Eviction by Bank for landlord mortgage arrears?

Eviction by Bank for landlord mortgage arrears?

10:39 AM, 18th October 2017, About 7 years ago 11

Text Size

What would the 118 community advice in this situation?

My niece, single mum with a 2 year old child, has been renting a 2 bed flat for 2 years via a letting agency. She’s always paid her rent on time and the flat is spotless.

A few days ago she received a letter from lenders solicitors, addressed to her landlord and the ‘current occupier’, giving them a one month eviction date, as the landlord is in mortgage arrears.

Does anybody know what rights has she got in those circumstances?

She is appealing to the lender to give her longer time to find somewhere else to live, but according to the letter, the maximum statutory extension is only two month. We are worried that even two months won’t be enough as it will fall just before Christmas!

She is actually interested in purchasing the flat – the flat was on the market last year, and she made an offer, but the agency selling it didn’t even come back with the vendor’s reply!

Is it now too late to buy this flat?

Any advice would be greatly appreciated!

Dorothy


Share This Article


Comments

Robert M

22:58 PM, 19th October 2017, About 7 years ago

Or your niece could just buy or rent somewhere else. Like others have said, the eviction process takes more than just the one month that the lender has suggested, so your niece does have time to find and secure alternative accommodation elsewhere. If she has funds for buying the flat, then she presumably has sufficient funds for private renting and will have rent statements and a good reference from her current landlord/letting agent to show to prospective new landlords. If she is on benefits, or has rent arrears or other issues, e.g. anti-social behaviour, etc, then she may find it extremely difficult finding a new landlord, but if she has been a good tenant and has sufficient income then she should have no problem finding a new place to move to.

Leave Comments

In order to post comments you will need to Sign In or Sign Up for a FREE Membership

or

Don't have an account? Sign Up

Landlord Tax Planning Book Now