Kate Manchester
Kate Manchester
Registered with Property118.com
27th November 2015
Total Posts
0
Total Comments
602
Bio
A full time BTL property owner/self-manager with my husband, we purchased our first property at 23 and thirty years later are older and wiser, but still determined to be our own bosses and provide for our own old age. You cannot trust a moving goal post and that is what pension plans are. By all means have one, but don't put all your eggs in it. Our portfolio is based in South Manchester in a nice family area close to where we live, so we can self-manage with ease and have a first hand knowledge of the area. We've spent many years growing and improving our housing stock to meet renter demands and increase the capital values and now we are hoping to reap the rewards of our hard work with some well earned down time. Soon hopefully anyway, not managed a holiday in three years, but we're determined we'll get one this year...honest.
Reply to comment left by Panda Man at 09/09/2026 - 18:07
Reply to the comment left by Panda Man at 09/09/2026 - 18:07I’m so sorry that has happened to you!
Read More →Reply to comment left by Markella Mikkelsen at 09/09/2026 - 10:46
Reply to the comment left by Markella Mikkelsen at 09/09/2026 - 10:46I think if you can’t commit to a six month term you shouldn’t be taking on a tenancy. If you’re life has so little certainty, why would anyone think...
Read More →Reply to comment left by joe bloggs at 09/09/2026 - 10:41
Reply to the comment left by Joe Bloggs at 09/09/2026 - 10:41Wow! That's crazy. I'm in the North West and our rents and demands were literally stagnant for years, we had to basically take who we could get, especially for...
Read More →9th September 2026, 22 hours ago
The RRA was only ever a smokescreen for the ill informed to feel as though they were being listened to and “helped”. Every element that helps one tenant has a downside to another, especially those that are already disadvantaged in...
Read More →Reply to comment left by Seething Landlord at 08/09/2026 - 20:31
Reply to the comment left by Seething Landlord at 08/09/2026 - 20:31Probably hoped if it was reasonable it wouldn't be challenged, sadly this is far from the case. As you know there is no reason for a tenant not to...
Read More →5th September 2026, 5 days ago
Aldermore currently have the best rates for landlords with a family investment company structure I believe and The Mortgage Works are cheapest for any typical ownership structures.
Read More →5th September 2026, 5 days ago
Unfortunately Paragon are not especially competitive lately. They also have restrictions that can rule out landlords who hold their properties in the form of a family investment company. The Directors must hold a minimum of 80% of the shares to...
Read More →Reply to comment left by Fergus Wilson at 05/09/2026 - 07:26
Reply to the comment left by Fergus Wilson at 05/09/2026 - 07:26I think you misunderstood the comment. Colin means that he DOES normally keep rents competitive and even discounted for his existing tenants, however if they repay him by playing...
Read More →Reply to comment left by [email protected] at 02/09/2026 - 17:09
It’s not explicitly stated in the RRA, it comes into play only if the rent increase is referred to the FT Tribunal, see Section 14(1) of the Housing Act 1988. This is the specific clause that commands the Tribunal to...
Read More →2nd September 2026, 1 week ago
I'm curious about what happens if a new tenant applies for a property and pays the deposit and first months' rent, and then applies to the tribunal about the starting rent. What happens then? Do they just stop paying rent...
Read More →2nd September 2026, 1 week ago
Tenants are actively INCENTIVISED to make tribunal claims. They'd almost be mad not to! The claim process means that they win regardless of the tribunals decision, because the delay saves them money! At least with previous tribunals a decision upholding...
Read More →Reply to comment left by Fergus Wilson at 17/08/2026 - 17:25
Reply to the comment left by Fergus Wilson at 17/08/2026 - 17:25My question wasn’t to you actually it was to DPT
Read More →Reply to comment left by David at 17/08/2026 - 10:47
Are you mixing up sociology with social work? Sociology is the study of human society. It seems like a research/data focused job rather than a physical role. Sadly AI will probably be better at crunching those facts into theories than...
Read More →14th August 2026, 4 weeks ago
I've very recently cut contact with a good friend of over 20 years after she made a nasty comment targeted at our career and the impact on local people's ability to afford homes. It was said in a very frosty...
Read More →Reply to comment left by Kevin Wade at 01/08/2026 - 07:31
Reply to the comment left by Kevin Wade at 01/08/2026 - 07:31You're right. Mine were serial offenders, but not everyone wants bad debts trailing them around and would rather pay.
Read More →Reply to comment left by [email protected] at 30/07/2026 - 11:19
From my experience avoid the court bailiffs for service of any notices after judgement. They are slow and useless! They turn up during the working day, knock lightly on the door with a sponge and put your job to the...
Read More →27th June 2026, 2 months ago
My understanding is that a land tax will bring in far more revenue than SDLT. It also increases the turnover of properties, so older people with larger properties are not disincentivised from selling up and downsizing. I'm all in favour...
Read More →Reply to comment left by Carol Moscardini at 18/05/2026 - 15:41
The freeholder is only liable if the mould is caused by an external issue. No cause has been stated in this post, so it’s not possible to say definitively. It could easily be cold bridging in an older property or...
Read More →24th March 2026, 6 months ago
Hi Simon, This is obviously a worrying time for you. It sounds as though you need some good, specialised legal advice. I can't offer that, but I thought I'd mention a few points to consider. I thought you may find...
Read More →23rd March 2026, 6 months ago
A tenant choosing not to leave the property under the terms of the agreement are in breach of contract (unless they can show that the s21 wasn’t legally enforceable, in which case the landlord would not have been awarded possession)....
Read More →Showing 20 of 602 comments