I cannot see ANY point of rendering the outside of a property to increase the EPC rating. Increasing the density of the outside skin of the wall has pretty much zero benefit to the thermal attributes to the property. If...
It is deemed as a perfectly acceptable product internally by BC so I don't have an issue using it. I have done so in my own house. All my rooms have smoke alarms, all my tenants rooms have smoke alarms.
2nd Feb my mortgage interest went from £691 to £1100. The rent is £1,550. As they had been in for a few years I raised it by £50. So, I'm looking at long term capital increases.I've got better margins on...
Fortuantly, in my plan, prob. towards the end of 2027 when some fixes end I will be selling two properties. Certainly know which two will go. If it wasn't for this I would keep them going until 2030. The concern...
It's a bit of a pain, but you can insulate the walls internally. Even if you use 25mm Celotex covered by 12.5mm plasterboard to all external walls and if possible the ceiling ( esp. if a flat ) you'd be...
I have no issues with this as a concept. When ever I go round perhaps at short notice because they have an issue, I will find the house in very good working order spoiled by how the tenants treat the...
The more you visit property118 the more you view it as a channel of fear and encouraging landlords to sell. I'd suggest propertytribes / propertyhub for a more balanced view of news. It's like the dailymail of proporty ownership !
Reply to the comment left by Wendy O’Connor at 30/10/2024 - 18:17You will always sell a property. If it's not sold, it priced to high. Even a poor house will sell if correctly priced. You are correct the 'buy-it-quick' companies...
If it's your only BTL I would ensure the rent is closer to what it should be. If you have multiple I would be less worried, one bad egg out of a dozen is fine. If it's one, well, I...
Reply to the comment left by Downsize Government at 22/10/2024 - 11:09Your 1p reference is interesting as I noticed a 1p discrepancy on a deposit recently and thought nothing more of it. I will do now. Thank you.
I think if the incumbent government made it more attractive to sell long term investments they would get an influx of taxes, if they do the opposite they will get a reduction or zero tax as most investors ( does...
Going to work used to effect my mental health. I would have much rather been sat in a Spa then spend the afternoons on the beach. However, I need to earn money. FFS !
I as a potential customer no one is going to read all that. Smoke and fire springs to mind. The trouble here is, advise is given and the buck lies with the customer. I have a split personal and company....
I'll just keep taking the rent and recycling into ISA's, JISA's and SIPP's. If I need a lump sum I'll put a mortgage on something unencumbered and in the company. Let's see who the next government is in 4 years...
Reply to the comment left by Reluctant Landlord at 10/08/2024 - 10:14I'm not buying, not because I don't want to, it's because the market is not conducive to doing so. It's not the interest rates, it's the legislation and effective...
Only £11,000. I wish. I was buying stuff 30 years ago. 24% Brill. 28% Ok, thanks. Pushing to 30% I'm just not going to sell. This will put a hard stop on these sales. We will just wait for a...
Reply to the comment left by GARY RIVETT at 03/08/2024 - 10:07I used to 'help out the tenants' but chucked that in 3 years ago. I now have a decent live style I'm not dealing with bottom feeders who scrape...
Reply to the comment left by Tim Rogers at 01/08/2024 - 20:56All still historically low. I've listed some of my purchases and the prevailing BOE rate... Anyone in the BTL market for the past 15 years has seen an un...
Reply to the comment left by Dylan Morris at 01/08/2024 - 10:27It wasn't caused by the government locking everyone down. It was caused by a global pandemic. Our government acted in the same fashion as pretty much all governments, of...
Reply to comment left by Vibha Spal at 09/02/2025 - 09:06
I cannot see ANY point of rendering the outside of a property to increase the EPC rating. Increasing the density of the outside skin of the wall has pretty much zero benefit to the thermal attributes to the property. If...
Read More →Reply to comment left by David Price at 08/02/2025 - 13:17
It is deemed as a perfectly acceptable product internally by BC so I don't have an issue using it. I have done so in my own house. All my rooms have smoke alarms, all my tenants rooms have smoke alarms.
Read More →8th February 2025, 1 year ago
2nd Feb my mortgage interest went from £691 to £1100. The rent is £1,550. As they had been in for a few years I raised it by £50. So, I'm looking at long term capital increases.I've got better margins on...
