Privacy Policy
BACKGROUND:
Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website,
www.property118.com (“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
Please read this Privacy Policy carefully and ensure that you understand it. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site
. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
“Account” |
means an account required to access and/or use certain areas and features of Our Site; |
“Cookie” |
means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below; |
“Cookie Law” |
means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003; |
“personal data” |
means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and |
“We/Us/Our” |
Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. |
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at npatterson@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
This Privacy Policy applies only to your use of Our Site. Our Site may contain links to other websites. Please note that We have no control over how your data is collected, stored, or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them.
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
Depending upon your use of Our Site, We may collect some or all of the following personal data (please also see section 13 on Our use of Cookies and similar technologies):
- Name;
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. Any personal data that you have provided will, where it is relevant to any part of Our business that is being transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use that data only for the same purposes for which it was originally collected by Us.
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- You may restrict Our use of Cookies. For more information, see section 13.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at info@property118.com, or using the contact details below in section 14.
- Our Use of Cookies
- Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our products AND/OR We have carefully chosen these Cookies and have taken steps to ensure that your privacy and personal data is protected and respected at all times.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
Name of Cookie |
Purpose |
Strictly Necessary |
JSESSIONID |
Used only to collect performance data, with any identifiable data obfuscated |
No |
__cfduid |
This cookie is strictly necessary for Cloudflare's security features and cannot be turned off. |
Yes |
- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
Name of Cookie |
First / Third Party |
Provider |
Purpose |
__utma, __utmb, __utmc, __utmt, __utmz |
First |
Google |
Helps to understand how their visitors engage with our website |
_fbp |
First |
Facebook |
Helps to understand how their visitors engage with our website |
- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
If you have any questions about Our Site or this Privacy Policy, please contact Us by email at info@property118.com, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 12, above).
- Changes to Our Privacy Policy
We may change this Privacy Policy from time to time (for example, if the law changes). Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up-to-date.
john thompson
Become a Member
If you login or become a member you can view this members profile, comments, posts and send them messages!
Sign Up11:47 AM, 17th November 2023, About 11 months ago
The government like to keep quite about the unfair tax grab and its the last thing they will go back on, if ever, whist being one of the main reasons landlords are selling up.
Of course the latest reason for the big sell off they are trying to blame it on and deflec to is landlords retiring all of a sudden. This is a small percentage, and of those a large majority are retiring from the PRS because the tax grab, they've had enough of scraping a meger profit and all the B.S.
Another thing the government dont like to talk about and another reason the housing market is in such a mess is all the imagrants, illigal, AND legally rubber stamped they keep bringing in every single year, over 600,000 last year, were are you going to house them all you clowns!
At the end of the day this government is about cheap labour, taxing as much as possible and scrimping everywhere else, instead of actually facing the truth and fixing all the problems they have created. Stop lying, spinning B.S. half truths and get something done.
Michael Booth
Become a Member
If you login or become a member you can view this members profile, comments, posts and send them messages!
Sign Up20:33 PM, 17th November 2023, About 11 months ago
Capital gain tax has been disaster for prs , governments of all colours have in their word simplified the tax, that government speal for increasing.it , by removing/ reducing allowances on it , l do recall it being 40% with a raft of allowances like taper relief and a few more relief which brought it down to next to nothing depending on how long you had the asset .this has all gone, now its a systematic attack on the amount you can deduct was £12,300 next year £6,300 then the year after zero.
Easy rider
Become a Member
If you login or become a member you can view this members profile, comments, posts and send them messages!
Sign Up21:32 PM, 17th November 2023, About 11 months ago
There will be zero help for landlords although, perhaps, a reduction in IHT will help us when we die.
Having been encouraged by successive governments to invest in property, I feel bitterly let down by the Conservatives and fear far worse is to come WHEN Liebour win the next election.
If I feel I am being unfairly targeted and bullied beyond acceptance, I will fight back.
Pobinr
Become a Member
If you login or become a member you can view this members profile, comments, posts and send them messages!
Sign Up22:14 PM, 17th November 2023, About 11 months ago
The elephant in the room. I’ve noticed how many more of the people who apply to rent my properties in Southampton compared to ten or twenty years ago, are from abroad.
Nothing against these people. In my experience they’re nice people. Legal migrants.
It’s the sheer numbers that worry me.
Legal net migration last year = 606k = 5000 new homes needed/week !
80% of migrants seek out rental property when they arrive = 4000 additional rental properties needed/week.
= Unprecedented extra demand.
Meantime there’s a govn’t war on landlords so many are quitting.
And Labour won’t reduce net migration
Lab or Con = Crisis looming. Expect ever more pressure on demand for housing, more urban sprawl & ever more traffic congestion due to too many people in England
HC Mann
Become a Member
If you login or become a member you can view this members profile, comments, posts and send them messages!
Sign Up2:29 AM, 18th November 2023, About 11 months ago
Reply to the comment left by john thompson at 17/11/2023 - 11:47If you check the actual figures, you will see that around 600,000 Brits permanently left the UK last year. When you add to that the number of births vs deaths with far fewer under 40's being able to afford children, and of those who can even fewer can afford more than one, this is leading to a worrying population collapse which, if it continues at this pace, will mean that we have more people who have retired than those who are in the workforce within 25 years, and with many of those will be people who have rented all their lives but have no property with which to retire into.
