Latest Comments

Create an Article or Discussion

Target showing Labour’s 1.5 million homes goal against a housing construction backdrop

Labour under fire as Angela Rayner admits ‘slim chance’ of delivering 1.5m homes pledge

Author: Property118.com Landlord News Team

9 comments so far

Beaver left the latest comment

Knight in crusader armour holding a sword, symbolising landlords battling rising PRS pressures and regulation.

The PRS landlord crisis isn't about us selling - it's about us not buying!

Author: Landlord Crusader

11 comments so far

Old Mrs Landlord left the latest comment

Empty rental home with hourglass and six- and 12-month calendars illustrating new rules on vacant properties

Should we understand why a property is empty before introducing more damaging legislation?

Author: Readers Question

18 comments so far

Reluctant Landlord left the latest comment

Dog and cat at a rental property entrance beside a pet CV, illustrating pet-friendly tenancies

Letting agents urged to take case-by-case approach to pets

Author: Property118.com Landlord News Team

3 comments so far

Beaver left the latest comment

Landlords are being offered lower buy to let tracker rates and the freedom to leave some deals without early repayment charges from lenders. Five-year tracker mortgages are also being added to the options available to borrowers seeking an alternative to a fixed rate. YBS Commercial Mortgages has introduced a five-year BTL tracker at 4.90%, comprising Bank Base Rate plus 1.15%, available up to 75% loan to value with a 2% arrangement fee. Its equivalent deal for large multi-unit freehold blocks costs 5.14%, or Base Rate plus 1.39%, with the same borrowing limit and fee. The lender's managing director, Angela Norman, said: "Broker feedback has consistently highlighted a desire for a wider range of tracker options, particularly for landlords seeking greater product flexibility over a longer period. “Our new tracker products address that demand directly, giving investors more choice and value alongside traditional fixed rate and shorter-term options." Tracker exit charges Meanwhile, LendInvest has removed early repayment charges across its buy to let tracker range, allowing borrowers to refinance, repay or leave during the initial term without an exit penalty. The lender has also cut initial pay rates throughout the range, which it says will improve affordability assessments under interest coverage ratio checks. Maximum loan to value limits have risen from 70% to 75% for holiday lets, small multi-unit freehold blocks and large houses in multiple occupation. A dedicated tracker range for large multi-unit freehold blocks has also been introduced for portfolio landlords. Commercial mortgage discounts Atom bank has simplified its commercial mortgage pricing, reducing the number of price points per product to limit potential rate movements during an application. Discounts total up to 0.70%, depending on loan size, with the largest reductions applying to borrowing between £800,000 and £2m. The bank continues to offer discounts of up to 0.25% for properties with an EPC rating of B or above and applications with debt service coverage or interest coverage ratios of 200%. Its enhanced broker procuration fee of 1.75% has been extended to applications submitted before 31 March 2027.

Buy to let tracker rates cut as lenders expand choice

Author: Property118.com Landlord News Team

2 comments so far

Just Be Happy left the latest comment

Landlord using digital interface with holographic house model to manage property data for a rental database.

The landlord register is real, it has a date, and the £65 fee is the least important thing about it

Author: Tauhid Islam

90 comments so far

Keith Wellburn left the latest comment

Hourglass showing a three-week rental void as tenants leave a property

Landlord voids now exceed three weeks in England

Author: Property118.com Landlord News Team

2 comments so far

Saul Smart left the latest comment

Rising pound steps illustrate UK private rent growth as monthly rents reach £1,400

Rent growth hits nine-month high - ONS

Author: Property118.com Landlord News Team

1 comments so far

Landlord Phil left the latest comment

House squeezed between rental demand and supply pressures, illustrating UK rent affordability challenges

Rental market split as affordability pressures persist

Author: Property118.com Landlord News Team

2 comments so far

Landlord Phil left the latest comment

Penalty stamp above a model house outside a council building, representing proposed tougher housing fines

Propertymark challenges council’s proposed housing enforcement penalties

Author: Property118.com Landlord News Team

2 comments so far

Landlord Phil left the latest comment

Home ventilation system circulating fresh air to improve indoor air quality and reduce damp and mould risks.

Ventilation plays key role in good indoor air quality claims government

Author: Property118.com Landlord News Team

6 comments so far

Landlord Phil left the latest comment

Rising rents weigh heavily on private renters struggling to meet a minimum acceptable living standard

Report claims private renting pushes up minimum income needs

Author: Property118.com Landlord News Team

5 comments so far

Landlord Phil left the latest comment

Rising private rents and rough sleeping highlight the housing affordability crisis in London

Rising rents are contributing to rough sleeping claims government

Author: Property118.com Landlord News Team

7 comments so far

Landlord Phil left the latest comment

UK homes with pound price tags illustrating September’s fall in house prices

House prices fell in September - Nationwide

Author: Property118.com Landlord News Team

1 comments so far

[email protected] left the latest comment