Read More →8th February 2025, 1 year ago
Fortuantly, in my plan, prob. towards the end of 2027 when some fixes end I will be selling two properties. Certainly know which two will go. If it wasn't for this I would keep them going until 2030. The concern...
Read More →Reply to comment left by Derek STOBBS at 07/02/2025 - 14:09
It's a bit of a pain, but you can insulate the walls internally. Even if you use 25mm Celotex covered by 12.5mm plasterboard to all external walls and if possible the ceiling ( esp. if a flat ) you'd be...
Read More →13th November 2024, 1 year ago
And how many were council controlled ? Do as I say...
Read More →13th November 2024, 1 year ago
I have no issues with this as a concept. When ever I go round perhaps at short notice because they have an issue, I will find the house in very good working order spoiled by how the tenants treat the...
Read More →12th November 2024, 1 year ago
The more you visit property118 the more you view it as a channel of fear and encouraging landlords to sell. I'd suggest propertytribes / propertyhub for a more balanced view of news. It's like the dailymail of proporty ownership !
Read More →Reply to comment left by Wendy O’Connor at 30/10/2024 - 18:17
Reply to the comment left by Wendy O’Connor at 30/10/2024 - 18:17You will always sell a property. If it's not sold, it priced to high. Even a poor house will sell if correctly priced. You are correct the 'buy-it-quick' companies...
Read More →23rd October 2024, 1 year ago
If it's your only BTL I would ensure the rent is closer to what it should be. If you have multiple I would be less worried, one bad egg out of a dozen is fine. If it's one, well, I...
Read More →Reply to comment left by Jason Myers at 22/10/2024 - 11:09
Reply to the comment left by Downsize Government at 22/10/2024 - 11:09Your 1p reference is interesting as I noticed a 1p discrepancy on a deposit recently and thought nothing more of it. I will do now. Thank you.
Read More →19th October 2024, 1 year ago
I think if the incumbent government made it more attractive to sell long term investments they would get an influx of taxes, if they do the opposite they will get a reduction or zero tax as most investors ( does...
Read More →19th October 2024, 1 year ago
Going to work used to effect my mental health. I would have much rather been sat in a Spa then spend the afternoons on the beach. However, I need to earn money. FFS !
Read More →12th October 2024, 1 year ago
I as a potential customer no one is going to read all that. Smoke and fire springs to mind. The trouble here is, advise is given and the buck lies with the customer. I have a split personal and company....
Read More →31st August 2024, 2 years ago
I'll just keep taking the rent and recycling into ISA's, JISA's and SIPP's. If I need a lump sum I'll put a mortgage on something unencumbered and in the company. Let's see who the next government is in 4 years...
Read More →Reply to comment left by DSR DSR at 10/08/2024 - 10:14
Reply to the comment left by Reluctant Landlord at 10/08/2024 - 10:14I'm not buying, not because I don't want to, it's because the market is not conducive to doing so. It's not the interest rates, it's the legislation and effective...
Read More →10th August 2024, 2 years ago
Only £11,000. I wish. I was buying stuff 30 years ago. 24% Brill. 28% Ok, thanks. Pushing to 30% I'm just not going to sell. This will put a hard stop on these sales. We will just wait for a...
Read More →Reply to comment left by GARY RIVETT at 03/08/2024 - 10:07
Reply to the comment left by GARY RIVETT at 03/08/2024 - 10:07I used to 'help out the tenants' but chucked that in 3 years ago. I now have a decent live style I'm not dealing with bottom feeders who scrape...
Read More →Reply to comment left by Tim Rogers at 01/08/2024 - 20:56
Reply to the comment left by Tim Rogers at 01/08/2024 - 20:56All still historically low. I've listed some of my purchases and the prevailing BOE rate... Anyone in the BTL market for the past 15 years has seen an un...
Read More →Reply to comment left by Dylan Morris at 01/08/2024 - 10:27
Reply to the comment left by Dylan Morris at 01/08/2024 - 10:27It wasn't caused by the government locking everyone down. It was caused by a global pandemic. Our government acted in the same fashion as pretty much all governments, of...
Read More →Showing 20 of 90 comments