Neighbour’s fallen tree caused damage to the garden of my rental property.

A large neglected tree in a neighbour’s garden fell during high winds in February, damaging my garden. My fence was uprooted, along with a section of paving. This was due to the tree roots extending under the fence and paved area of my garden, they were ripped up as the tree fell, leaving a large hole. 

I contacted the owner of the property. She informed me that she was insured & would sort out the damage.

Some work was carried out to cut the tree up, but this has now ceased. No activity for several weeks. I’m told that the man doing the work has hurt his back.

Three months have elapsed since the damage occurred.

The owner says that I should claim from my insurer and that they will then counter claim from hers.

I don’t want to involve my insurer, why should I?

I’ve given her 14 days to get the matter resolved. Failing this, I will get the damage to my property repaired and invoice her for the cost.

She now seems content to ignore the situation, which affects another garden in a similar way.

My tenants have lost the amenity of a garden, for which they are paying. So far, they have tolerated this.

Any advice would be gratefully received.

Thanks

Lawrence