing for the city’s long council housing waiting lists. More than 400 people apply to join Nottingham City Council’s housing register every month, and the supply of council housing is rapidly falling short of demand. Mick Roberts, one of the city’s largest landlords to house benefit tenants, warns the […]

Uk lady of justice

Renters’ Rights Bill won’t become law until the autumn

21st July 2025

The Renters’ Rights Bill is poised to become law before the Labour Party conference in October. That’s when Deputy Prime Minister Angela Rayner is expected to announce to conference delegates that the legislation has abolished Section 21 ‘no-fault’ evictions. The legislative process is nearing completion with the House of Lords concluding its Report stage on […]

BLOCKS WITH WORDING REGULATIONS, COMPLIANCE, RULES , STANDARDS FOR LANDLORDS

New Sanctions Checks from 14 May 2025?

21st July 2025

Does anybody have a definitive interpretation of the new regulations? These are for Agents to do checks on Tenants and Landlords. However, it appears to cover only New Tenants and New Landlords, which they call Prospective. If I have been with an agent for several years, do they need to retrospectively check me? If the […]

people surrounded by a for sale sign holding different house prices outside a house

Selling 5 houses to purchase 10: buyers are chomping off Landlords’ hands

18th July 2025

We’re already over half way through 2025. It’s hard to believe that in the blink of an eye we’ll be entering into 2026. We’ve been through a lot as landlords, the tax nightmares, refurb costs, struggling to rent, the Renters’ Rights Bill edging closer to implementation, bringing stricter tenant rights and making evictions even harder. […]

Knight-themed Landlord Crusader logo symbolizing landlord advocacy

The Renters’ Rights Bill = A direct threat to landlords losing control

18th July 2025

I was among the first to highlight that the Renters’ Rights Bill effectively hands control of a landlord’s home to the tenant. And now we have council officers being handed the ability to give a tenant 24 hours’ notice and carry out an inspection, without informing the landlord. Now that’s a power that won’t be […]

Houses and a down arrow on a mans hand with to rent signs

London’s renters face fewer homes and higher rents – NRLA

18th July 2025

London’s private rental market is shrinking rapidly, leaving tenants with fewer options and higher rents, the National Residential Landlords Association (NRLA) is warning. It points to government figures which reveal a 6% drop in private rental properties in the capital from 2023 to 2024, even as tenant demand continues to surge. That data contradicts yesterday’s […]

Dog on chair looking out on a blacony with leasehold flats in background

Tories slam Labour’s housing pledge as government hints at pet reforms for leaseholders

18th July 2025

Conservative MPs have slammed Labour for their “unrealistic housing targets of 1.5 million homes.” Despite being a manifesto commitment to build 1.5 million homes in this Parliament, many industry experts say Labour’s target, while ambitious, is unachievable. Elsewhere, during a debate in the House of Commons, Housing Secretary Angela Rayner hinted at extending the right […]

Border patrol torso with high guarded fences and a tick sign

‘Landlords turned into border officials’ under Right to Rent warns Peer

18th July 2025

A member of the House of Lords has criticised Right to Rent checks, saying they effectively turn “ordinary landlords into immigration officers.” In England, the scheme requires landlords and letting agents to verify that all prospective tenants have the legal right to live in the UK before renting out a property. Baroness Thornhill of the […]

Houses with gold coind and a gold up arrow

Landlords boost profits despite rising start-up and running costs

18th July 2025

Landlords are enjoying higher profits despite facing steeper start-up and running expenses, research reveals. According to lettings and acquisition specialist, Dwelly, becoming a landlord now demands a heftier upfront investment, with average start-up costs climbing to £16,824 in 2025, a 63.3% jump from £10,302 in 2024. The rise is mostly due to a 76.9% increase […]

Dogs with glasses behind houses on a yellow background

Tenant group claims pet deposit amendment will price out renters

18th July 2025

Generation Rent claims that the pet deposit amendment will force tenants to pay landlords more than £1,000 in upfront costs. Members of the House of Lords voted for an amendment in the Renters’ Rights Bill to accept an amendment allowing landlords to take a separate pet damage deposit of up to three weeks’ rent above […]

Woman outside property with confetti

Property Investors Awards launch new category celebrating women in property

18th July 2025

A new award has been announced to drive opportunities and meaningful change for women in the property industry. The Property Investors Awards have announced a new category for this year’s awards, with the Woman in Property of the Year Award. This year’s awards take place on the 15th of November at the Hilton Hotel Park […]