Mike W, Author at Property118

Mike W

I won't bother to comment on a report which seems based upon a premise that one is entitled to free housing - someone else pays. (We know how well the communist system worked.) My insurance company requires a guarantor for...

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I issue tenants with house notes which include a copy of the local council's notice to council tenants on the issue of condensation and mould. It just is not read but allows me to refer to it when I bill...

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Given what you say, I suspect the developer was liquidated? Purchasers may have claims against a new build warranty but would need to check their purchase documentation. Were completion certificates ever issued?

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Demonstrating the cost of Landlord Licences?

7th February 2022, 4 years ago

Hi Stewart, Ian is completely correct. I am in Scotland and a few years ago I, and another landlord made a series of FOI requests which ultimately led us into making a formal complaint because the council was not following...

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EICRs From Hell?

21st May 2021, 5 years ago

Mike, Get a better electrician. Maybe I have been lucky with mine, but he explains the issues. Recently another landlord in the block (of 4 flats - one owned by the council) asked all landlords to pay their share of...

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Paul, I had one case where a tenant installed a smart meter without consultation with me, so you are lucky. When they left there was no manual on how to read the meter and the small Chameleon SMETS2 unit (a...

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What to expect in the 2021 Budget?

15th February 2021, 5 years ago

Perhaps we should lobby for tax rebates equating to all the lost rent caused by inability to evict? ie the government paying 100% compensation to landlords? "is that not 'doing the right thing?' in supporting the nation in a time...

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Excellent article but until landlords start putting the case for landlords then nothing is going to change. In my employment I had to move every 2-3 years. That is 16 houses across 4 countries I and my family have lived...

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The story does not add up. So your solicitor said not to buy because he could not find any listed building permission on the property. My understanding is that grade 2 covers both outside and certain internal features. You contacted...

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Yes great for England - 90% of UK - but devolved governments very quiet. 4% is Scottish additional stamp duty and nothing about matching a £500k nil band in England. And of course an interesting story on Landlord zone about...

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My understanding is that the date of exchange of contracts is the date that determines when the property is sold, not the date of physical transfer of the asset. A relative was caught in a similar position but many solicitors...

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Jay, No. If it sounds too good to be true it probably is. I will put the following to you. If your family rented a property from an unconnected person or company (no links whatsoever) and obtained government support to...

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Correct phone line cable?

18th May 2020, 6 years ago

Buy cable from B&Q - relatively easy job.

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Hi David, under normal circumstances a response along the lines of "I will sell or remortgage" would cover the issue. All they are trying to do is establish your plans - which I suspect the regulator (post 2008) requires them...

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Yes, I'm afraid the numpties, who drafted the Scottish law, did not take this sort of event into account. Those in England with fixed-term contacts will have some leverage. In Scotland, there will be a 5-month void unless there is...

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Tenant handed in notice but wants rent refund?

21st February 2020, 6 years ago

Landlord and tenant signed a contract for the tenant to live in the property until 21/3. The tenant paid until 21/3 and is entitled to stay in the property until then. In my view, the tenant would also be responsible...

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Failed EPC Due to assumed no insulation?

8th February 2020, 6 years ago

Rachel, you have my sympathy. As another commentator has said it is worse in Scotland. In 2015 I had internal wall insulation work done on two properties as part of a kitchen and bathroom refurbishment. Then I had EPCs done...

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Hi Samantha, You asked some reasonable questions and have received a range of views. It all comes down to what is reasonable. Unfortunately it is a 3 party situation whereby an agent is acting for the landlord and appears to...

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At last some realisation that taxing people who want to move, up sizing or downsizing or relocating, is not a sensible idea. It removes fluidity from market and the market will cease to function. And similarly taxing those individuals who...

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Excellent news BUT I have found the market very restrictive. Only two lenders prepared to consider and rates roughly 3% higher than I can get on a personal basis. And these are loans less than 50% LTV but of course...

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Showing 20 of 217 comments

Mike W

Mike W


Registered with Property118.com

10th September 2013

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217