Readers Question

Insurance premium not paid but owner now wants to make a claim?

Author: Readers Question

7th December 2015, 11 years ago | 5

I own one of five flats in a converted house and as I’m the underlessor am responsible for obtaining and...

Is there really no way to remortgage my BTL as my son lives there?

Author: Readers Question

7th December 2015, 11 years ago | 1

In 2014 I was able to buy my sister’s 4 bed BLT using my inheritance and some of my pension...

Neighbouring Property Drainage Issue – should I just sort it?

Author: Readers Question

7th December 2015, 11 years ago | 3

My Girlfriend owns a house that we both live in. It’s basically the first house in a row of terraces...

AST in previous landlords name – can we issue Section 8/21?

Author: Readers Question

4th December 2015, 11 years ago | 8

We bought a flat with a sitting tenant on an AST. We did not need to occupy it ourselves at...

Strategy for a Second property we will let for 2 yrs max

Author: Readers Question

4th December 2015, 11 years ago | 12

We will be downsizing in next 2-3 years so are buying a 2 bed bungalow in same area as current...

What do readers think will happen to London house prices?

Author: Readers Question

3rd December 2015, 11 years ago | 6

Due to the recent changes in Stamp Duty and mortgage interest tax relief how does everyone think they will effect...

Bought a property with tenants in situ

Author: Readers Question

2nd December 2015, 11 years ago | 4

I just bought a property with tenants in situ. Previous owner has been using a letting agent who introduced the...

Interest and capital repayment split – which to repay?

Author: Readers Question

1st December 2015, 11 years ago | 2

I have a mortgage split into two accounts with one interest only and one repayment. Is it better paying a...

Shared freehold with permanently empty flat and unresponsive owner?

Author: Readers Question

30th November 2015, 11 years ago | 3

I have a rental flat with less than 70 years in the lease – the freehold is shared with the...

Council Bankrupted me by Stealth!

Author: Readers Question

30th November 2015, 11 years ago | 10

I have been made Bankrupt by the Council last week and they managed to prosecute the whole thing without my...

How to tell a great tenant the rent has to go up a third?

Author: Readers Question

30th November 2015, 11 years ago | 10

I have a number of properties I let out at normal rents, but one property I have never put the...

New build stamp duty?

Author: Readers Question

27th November 2015, 11 years ago | 1

We are just about to build 2 flats which we were hoping to keep to add to our portfolio so...

Room size rules – Council want to issue closure notices!

Author: Readers Question

26th November 2015, 11 years ago | 47

I have been an avid reader of your letters for many years and wish to put to you a quandary...

Property management not answering calls on noisy gym above my flat

Author: Readers Question

24th November 2015, 11 years ago | 5

I own a flat with a gym above it, managed by a property management company to whom we pay our...

Eco boiler scheme refused as agents signed AST?

Author: Readers Question

24th November 2015, 11 years ago | 2

I have just had a note from British Gas informing me that the tenancy agreement does not meet the requirements...

Real rents v LHA rents – info request

Author: Readers Question

24th November 2015, 11 years ago | 50

I am always astounded by how much more the real market rents are compared to the LHA (Local Housing Allowance)...

Plasterer staying on premises overnight!

Author: Readers Question

24th November 2015, 11 years ago | 8

I am completing on a property next week. Some rooms need re-plastering. One of the plasterers whom I have been...

Tenancy changed to 2 months holiday rental but still paid holding deposit?

Author: Readers Question

24th November 2015, 11 years ago | 3

Less than a month before moving into a one year rental property, the landlady changed her mind and only wanted...

Rent including bills but no access to the heating!

Author: Readers Question

24th November 2015, 11 years ago | 3

I have had numerous rented accomodation over the years (~10), and I have always been lucky enough to have a...

Is Hounslow Trying to tax landlords by redefining HMOs?

Author: Readers Question

23rd November 2015, 11 years ago | 10

I was looking at renting out property in Hounslow. One of the agents says a great deal of confusion has...

Joint tenants split up and principal wants single tenancy in his name

Author: Readers Question

23rd November 2015, 11 years ago | 8

The couple (Joint Tenants) in my flat have parted. The principal wage earning tenant wants to change the tenancy (periodic)...