Concerned Mum trying to help her daughter

Concerned Mum trying to help her daughter

13:38 PM, 12th August 2013, About 11 years ago 31

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This Facebook discussion between a letting agent and a concerned Mum is well worth sharing in my opinion. Please feel free to discuss. Concerned Mum trying to help her daughter

Concerned Mum – I wonder if you could give me some advice what documents would a 21 year old student would have to show to rent a house after university and would they need a guarantor to sign for them I would be very grateful if you could let me know this because we don’t plan on signing as guarantors for our daughter and she has no documents to show

Letting Agent – Sorry Kay but your daughter is very unlikely to find a decent home on that basis then. If you can’t trust your daughter to the extent of providing her with a guarantee then why would you expect a landlord to trust your daughter with rights to their property?

Concerned Mum – Thank you very much for the information that you have sent to me. My Daughter also has three hamsters, three mice, two gerbils, a rabbit and a guinea pig so I am guessing a landlord would not except all of those animals?

Letting Agent – Some landlords take a view on pets, I’m one of them. However, I do so based on logic. I like to see proof of current residence then take a look for myself. I also consider a persons ability to put right any damage caused at the end of a tenancy. Therefore, the amount of deposit paid, the finances of the tenant and the credit rating and income/assets of the guarantor are all taken into consideration.

Concerned Mum – Thank you for that but My husband and I just wont be signing for guarantor so that she can stay down in Southampton my husband said a long time ago that we would not sign for her after she has finished university and anyway I have all of her documents at home can you tell me what she would have to show you

Letting Agent – Always proof of identity and proof of residence, e.g. passport and driving licence. Many landlord also request to see six months bank statements and copies of utility bills. Guarantors are regularly expected to provide similar information. It is usual for landlords and letting agents to insist on seeing original documentation. Make sure that any agent you deal with is registered with The Property Ombudsman, you can never be too careful when handing over documents of this nature due to identity fraud.

Concerned Mum – my daughter has not got a passport and she has not got a driving licence and all of her bank statements come to my address the only thing she has got is her ID card from university would that be enough for her to rent a house without the other documents?

Letting Agent – I must refer you back to my initial response “Sorry Kay but your daughter is very unlikely to find a decent home on that basis then. If you can’t trust your daughter to the extent of providing her with a guarantee then why would you expect a landlord to trust your daughter with rights to their property?”

Concerned Mum – would her student ID be enough for her to rent a house after university?

Letting Agent – That’s at the discretion of the landlord. We certainly wouldn’t recommend our landlords to accept that as the only form of ID and proof of residence, especially without a guarantor.

Concerned Mum – so that means that she will have to come back home and live with us again as we will refuse to sign as guarantors for her. You have been very helpful thank you. We wont let her have any of her documents down at Southampton as I said before all of her bank statements come to my addresses and she has no documents to show other than her student id card. I hope that would that be enough for her to rent a house.

Letting Agent – You are very welcome. Whether your daughter moves back home or not is a matter for you and your daughter to decide. I wish you well 🙂

 


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Comments

Mark Alexander - Founder of Property118

17:30 PM, 15th August 2013, About 11 years ago

Reply to the comment left by "andrew townshend" at "15/08/2013 - 17:03":

I agree with the spirit of your post but I don't think making mistakes is the best way to learn. It is far more economical to learn from other peoples experiences. In this instance the daughter should listen to Mum but she should also listen to other people too including her friends but also people of her Mum's age group. We only have part of the story to go on here. For all we know the Mother may be worried sick about the company her daughter is keeping. If the young lady has got her priorities right she will take advice from the people she wants to be like 20 years from now.
.

andrew townshend

19:20 PM, 15th August 2013, About 11 years ago

Reply to the comment left by "Mark Alexander" at "15/08/2013 - 17:30":

we all worry about our children as they venture into the big outside world, but we have to let go, i am confident that mine are street wise , we were all young once and survived .

Mary Latham

19:52 PM, 15th August 2013, About 11 years ago

Reply to the comment left by "Mark Alexander" at "15/08/2013 - 17:30":

Mark In my opinion young people do need to make their own mistakes and though we love them we cannot always save them from themselves. Parents who do not know when to let go end up in a confrontational relationship with their children and no good ever comes out of that.

When this mother said "We wont let her have any of her documents down at Southampton" she was talking about a 21 year old woman who has graduated from university!!!!!

Follow me on Twitter@landlordtweets

My book, where I warn about the storm clouds that are gathering for landlords is here >>> http://www.amazon.co.uk/dp/1484855337

andrew townshend

19:59 PM, 15th August 2013, About 11 years ago

well yes mary,,'' a 21 year old fully grown woman'' !

Barbara Thorning

20:01 PM, 15th August 2013, About 11 years ago

If there's anyone on here who knows the secret of being able to get a 21 year old to act upon his/her parents' advice I'd like to know how they do it.

I've had three and it's eluded me every time.....

Then again, I don't remember listening to my own parents all that much!

Mark Alexander - Founder of Property118

20:13 PM, 15th August 2013, About 11 years ago

When I was 21 I couldn't believe how little my parent knew about anything. When I was 31 I was amazed at how wise they had become in just 10 years.

andrew townshend

20:29 PM, 15th August 2013, About 11 years ago

Reply to the comment left by "Mark Alexander" at "15/08/2013 - 20:13":

mark, its a long time since i was 21, i turn 60 on saturday, happy birthday to me!

Mark Alexander - Founder of Property118

21:07 PM, 15th August 2013, About 11 years ago

Happy Birthday Andrew, my daughter is 21 and my stepson is 20. Both are very independent. I was too, purchased my first property aged 19
.

andrew townshend

22:11 PM, 15th August 2013, About 11 years ago

Reply to the comment left by "Mark Alexander" at "15/08/2013 - 21:07":

well mark you are my sort of man, very pleased to hear your son and daughter are very independent, thats as it should be and they will be better people for it, however got to admit it, you well and truly beat me to it on your first property purchase at 18, i was 25. and thank you for your birthday greetings. i am proud to be turning 60.

Mary Latham

10:48 AM, 16th August 2013, About 11 years ago

Reply to the comment left by "andrew townshend" at "15/08/2013 - 22:11":

I wish you a wonderful birthday Andrew. I liked turning 60 so much I plan to do it for the 3rd time in January.

My girls are now 29 and 32 and I can now see the results of being a hands off mother and I am very proud that they are strong and independent women who have not asked me for a penny since leaving university and who both own their own property in their own names. I was warned that strong women bring up weak children and I made certain that my strength did not become their weakness.

Hahaha Tilly Mint I agree

Follow me on Twitter@landlordtweets

My book, where I warn about the storm clouds that are gathering for landlords is here >>> http://www.amazon.co.uk/dp/1484855337

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