Steve Hards
Steve Hards
Registered with Property118.com
30th August 2013
Total Posts
1
Total Comments
107
Bio
I am a residential landlord, writer, ex-webmaster and retired independent consultant.
Registered with Property118.com
30th August 2013
Total Posts
1
Total Comments
107
Bio
I am a residential landlord, writer, ex-webmaster and retired independent consultant.
3rd April 2026, 6 days ago
The summary, under 'What Does This All Mean?' is spot-on. Well done!
Read More →Reply to comment left by Mark Alexander at 21/03/2026 - 11:47
Reply to the comment left by Mark Alexander - Founder of Property118 at 21/03/2026 - 11:47Mark, your article describes us exactly - we have two houses that were on interest-only tracker mortgages for 20 years, ending this summer and that...
Read More →Reply to comment left by Mark Alexander at 02/03/2026 - 15:34
Reply to the comment left by Mark Alexander - Founder of Property118 at 02/03/2026 - 15:34Thank you so much for that clarification, Mark. I assumed that was the case but I've never seen it explained anywhere!
Read More →2nd March 2026, 1 month ago
What a helpful article, Mark! Thank you! I have a related question... All the PET examples I have ever seen assume a gift from a single person. But can anyone confirm how HMRC treats a gift from a married couple,...
Read More →Reply to comment left by Eche A at 06/11/2025 - 18:28
I'm not sure that's appropriate as I mentioned how much they charged us, and you will have to negotiate your own rate. But you could search for a solicitor's practice that is well known in the property arena, the name...
Read More →2nd November 2025, 5 months ago
Hi Mary, We were in exactly the same position as you. Fortunately all six leaseholders saw the sense of applying to extend the leases for 999 years at the same time using the same, experienced and reputable solicitors who quoted...
Read More →Reply to comment left by John Bentley at 18/09/2025 - 17:37
Reply to the comment left by John Bentley at 18/09/2025 - 17:37Please do let us know how it works out. Thanks
Read More →15th September 2025, 7 months ago
It's no surprise that the Joseph Rowntree Foundation (JRF) has produced a dodgy housing report. Campbell Robb, the current chief executive of 'social justice' charity NACRO*, was CEO of Shelter from 2010 to 2017 during which time its anti-private rental...
Read More →6th September 2025, 7 months ago
What bothers me is that the media has focused on the downfall of one politician instead of using the case to illustrate what an extremely bad tax SDLT has become. Stir in some obscure Trust rules and the mess becomes...
Read More →Reply to comment left by Lou Valdini at 01/02/2025 - 10:28
Yes, most of the commenters don't seem to have realised that this is an item from the near future!
Read More →11th January 2025, 1 year ago
But will they offer lifetime mortgages or equity release for older landlords who want the income from their BTL properties and who wouldn't mind taking the hit on their IHT liabilities?
Read More →Reply to comment left by Simon Gear at 27/09/2024 - 16:10
Reply to the comment left by Cider Drinker at 27/09/2024 - 16:10Never mind which lodge...I think we will see the rise of 'landlord friendly' EPC assessors who are prepared to massage the rating upwards in return for a backhander.
Read More →Reply to comment left by Paul Smith at 26/09/2024 - 05:10
Reply to the comment left by Paul Smith at 26/09/2024 - 05:10Yes, Paul, and the cost of landlord's insurance, HMO or selective licencing fees, etc., etc... Of course my original post wasn't about the economics of being a landlord but...
Read More →24th September 2024, 2 years ago
Tom expressed this tax trap perfectly and it may indeed affect more second home owners than landlords. The issue gets more acute as you get older - if I were still in my forties or fifties I’d have sold up...
Read More →Reply to comment left by Hugh Baily at 23/09/2024 - 11:15
Reply to the comment left by Hugh Baily at 23/09/2024 - 11:15Gosh, thank you, Hugh! I hadn't even thought about the implications of factoring in the possible abolition of uplift on death. It seems that the older you are (we...
Read More →3rd September 2024, 2 years ago
Whisper it quietly, but the evidence on the various types of rent controls is mostly that it's landords who benefit most. In the item above, Thomas Ashdown is quoted as saying: “It is unlikely that the authoritative and independent economic...
Read More →6th August 2024, 2 years ago
What a pity the good advice in this thread got tangled in bickering about the cause of inflation! Anyway, back to the theme, it does no favours to tenants not to increase the rent every year. They get fail to...
Read More →13th July 2024, 2 years ago
I'm surprised I'm only the second to comment...perhaps everyone else is too depressed?? Anyway, another aspect of Pennycook is that he has behaved in the past as a classic nimby. Is he really now onboard with Labour's intention to change...
Read More →4th June 2024, 2 years ago
The headline (Angela Rayner cleared by police over housing allegations) is misleading. She wasn't 'cleared' by the police, they just said it wasn't a police matter. Could we have a bit more precision in Propperty118 reporting, please?
Read More →Reply to comment left by Freda Blogs at 22/03/2024 - 11:41
Reply to the comment left by Freda Blogs at 22/03/2024 - 11:41Totally agree and, if the changes so far have been a nail in the coffin of the PRS, the next thing down the line - rent controls - will...
Read More →Showing 20 of 107 comments