Readers Question

Ground rent doubles every 10 years – is my property mortgageable?

Ground rent doubles every 10 years – is my property mortgageable?

I have exchanged contracts on my sale but am worried that my buyer will not be able to secure the mortgage that she needs. The ground rent is currently £350 a year. It doubles in 2016 and every 10 years...

My property investment career – please help me to make some choices

My property investment career – please help me to make...

I have questions which I’m sure many people outside of property investment ask themselves before drawing a blank or getting confused or deciding they don’t have enough information to make a decision.

Mortgage Mugging

Mortgage Mugging...

First they came for the Bank of Ireland ‘buy to let’ landlords, I didn’t speak out because I wasn’t a Bank of Ireland customer. Then they came for the West Bromwich Building Society landlords,

Who will lend on a property with no bathroom?

Who will lend on a property with no bathroom?

I’ve got my heart set on a property going to auction, which has no bathroom. I can get a mortgage to easily cover the cost of the property. But the problem being, it’s got no bathroom. Went...

Can I serve section 21 to someone who is not present?

Can I serve section 21 to someone who is not present?

I have a tennant who hasn’t been staying in a studio flat that I own for the last two months. She as been with me for just over six month’s now . Can I serve a section 21 to her still if she...

Got A Question or Something To Share?

Got A Question or Something To Share?

Property118 exists to facilitate the sharing of best practice among the UK Private Rented Sector. Many of the Articles appearing on Property118 are Readers Questions and Discussion Threads. Please feel...

Tenant information requested by freehold managing agents

Tenant information requested by freehold managing agents...

I own four flats in a block of 16. The managing agent has been asking me for £30 per flat per annum as the flats are let out, which I am still arguing about as I don’t believe my lease entitles...

End of Tenancy Deposit Issues – Tenant Requests Advice From Landlords

End of Tenancy Deposit Issues – Tenant Requests Advice...

Hi All, I realise this is primarily a landlords site, however nothing like hearing it from you on what will hopefully be an impartial landlord view. I like to believe I am a reasonable and honest tenant.

Block of flats falling apart – what can we do?

Block of flats falling apart – what can we do?

Well, not quite but close… I own a leasehold flat in an 18 unit block in Halifax. All units are owned by investors. About a year ago we took over the management, using the RTM Process. Myself and...

Carpet moths – who pays for new carpets?

Carpet moths – who pays for new carpets?

Carpet and clothes moths are ‘posh pests’ according to one pest control firm. This is because they don’t carry diseases and they love wool and cashmere but who pays for the damage when...

Getting my mothers tenancy deposit back

Getting my mothers tenancy deposit back...

My mother took tenancy of a flat on 23/03/08, she signed an original tenancy for a year and then as the estate agent had expensive fees for a renewal, so she got only another one the following year (2009),

Landlord’s Ripped Off by Council Tax

Landlord’s Ripped Off by Council Tax...

Council tax legislation was written with a blinkered approach which only considered property sale and purchase. Consequently in order to avoid shared responsibility on completion day it is determined that...

Letting Agent renewed boiler without telling me!

Letting Agent renewed boiler without telling me!

I am a long-time reader (and I suppose a ‘silent supporter’) of property118.com (and previous Money Centre client) having been a landlord since 2004. I have three properties which I rent out,

Dilemma – insurance claim required but no consent to let

Dilemma – insurance claim required but no consent to let...

I have been reckless in not informing my mortgage lender that I’m renting my property out, however my most recent tenants have left the place in a state and I need to claim on malicious damage. I’m...

The Mortgage Works Return of Property

The Mortgage Works Return of Property...

Has any landlord out there had or has a multi property portfolio on one mortgage with The Mortgage Works? Have you ever sold one of those properties and had a difficulty with their ‘return of property’...

Eviction by rent increase

Eviction by rent increase...

My tenant is still paying rent but not moving out after his 6 month AST had expired . He was given a section 21 notice for that date and was told verbally at the outset that the contract could only be...

Deed of trust property company tax question

Deed of trust property company tax question...

I have a limited company registered in England. I purchased a buy-to-let flat in England and it is registered in Land Registry in my personal name. It is my intention to renovate the flat and sell it with...

Roof or Condensation Problem?

Roof or Condensation Problem?

Over a year ago, tenant was complaining of leak in bedroom, so had a roofer repair 5 rows of tiles/felt where it could have been. Then about a year ago there was a lot of mould in one of the bedrooms and...

Section 106 obligations in Telford Shropshire?

Section 106 obligations in Telford Shropshire?

Does anyone know how many units would attract a 106 obligation in Telford, Shropshire? I’m trying to buy a building subject to planning which could be split into 2 or 3 blocks. Would the section...

Buying student let with students in situ

Buying student let with students in situ...

I am a brand new investor and first time landlord so please excuse my ignorance but I am learning from your site!! I am about to purchase a student let house in a university city with 3 students already...

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Wednesday 15th August 2012

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