David, Author at Property118

David

Reply to the comment left by Beaver at 14:23 You can't require pet insurance. That was a proposal in the draft bill that didn't make it through to the final Act.

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Reply to the comment left by at 21:47 The key factor is whether an owner-occupier in the same situation could have got it done any quicker.

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I hope that solution doesn't involve rent to buy or paying you in installments.

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Ok, good luck with that approach. There's nothing more I can say.

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Reply to the comment left by Beaver at 10:22 If you ask all applicants for a praticular document, knowing that some have no access to that document and you don't allow them to provide alternative evidence, you are deliberately discriminating...

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What do you say when the benefits tenant speaks to their DWP "handler" and are told they cant have an SA302?

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I'm not convinced this is legal. I would urge Liverpool landlords to have an initial conversation with one of the high profile l&t lawyers, like David Smith or Robin Stewart. They might be up for a challenge.

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Reply to the comment left by Beaver at 21:33 I'm going to assume that what you mean is that you ask for a range of documents, some of which are alternates to the SA302 and tax return. This is not...

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Reply to the comment left by Beaver at 18:36 "If you ask ALL tenants for the same information….tax return…SA302….benefits…evidence of entitlement to benefits then you AREN’T discriminating." If they can't provide the tax return and SA302 because they're not available...

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A person whose sole income is job seekers allowance and housing allowance isnt required to complete a tax return and SA302 statements are only available to people with earned income.

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Reply to the comment left by Beaver at 17:36 What I am saying is that if you make acceptance dependent on their ability to provide an SA302 or tax return as part of the referencing, you are immediately discriminating against...

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Reply to the comment left by David at 14:34 "…at the end of the day you accept the tenant that suits YOU and YOUR property the best…" I agree, as long as you can show evidentially that your decision was...

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My understanding is that a tenant who is wholly dependent on benefits does not have to do a tax return and neither can they get an SA302 statement. It wouldn't help that much anyway as their housing allowance is area/property/circumstance...

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If a tenant doesnt pass a formal referencing process or affordability check, (taking account of their potential benefits payments) then of course you are not obliged to take them. If, however, you just assume they wont pass and dont give...

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You seem to be assuming that its impossible for any tenant on benefits to pass referencing. What's the basis of this assumption?

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"I dont think justification is mandatory" It is if the applicant formally challenges it and if you cant provide that justification to the Council when its then demanded, youre likely to face a £7k fine.

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It IS possible for a tenant on benefits to pass a credit check. Any landlord who has aligned themselves with an insurer/guarantee scheme/agent/other that makes this impossible is likely committing indirect discrimination under the Act.

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Tenancy fraud crackdown saves £5m

3rd August 2026, 1 week ago

If Councils were serious about this, they'd be looking for their own housing stock on Openrent, Rightmove and Zoopla maps. I'm aware of several Council tenants that are sub-letting at higher rates in London

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I would be surprised if what you describe isnt the national picture within 6 to 12 months. I sold my last property 2 weeks ago for full market value. This was extremely lucky and a bit unexpected, but not a...

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Never offer compensation. Anything ever offered should be a goodwill gesture with no admission of liability. However, given what youve said, I see little evidence in this case that the repair could have been done much quicker, so I dont...

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David

David


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