Kate Manchester
Kate Manchester
Registered with Property118.com
27th November 2015
Total Posts
0
Total Comments
591
Bio
A full time BTL property owner/self-manager with my husband, we purchased our first property at 23 and thirty years later are older and wiser, but still determined to be our own bosses and provide for our own old age. You cannot trust a moving goal post and that is what pension plans are. By all means have one, but don't put all your eggs in it. Our portfolio is based in South Manchester in a nice family area close to where we live, so we can self-manage with ease and have a first hand knowledge of the area. We've spent many years growing and improving our housing stock to meet renter demands and increase the capital values and now we are hoping to reap the rewards of our hard work with some well earned down time. Soon hopefully anyway, not managed a holiday in three years, but we're determined we'll get one this year...honest.
Reply to comment left by Fergus Wilson at 17/08/2026 - 17:25
Reply to the comment left by Fergus Wilson at 17/08/2026 - 17:25My question wasn’t to you actually it was to DPT
Read More →Reply to comment left by David at 17/08/2026 - 10:47
Are you mixing up sociology with social work? Sociology is the study of human society. It seems like a research/data focused job rather than a physical role. Sadly AI will probably be better at crunching those facts into theories than...
Read More →14th August 2026, 7 days ago
I've very recently cut contact with a good friend of over 20 years after she made a nasty comment targeted at our career and the impact on local people's ability to afford homes. It was said in a very frosty...
Read More →Reply to comment left by Kevin Wade at 01/08/2026 - 07:31
Reply to the comment left by Kevin Wade at 01/08/2026 - 07:31You're right. Mine were serial offenders, but not everyone wants bad debts trailing them around and would rather pay.
Read More →Reply to comment left by [email protected] at 30/07/2026 - 11:19
From my experience avoid the court bailiffs for service of any notices after judgement. They are slow and useless! They turn up during the working day, knock lightly on the door with a sponge and put your job to the...
Read More →27th June 2026, 2 months ago
My understanding is that a land tax will bring in far more revenue than SDLT. It also increases the turnover of properties, so older people with larger properties are not disincentivised from selling up and downsizing. I'm all in favour...
Read More →Reply to comment left by Carol Moscardini at 18/05/2026 - 15:41
The freeholder is only liable if the mould is caused by an external issue. No cause has been stated in this post, so it’s not possible to say definitively. It could easily be cold bridging in an older property or...
Read More →24th March 2026, 5 months ago
Hi Simon, This is obviously a worrying time for you. It sounds as though you need some good, specialised legal advice. I can't offer that, but I thought I'd mention a few points to consider. I thought you may find...
Read More →23rd March 2026, 5 months ago
A tenant choosing not to leave the property under the terms of the agreement are in breach of contract (unless they can show that the s21 wasn’t legally enforceable, in which case the landlord would not have been awarded possession)....
Read More →Reply to comment left by Kate Manchester at 21/03/2026 - 09:03
Reply to the comment left by Kate Mellor at 21/03/2026 - 09:03Obviously, you may want to roll the deadline forward for option one, leaving it until noon on the final day is probably unwise, but you get the idea.
Read More →21st March 2026, 5 months ago
Your terminology here is unclear. What I think you mean is that your tenants want to stay beyond your notice period expiry date on their s21 notices. That isn’t an “extension” of their tenancy. They are not in a fixed...
Read More →19th January 2026, 7 months ago
Denise, I wouldn't panic if I were you. You really don't have anything to be concerned about regarding the two occupied properties. Make the decisions that you need to make based on all your personal circumstances, but please don't be...
Read More →Reply to comment left by SANTOKH GHAI at 19/01/2026 - 18:09
What does your current EPC give as the potential best for the flat? We've just insulate-boarded the external walls of a flat and that's brought it up to a C. Essentially you just attach the insulated plaster boarding to the...
Read More →Reply to comment left by Tim Draper at 14/01/2026 - 19:25
I’m afraid that if you’ve chosen to go the court route rather than arbitration you will have to go via the county court small claims unless you can come to an agreement with your former tenants.
Read More →7th January 2026, 8 months ago
From the Gov.uk guidance, "You must conduct a right to rent check before you rent to a prospective tenant to ensure they have a legal status in the UK and are therefore allowed to rent. This includes everyone over the...
Read More →7th January 2026, 8 months ago
What does the stat dec she made claim? Why are you concerned you may be liable for a penalty claim of 1-3 times the amount? My understanding is that YES, the limitations act does apply to tenancy deposits and that...
Read More →Reply to comment left by at 07/01/2026 - 12:07
Reply to the comment left by at 07/01/2026 - 12:07I think what you are saying is correct. The council’s claim is against the owner and owner’s claim in turn is against the tenant. There will be no criminal damage claim...
Read More →11th December 2025, 8 months ago
Part of the cost of doing business is getting the property ready for reletting. That cost is not the responsibility of the outgoing tenant unless there is damage above and beyond fair wear and tear. All fittings in a property...
Read More →10th December 2025, 8 months ago
I totally agree with your issues regarding fairness for all, and the supposedly unintended consequences brought about by a lot of tenancy regulations, however I don't think the government has any genuine care for the public, be they tenants or...
Read More →10th December 2025, 8 months ago
Whilst the Prescribed Information doesn't really provide anything ADDITIONAL to the Terms and Conditions already provided, it does signpost tenants to the specific terms in the T&Cs and in their tenancy agreement that they will need to read to find...
Read More →Showing 20 of 591 comments