Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website, www.property118.com
(“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
||means an account required to access and/or use certain areas and features of Our Site;
||means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below;
||means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003;
||means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and
||Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at email@example.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at firstname.lastname@example.org, or using the contact details below in section 14.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
|Name of Cookie
||Used only to collect performance data, with any identifiable data obfuscated
||This cookie is strictly necessary for Cloudflare's security features and cannot be turned off.
- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
|Name of Cookie
||First / Third Party
|__utma, __utmb, __utmc, __utmt, __utmz
||Helps to understand how their visitors engage with our website
||Helps to understand how their visitors engage with our website
- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
8:03 AM, 18th June 2015, About 8 years ago
Reply to the comment left by "wanda wang" at "17/06/2015 - 20:12":
As per our previous DVLA report to you the company vehicle which you mentioned in your instruction is registered to the Ministry of Defence although our enforcement agent is investigating this further. In any event the value of this vehicle is estimated to be approx £500 at auction and once the costs of removal, storage and auctioneers sale fees are considered it is not financially advisable to remove such a vehicle. It should be remembered that vehicles will often have to be removed without keys, log book, MoT and service history.
As you know, the other H-reg (1990) vehicle has been standing for some time and is untaxed hence why the costs of removal and sale would far outweigh it's value also.
Should you wish to indemnify us for the costs of removal, storage and sale we will of course adhere to your instructions regarding removal.
However, I must advise that during our visit yesterday the debtors claim that they have submitted an application to stay enforcement and set aside judgment. They could provide no proof of this so we shall continue with enforcement action in the meantime.
A full report will be sent to you later today.
I fully understand your frustration in this matter but please bear with us whilst we continue to try and negotiate payment.
12:05 PM, 20th June 2015, About 8 years ago
I also have a case currently with the Sheriffs Office. Again for unpaid rent and only two payments made after the CCJ. I do wonder how tenants can pass a credit check through an estate agent when after they had left found they had paid no electricity, gas water, television licence etc etc. However they did keep their Council tax up to date. Perhaps because father was local mayor and recently elected local councillor. They stupidly left a box in the property full of mail relating to debts going back a few years but how can they pass a credit check when owing so many companies so much money? When asked the utility companies why they dont cut the supply off they said they are not allowed to do that in case the people living in the property are elderly or children and vulnerable. At least since the case has been transferred up to the bailiffs they have started to make payments and on a regular basis so enforcement does work and very grateful for this. However unsure whether DVLA can reveal whether a person at a certain addresa is the owner of a car without knowing the actual registration number. Almost certain they do have a car but when bailiffs have visited the property the vehicle hasn't been there.
12:14 PM, 20th June 2015, About 8 years ago
Reply to the comment left by "Ann Large" at "20/06/2015 - 12:05":
I'm pleased to hear that your debtors are now making some payments towards what they owe.
In terms of DVLA checks we can only submit a request using a registration number. I have always lobbied for the DVLA to provide reverse checks using a name and address. They hold this data and this would increase the chance of successful enforcement of court judgments significantly. Alas, this has fallen on deaf ears thus far.
It is common knowledge that various forums and advice groups advise debtors to park their cars away from their house if bailiffs are chasing them for a debt. If the DVLA allowed the reverse check this would immediately give the enforcement agents the ability to find the debtors vehicles in the surrounding roads.
12:23 PM, 20th June 2015, About 8 years ago
It is helpful to know this and as someone posted earlier, a good reason to make a note of car registration details for tenants from the start. Again, very grateful there is a low cost option to go to for enforcing a CCJ. Would recommend the option of asking tenant to appear in court to declare finances also which is what happened in our case. Think at times it seems much easier to just give up in some cases because of all the hassle but important not to to ensure these people realise they shouldnt be able to go through life getting a free ride.
13:13 PM, 20th June 2015, About 8 years ago
Reply to the comment left by "Ann Large" at "20/06/2015 - 12:23":
I am glad to hear that your case has a little optimistic outcome since it is the hands of bailiffs. However, even you know actual cars registration number, I don’t think that will help either. I have been advised by The Sheriff’s Office, the costs of removal, storage and sale could greater than car’s value. So I will have more money out of pocket.
Declare their finances, they could make up their expenditure is greater than their income. Then you get reward for £10 a month.
I totally agree with you, we can not let these people get away with. but the law is not on our side.
13:21 PM, 20th June 2015, About 8 years ago
It is still good to have them go to court and they need to take bank statements with them too. You can also ask questions of them whether you appear at court in person or not. Our tenants certainly didnt like being asked to appear in court which is more reason to ask them to do so if needing to find out a bit more information. Our case has been going on 15 months since initial small claims and not used a solicitor at all, did it ourselves. But not giving up as someone else will have same problem with them further down the line
16:56 PM, 20th June 2015, About 8 years ago
Reply to the comment left by "Ann Large" at "20/06/2015 - 13:21":
Good on you, did all by yourself. I used solicitor to help drafting section 21 notices, because of their fault, costing me one more month unpaid rent. They are only interested in dragging longer and charge you more money.
Surprise me, this disgraceful family rent through the Estate agent again, how did they pass all checks? How did they pass previously landlord reference?
Mark Alexander - Founder of Property118
17:06 PM, 20th June 2015, About 8 years ago
I really can't understand why landlords put themselves through such grief when for £35 pm it can be somebody else's problem, even the legal fees, letting, management, rent guarantee insurance, deposit protection, tenancies, notices etc. PLEASE check out LettingSupermarket.com next time you're looking to re-let.
11:39 AM, 10th July 2015, About 8 years ago
I have recently written about an ex tenant, a self employed window cleaner who owes rent, I have just been informed that he claims working tax credits and housing benefits because of his low earnings. A friend of mine who is a law student tells me that I can make a claim for attachment of earning to these benefits, does anyone know if this is true?
Mark Alexander - Founder of Property118
11:42 AM, 10th July 2015, About 8 years ago
Reply to the comment left by "Jack Craven" at "10/07/2015 - 11:39":
Yes it's true but I think the maximum award in terms of deductions against benefits is capped at a very low number. Something like £10 a month I think!