Readers Question

When does an unregulated mortgage become a regulated mortgage contract?

Author: Readers Question

10th March 2016, 10 years ago | 3

If a property is bought (as a family home) with a buy to let mortgage, and has always been more...

How long should tenants paperwork be kept for future reference?

Author: Readers Question

10th March 2016, 10 years ago | 1

I am trying to find out if there is a minimum time the paperwork from previous tenants has to be...

Let to Buy breach of mortgage conditions

Author: Readers Question

9th March 2016, 10 years ago | 3

We are about to buy a residential house to live in, partly financed by taking out a new residential mortgage,...

Rights against unauthorised deductions by Managing Agent from rental income?

Author: Readers Question

9th March 2016, 10 years ago | 8

In January 2015 I bought two properties and contacted a letting and management agency to help in marketing the properties....

How can you protect your assets from civil court claims?

Author: Readers Question

9th March 2016, 10 years ago | 4

I’ve just been on a health and safety course through my employer and a part of the course covered civil...

My letter and response for huge blow to investors buying their main residence!

Author: Readers Question

9th March 2016, 10 years ago | 18

Dear Mrs H… The Government has recently consulted on the higher rates of stamp duty land tax for purchases of...

Agent won’t chase deceased Guarantor in Joint and Several Contract?

Author: Readers Question

9th March 2016, 10 years ago | 6

Basically I’m in a student house in Leeds, trapped in a joint and several contract with one house mate paying...

My Dad is the renter from HELL and I need help!

Author: Readers Question

8th March 2016, 10 years ago | 7

My Dad lives in a home that is under my name. I claim the property as a rental on my...

Lettings agent signed AST on our behalf but removed the break clause and we need to sell?

Author: Readers Question

8th March 2016, 10 years ago | 4

We need to urgently sell our Buy to Let flat but the lettings agent has renewed the AST signed our...

Town house split into 2 units – Where do I start

Author: Readers Question

8th March 2016, 10 years ago | 5

We have a town house in London Zone 2 area and we are thinking about splitting this into 2 flats...

Council Tax Compensation for uninhabitable flat?

Author: Readers Question

7th March 2016, 10 years ago | 7

I am receiving insurance compensation for loss of rent due to the upstairs flat that I own becoming uninhabitable. Subsequently...

CALL TO ARMS – WE NEED YOU!

Author: Readers Question

4th March 2016, 10 years ago | 0

We have 14 days to create havoc for the chancellor and force a UTURN so we all need to do...

Noise and drug dealing from flat above – Can I sue?

Author: Readers Question

4th March 2016, 10 years ago | 2

I own the ground floor flat in a block of 3 and my tenant is leaving next week at the...

Why are Social Landlords excluded from smoke alarm regulations – are their tenants less valuable?

Author: Readers Question

4th March 2016, 10 years ago | 12

I received this letter, but my boiler service was 2015 by the way. I completed a home safety check on...

How to gift a fire damaged property to Local Authority?

Author: Readers Question

3rd March 2016, 10 years ago | 9

Can anyone suggest how I go about gifting a fire damaged North East property to the Local Authority, or to...

Landlord Insurance Query – Public liability for flat?

Author: Readers Question

2nd March 2016, 10 years ago | 13

I have a landlord insurance query that I hope some may be able to advise me on. I am looking...

Beneficial Trust to wife now tax is going to bite?

Author: Readers Question

2nd March 2016, 10 years ago | 17

With restrictions mortgage tax relief coming in I will end up with income well over £100,0000. All my properties are...

Housing and Planning Bill – effects on BTL?

Author: Readers Question

1st March 2016, 10 years ago | 4

Our local Landlords’ Association secretary has just forwarded an email from a Forum who, whilst obviously touting for business by...

Buying with tenants in situ with periodic AST

Author: Readers Question

1st March 2016, 10 years ago | 6

I’m about to exchange/ complete on a leasehold property which currently has tenants in situ on an AST periodic agreement...

Do you have to pay capital gains tax on a compulsory purchase?

Author: Readers Question

1st March 2016, 10 years ago | 4

I have had a compulsory purchase order put on me buy the council , do you have to pay capital...

George be honest or are the Conservatives are turning red?

Author: Readers Question

29th February 2016, 10 years ago | 7

At the danger of sounding like Mrs Osborne, there are surprisingly many of us speaking to the television in front...