We're well beyond the point in which this can be fixed, it's going to destroy the economy. We will be in a position where the only people who will get a state pension of any kind will be those who have no home, while those who have homes will be means tested as to determine if they can downsize to release equity to fund their retirements before any state pension benefits are paid. It's simple maths, all of the wealth from what used to be a home to retire into has been funnelled away by landlords and spent on goods and services, rather than property, and so in the future there are going to be no assets left for society and a complete reliance upon the state for the vast majority of those who can no longer work due to age related illness - ie, no one will be able to afford to retire.
Harjit Mahal
Become a Member
If you login or become a member you can view this members profile, comments, posts and send them messages!
Sign Up5:09 AM, 18th November 2023, About 11 months ago
Reply to the comment left by Robin Pearce at 17/11/2023 - 22:14
The birth rate in this country is low and there is not enough people working in the economy to fund future pensions and services.
Cutting immigration will make it worse, the economy will shrink and make everyone poorer. The fact is that migration is a benefit to the economy. The fact that politicians know this but like to whip up fear of migrants to make political capital whilst STILL letting loads in and doing absolutely nothing to stop it tells its own story.
The answer is to build the infrastructure and grow the economy. They will try this through tax cuts in the hope that larger profits will fuel infrastructure spending, an ideological grift in my opinion. The gov needs to simply start building like it means it and prepare infrastructure fit for 70m people. It's the only way - everything else is a distraction (or culture war).
Pobinr
Become a Member
If you login or become a member you can view this members profile, comments, posts and send them messages!
Sign Up9:00 AM, 18th November 2023, About 11 months ago
Uk Birthrate is slightly higher than death rate. So we already have natural pop'n increase.
Partly because we're importing people of reproductive age who should be repleneshing their own countries with the next generation.
Meantime here the migrants eventually get old thus eventually increasing the size of our dependent elderly population here.
Mass immigration is only of benefit to Tory donors who are house builders, land bank owners, developers, infrastructure companies, low wage employers etc
However more GDP due to more people is no more GDP per capita.
But the Tories & globalists just see our green & pleasant land as an economic zone.
To them the meaning of life is more people, traffic, tarmac & concrete per square mile.
But the UKs overcrowded.
Semi rural towns like Romsey are being ruined with urban sprawl. Meadows being turned into 20 per acre legoland housing estates. Also causing flooding.
We do not want ever denser living.
We've already got enough car washers, delivery drivers & Turkish barbers we dont have enough homes for +1.6m unemployed.
Net migration needs to be zero. One in one out & only best let in with skills we need on minimum £35k salary or they're not net contributors.
https://www.youtube.com/watch?v=4ayA0neqzRs&t=674s
Easy rider
Become a Member
If you login or become a member you can view this members profile, comments, posts and send them messages!
Sign Up9:20 AM, 18th November 2023, About 11 months ago
One in three births in the U.K. are to mothers that were not born in the U.K.
The 606,000 figure quoted is NET migration.
There’d be no housing crisis if the population was stable.
The government’s abject failure to prevent the invasion, the population will grow rapidly. We need to use the Royal Navy to stop the boats. People smugglers should not dictate government policy.
We need to accept newcomers to the U.K. but the government should select them, not the criminals behind the people smuggling gangs.
Pobinr
Become a Member
If you login or become a member you can view this members profile, comments, posts and send them messages!
Sign Up9:32 AM, 18th November 2023, About 11 months ago
Reply to the comment left by Easy rider at 18/11/2023 - 09:20
I agree 100%. Stop the boats. However most migration is legal. The govn't are dishing out visas like confetti.
Legal net migration last year 606k = a pop'n the size of Leeds in one year =5000 new houses needed every week mostly squashed into England 😮
Hence urban sprawl everywhere and traffic congestion getting worse & worse.
Net migration needs to be nil. One in one out & only the best let in with skills we badly need & on 35k minimum or they're not net contributors.
HC Mann
Become a Member
If you login or become a member you can view this members profile, comments, posts and send them messages!
Sign Up13:47 PM, 18th November 2023, About 11 months ago
Reply to the comment left by Robin Pearce at 18/11/2023 - 09:32You keep calling it "an invasion" yet these are legal migrations to the uk in order to fill jobs.
Far too many people have retired early and no longer economically active, having ransacked the next generation of all their wealth through what should be completely illegal "buy to let", while another section of society has decided not to work at all and instead make a living from wealth extraction of millennials and gen Z. It's dangerous wealth extraction with no plan as to where the wealth is going to come from to fund retirement.
Wealthy people ought not expect a state pension, ie anyone with a retirement income above £30k as the workforce without assets can't possibly be expected to pay the retirements of those who have ransacked them for a lifetime.
As things stand right now, the state pension needs to be increased to 80 in order to avoid catastrophic economic collapse which we are now starting to feel the effects of. The British economy has stagnated since the last financial crisis and is now in terminal decline.
Much of this decline is directly caused by landlordism, ie wealth extraction from the working population such that they can't save, can't invest and can't buy a home as all the usual vehicles of asset building such as home buying have been taken away due to greed by a small minority who have taken far more homes than they personally need, outbidding first time buyers at every opportunity forcing them back into renting where landlordism extracts any wealth they have saved for a mortgage now being used to fund extortionate and unsustainable rents. A huge and devastating collapse is imminent, caused entirely by turning homes into investment vehicles for a lazy economically inactive income. The party is now over, anyone who hasn't actually paid for the asset they're renting out will not survive beyond the next 18 months, it's entirely their fault, and they're going to take millions of hard working families down with them just as happened in the US sub prime mortgage collapse in 2009.
Greed has once again destroyed a generation's financial stability and future.