g.thomas61@ntlworld.com, Author at Property118

So the PRS is 20% of the total housing market so if the true reason to save the planet then why not make the grade at D. This would allow much Victorian housing to be able to pass with reasonable...

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Reply to the comment left by Ed Regent at 19/04/2024 - 17:59https://money.com/gold-vs-stocks-performance/

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Reply to the comment left by Ed Regent at 19/04/2024 - 17:59Yes it is. Statistics damned lies and statistics. My graphs say different. https://money.com/gold-vs-stocks-performance/

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Reply to the comment left by Ed Regent at 19/04/2024 - 16:48Just checked and it doesn't beat the Dow or S and P. It beats the FTSE if not taking divis into account.

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Reply to the comment left by Mr B2L at 19/04/2024 - 11:39Depends on mortgages and location i would say. Getting a mortgage on a property in say Hackney or Walthamstow, London would have even out performed the S and P...

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Now I'm over 60 I have reconfigured my portfolio. In the last 4 years I have sold a few; the least productive, most hassle, least CGT or too far away ones. A lot of property people are not very liquid...

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They are also passing a bill allowing assisted dying. It might just feel like it.

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Keep Portfolio or buy into a REIT?

28th March 2024, 2 years ago

I've sold a few BTLs over the last 3 years, generally the poor performing or high maintenance ones. I've diversified by buying low cost funds/ETFs and maxing out mine and wife's ISA's, namely passive all share global trackers (active fund...

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Reply to the comment left by Brian Strickland at 20/02/2024 - 10:14I've heard that but I've also heard that the fee is still a finance cost so can only garner the same 20% tax rebate via S24 as mortgage interest.

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So 4.65 for 5 years with a 5% fee equals 5.65 rate.

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Reply to the comment left by RODNEY CRABB at 14/11/2023 - 09:57I agree. It's patronising clickbait. I shall advertise my 3 per cent 5 year fix with a 20% set up fee. Yawn. Oh that makes it 7 per cent...

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I must admit it is why I like the OpenRent model(no connection). For my 2 flats in Hackney I have recently received 50-100 replies. I use the filter question to narrow it down and try and find the best fit...

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Property118 Ambassadors Guide

29th July 2023, 3 years ago

Hi Mark, When transferring to an LLP setup for 3 years and then to the Smartco; Are new bank accounts required to be set up and are these audited annually and what is the cost of this please ? Does...

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The elephant in the room is that you have a Tory govt and Labour mayor. Central govt is always going to withhold funds and powers from him in case he looks good so he has to tax where he can...

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I remember my dad as a small landlord in the 60s and 70's. Rent books and visiting to collect cash rents. Regulated tenancies, small incremental rent increases and completely out of touch with reality. Maybe paying someone thousands to leave...

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Reply to the comment left by Martin S at 17/06/2023 - 18:57Hi there, I've had a couple of instances where a couple have moved in with an undeclared pregnancy. Not much you can do about that really. Re pets; if...

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The 'no fault eviction' S21 thing is completely misleading. Most landlords who use this can't be bothered with S8 and just want rid ASAP because the tenant is not paying or is trouble/wants to sell. Surely the revenge eviction process...

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Indeed. Discrimination lol. So often people these days have 3 or 4 interviews for a new job.Mmmm why is this ? To get the best person for the job of course. Same for vetting a tenant nowadays. You want to...

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This happened to me. I went along with it as the tenants also offered to pay for notices I had to serve all the way to eviction. Basically a tenant had outgrown my flat ( 3 kids) and the only...

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Reply to the comment left by Mark Alexander - Founder of Property118 at 04/02/2023 - 13:39Thanks. I'll have my dinner after the rugby now :)

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25th April 2019

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