Laura Delow, Author at Property118

Laura Delow

Past tenants admit to smoking in property?

17th January 2023, 3 years ago

The following case study may be of help:- Deposit Details: Deposit £1100.00 Disputed amount £850.00 What happened? The tenant said: They only smoked in the property occasionally and the windows were always open during this time The issues highlighted by...

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In November 2020 I had this very same question from a tenant & discussed it with my agent & declined the tenant's request based on the following arguments against. We cannot stop someone from installing a Smart meter but Ofgem...

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If the property gives you such a good yield it may be an idea to hold on to it for the time being in light of proposed Leasehold Reform. It is proposed that an online calculator with a prescribed formula...

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Membership Renewal – Why would I?

27th March 2021, 5 years ago

NRLA's Articles of Assoc. filed at Companies House, states their objective in summary is "to pursue, promote & protect the interest of landlords" I like many, feel they are too scared to lose Government favour & therefore they are rather...

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I agree but you do need to be registered with the Information Commissions Office (ICO). The agent "acts" for you & as the landlord you are ultimately held responsible/accountable & as such you are the Data Controller & the agent...

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Personally, even if they have no right under the Tenancy Agreement, if it's not causing a fire or health & safety hazard, why not let them? If you don't want tenants to use it in future, write it in to...

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EPC score is a moving target and a joke?

26th February 2021, 5 years ago

Did you ask the assessor why the score of 76 didn't improve post installation of the new condensing boiler & LED lighting?

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Need for EWS1 on low rise apartment?

18th February 2021, 5 years ago

She should challenge lenders as an EWS1 is not needed. It must be noted that completing EWS1 forms is NOT a legal requirement – despite information coming from various lenders insisting that they must be completed. They are a condition...

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Reply to the comment left by David Dorset at 21/01/2021 - 00:18see links:- https://www.lawcom.gov.uk/millions-of-leaseholders-to-benefit-from-law-commission-reforms/ and.... https://www.property118.com/leaseholders-will-be-given-right-to-extend-leases-by-990-years-at-zero-ground-rent/

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Deciding the way forward for my exit?

20th January 2021, 5 years ago

Leasehold Reform will result in the biggest saving for those with the shortest lease term remaining so you might want to reconsider extending these until this new reform goes through albeit we don't know how long it will be before...

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Cavity wall insulation nightmare?

7th January 2021, 5 years ago

If you can't find your CIGA certificate or the current managing agents don't have a copy (which they should), call CIGA to get a duplicate. CIGA will ask for your full name and address and confirm the property is registered...

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How best to trace a tenant?

29th December 2020, 5 years ago

try https://findermonkey.co.uk/

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Mickey and Minnie have moved in?

22nd December 2020, 5 years ago

Your problem is not uncommon & the quickest solution is to get a well known reputable firm in like Rentokil to treat but most importantly proof all possible entry points. Rentokil contact detail number & online enquiry can be found...

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Since 18th April 2017 Digital signatures have been used in the exchange of contracts for a residential property transaction in England. As most solicitors still like to work the old fashioned way, even if they allow digital signatures, you often...

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Why not i) offer to buy the roof/air space from the other free/leaseholders? or ii) ask if any/all of the other free/leaseholders want to do a JV?

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I too had an identical problem the beginning of 2019 & on reverting to the original installer, he tried to tell me that when he installed the boiler in 2016 it wasn't a regulatory requirement back then & that he...

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Stand alone Rent Guarantee insurance?

14th October 2020, 5 years ago

Alan Boswell for RG in London midst Covid19 are charging £225 pa for a 12 month policy, Nil excess, £100,000 legal cover (£250 excess for Legal cover only claims), Includes the issue of section notices, Includes a mediation service which...

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Title split for house redevelopment?

2nd September 2020, 6 years ago

Having recently placed this mortgage borrowing type for 2 clients, the lenders who quickly come to mind who lend on Multi unit properties up to 4 flats in one building are:- Fleet (up to 10 units per property) Precise (up...

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CEO of ROSICNA Mortgages?

8th August 2020, 6 years ago

The CEO of Topaz Finance Ltd of which Rosinca Mortgages is one of many trading names of, can be found on the FCA website; https://register.fca.org.uk/s/firm?id=001b000000MfYLPAA3 His name is:- Andrew Nigel Jones SMF1 Chief Executive Hope this helps

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My understanding is an increase of 1% in CGT is equivalent to raising an extra £75m in tax. Not a lot unless you raise it to Income Tax levels which is more likely. I'd be more concerned if the regime...

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Laura Delow

Laura Delow


Registered with Property118.com

16th April 2014

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