Which insurance options should I consider?
Which categories of optional insurance cover (i.e. beyond standard buildings and accidental damage, public liability) do small-portfolio landlords here usually take out, or at least favour as potentially cost-justifiable, assuming one uses a good letting agent with sound procedures and non-LHA tenancies?
Many thanks
Glenn![]()
11 comments on this article
Learn from your peers’ experience
A different perspective could help you spot an issue, avoid a mistake or find a better way forward. Read the comments and add your own views if you wish.
Previous Article
Compulsory Purchase order and Proposed Demolition of streetNext Article
Help with Notice to quit in Scotland
Member Since June 2014 - Comments: 327
5:21 PM, 15th April 2015, About 11 years ago
Landlords Contents is more applicable to fully furnished properties, but many Insurance policies have a minimum value, typically £5000 although some allow a lower sum assured. Major risk if fire which is typically low, with water leak more common as a claim. Theft of landlords contents I would have thought were very low. For un-furnished properties, question of replacement value of carpets and curtains and attitude to risk. Allan