Readers Question

How to get rid of onerous ground rent?

Author: Readers Question

16th January 2017, 9 years ago | 1

I’m negotiating the purchase of a leasehold flat, and have found that the lease contains a very onerous Ground Rent...

HMO Gas and Electricity fair use agreement wording?

Author: Readers Question

16th January 2017, 9 years ago | 4

Hello all, do you have any sample wording for fair usage of energy agreement and any suggested clause to put...

Gas Safety Certificate Lapse

Author: Readers Question

16th January 2017, 9 years ago | 2

I rent out my property through a letting agent and foolishly realised only last week that my Gas Safety Certificate...

Management of properties via Ltd Co

Author: Readers Question

16th January 2017, 9 years ago | 8

As I understand it, rental profits are considered “unearned income” and therefore that money cannot attract tax relief if put...

property118

Transferring my share of our buy to let to my wife to save tax

Author: Readers Question

16th January 2017, 9 years ago | 8

My wife and I jointly own one buy to let property that is mortgaged. We have had the property for...

HMO licence payment taken when they knew I would not get planning?

Author: Readers Question

16th January 2017, 9 years ago | 5

I have a property in Brighton which has been let to three people. A HMO license was granted last year...

HMO and Council tax decision has caused an issue with the inclusive AST contract?

Author: Readers Question

16th January 2017, 9 years ago | 13

I was ‘threatened’ some time ago with my HMO tenants being liable for council tax – or rather their rooms...

Serving notice on a none paying DSS tenant

Author: Readers Question

13th January 2017, 9 years ago | 18

I am after some advice please. I am a relatively new landlord who owns 3 properties in a partnership with...

Tenant transfer to Mum on periodic tenancy?

Author: Readers Question

12th January 2017, 9 years ago | 7

My tenant of one and a half years on an original 6 month AST has met someone and is moving...

Tenant leaving mid month?

Author: Readers Question

12th January 2017, 9 years ago | 14

Can anyone advise me on what’s best to do in this scenario: Tenant told me just before Christmas that she...

The student Bubble inflating or about to burst?

Author: Readers Question

12th January 2017, 9 years ago | 8

I have lived in and bought a few buy to let investment areas in central Coventry. I have lived here...

Threatening and Abusive Tenant – Can I wear a camera?

Author: Readers Question

11th January 2017, 9 years ago | 18

I have been a Landlord for best part of 16 years and to date I have not had any tenant...

property118

Gift transfer of a property and stamp duty charges?

Author: Readers Question

11th January 2017, 9 years ago | 4

I have recently bought my first property (in Oct 16) for £50,000 with the intention of buy to let. I...

Renting a self contained Annexe?

Author: Readers Question

11th January 2017, 9 years ago | 6

Last year, we converted our detached double garage into an annexe. It has one bedroom, a shower room and a...

Non resident CGT and gifting query?

Author: Readers Question

11th January 2017, 9 years ago | 7

It’s said to be possible only post April 2015 gains are payable on the sale of residential property (subject to...

Vandalism of Period Features

Author: Readers Question

10th January 2017, 9 years ago | 34

Just bought an untouched house built in 1980 which I intend to let. The agent tells me the bathroom suite...

BTL investor to pay Stamp Duty surcharge for first main residence?

Author: Readers Question

10th January 2017, 9 years ago | 9

I’m currently in the process of buying a property for myself and my partner to live in. We both currently...

Rent debt recovery loan agreement?

Author: Readers Question

9th January 2017, 9 years ago | 8

My tenant has agreed to leave but owes £4500 in rent arrears. He has also agreed to pay off the...

Birmingham Midshires consent to let and negative equity

Author: Readers Question

9th January 2017, 9 years ago | 2

I have a residential mortgage with negative equity. I have had to rent out the property and am concerned about...

“Right of way” what are the limits of their use?

Author: Readers Question

9th January 2017, 9 years ago | 10

Hi everyone, there is a piece of land adjacent to ours and the people that own it are applying for...

Excessive rental income demanded for BTL loan- 2017 is this the new normal?

Author: Readers Question

9th January 2017, 9 years ago | 9

I am interested in a Buy to Let flat in central London valued 625k. I would like to borrow 359k....