No Debt? Should you incorporate your portfolio?

by Ranjan Bhattacharya

15:03 PM, 12th June 2020
About 9 months ago

No Debt? Should you incorporate your portfolio?

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No Debt? Should you incorporate your portfolio?

In this video interview with Mark Alexander, founder of Property118, we explore the opportunities afforded to landlords with no mortgages or low mortgages in regards to transitioning their ownership structure to a Limited Company. This is also known as ‘incorporation’

It is widely acknowledged that more than half of the UK’s wealthiest residential landlords have no mortgages at all.

The ‘impact report’ produced by the Office for Budget Responsibility in 2015 suggested that only 19% of landlords would be affected by the restrictions on finance cost relief. Therefore, it is reasonable to assume this is because the majority of landlords have no mortgages, which raises the question; what is the optimal ownership structure for those unaffected landlords? The video below answers this question.

WEBSITE LINKS REFERENCED IN THE ABOVE VIDEO

  1. 8:40 for HMRC manual regarding Capital extraction >> https://www.gov.uk/hmrc-internal-manuals/business-income-manual/bim45700
  2. 14:44 Link to case study article – Merchant banker £12m business >> https://www.property118.com/benefits-incorporating-rental-property-business-no-mortgages/
  3. 21:40 Tax Planning and book consultation page >> https://www.property118.com/tax/

Landlord Tax Planning Consultancy is the core business activity of Property118 Limited (in association with Cotswold Barristers).

Show Form To Book A Tax Planning Consultation
Consultations include new client compliance checks, fact find via email with complimentary software, expert analysis, a detailed written report and recommendations and a recorded video conference with your Property118 Consultant and our Hon. Legal Counsel, which your existing advisers are welcome to participate in. All consultations are confidential and you will be provided with a copy of the recording of the video conference. We GUARANTEE total satisfaction or a full refund.
  • Book a Tax Planning Consultation

  • Please provide an overview of your circumstances and what you are looking to achieve.

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