I thought that guarantors are only valid for 6 months under the RRA. I also thought that rent guarantee insurance is only available to tenants who already meet affordability. I am struggling to see the relevance of guarantors anymore. Could...
This route isn't available to a lot of us. I have properties in South West London (outer) yielding a very healthy 5.8% for the area. I have approached a couple of these companies but they are only interested in properties...
I don't see any mention of guarantors here, in relation to benefit tenants who otherwise can't meet the level of the rent due to LHA being set too low. The last I saw was that guarantors would expire after 6...
Sorry guys but I hate the patronising tone of this email telling us that we are not 'serious landlords' if we feel in any way concerned about the RRA. Come on - we all know what the problems are and...
Reply to the comment left by Ryan Stevens at 29/08/2025 - 12:56We will know for sure at the next budget. An easy target for her instead, would be raising CGT levels to income tax levels. She could do this if...
Some have been slow to realise that this is what the government actually want – a massively reduced size PRS with the sold properties going to owner-occupiers. The benefit tenants then either get housed in the new social housing being...
Rental income has always been treated as ‘investment income’ for tax purposes with many disadvantages to this. Kier Starmer even said last year that landlords are “not hard working people” – in other words, investors not self-employed. One example of...
As landlords we will need to make tenants aware of this CCJ risk at the earliest point in any non-payment or anti-social behaviour situation. Most tenants will not be aware of the added risks to them. So a standard wording...
Is a guarantor still going to be limited to 6 month as was originally in the bill or are we going to be able to take a guarantor that lasts until the tenant leaves?
Does anyone know what happened to the rest of this bill? - the part about an easier/cheaper way to extend a lease to 990 years with zero ground rent? I was relying on this for an unsaleable flat with £500pa...
Reply to the comment left by John Taylor at 30/04/2025 - 12:52I had the same problem and found that lease extension with zero ground rent is the correct solution. However, the solicitor told me that it would be best to...
As things stand, we have had no response to our request on providing the insurance details. We expect this to go beyond the legal 21 days. So is a solicitor my only option and if so, does anyone know of...
Thanks for your suggestion. Is there a way that I can find out who insures the building if First Port will not tell me? Their 'customer portal' is blank under the heading of insurance.
The contentious point for many landlords is whether or not we are a "business". We are not taxed as a business and residential rental property is treated as a non-business asset if owned by an individual. I feel that if...
Rent controls by the back door. If tenants do not have to pay the new rent if they challenge it, they will all be encouraged to do so. Who would pay it if they know they can kick it into...
Reply to the comment left by Downsize Government at 13/09/2024 - 13:12My block management have it written into the lease that they can accept or reject an application from a prospective tenant. Are the government seriously suggesting that leases be...
Reply to the comment left by Cider Drinker at 11/09/2024 - 11:53The "masterplan"? Government does not believe in the PRS and wants to scale it back. Most decent tenants to be forced towards owner-occupation because it will be cheaper than...
4th December 2025, 4 months ago
I thought that guarantors are only valid for 6 months under the RRA. I also thought that rent guarantee insurance is only available to tenants who already meet affordability. I am struggling to see the relevance of guarantors anymore. Could...
Read More →28th November 2025, 4 months ago
This route isn't available to a lot of us. I have properties in South West London (outer) yielding a very healthy 5.8% for the area. I have approached a couple of these companies but they are only interested in properties...
Read More →21st November 2025, 5 months ago
I don't see any mention of guarantors here, in relation to benefit tenants who otherwise can't meet the level of the rent due to LHA being set too low. The last I saw was that guarantors would expire after 6...
Read More →20th November 2025, 5 months ago
Sorry guys but I hate the patronising tone of this email telling us that we are not 'serious landlords' if we feel in any way concerned about the RRA. Come on - we all know what the problems are and...
Read More →Reply to comment left by Ryan Stevens at 29/08/2025 - 12:56
Reply to the comment left by Ryan Stevens at 29/08/2025 - 12:56We will know for sure at the next budget. An easy target for her instead, would be raising CGT levels to income tax levels. She could do this if...
Read More →29th August 2025, 7 months ago
Some have been slow to realise that this is what the government actually want – a massively reduced size PRS with the sold properties going to owner-occupiers. The benefit tenants then either get housed in the new social housing being...
Read More →28th August 2025, 7 months ago
Rental income has always been treated as ‘investment income’ for tax purposes with many disadvantages to this. Kier Starmer even said last year that landlords are “not hard working people” – in other words, investors not self-employed. One example of...
Read More →Reply to comment left by Lindsay Keith at 04/08/2025 - 09:53
You can't force the private sector to provide public sector services for little or no payment.
Read More →Reply to comment left by Barry Fitzpatrick at 21/07/2025 - 10:21
As landlords we will need to make tenants aware of this CCJ risk at the earliest point in any non-payment or anti-social behaviour situation. Most tenants will not be aware of the added risks to them. So a standard wording...
Read More →Reply to comment left by David Strange at 08/07/2025 - 10:56
...but still no good in your example if the guarantor expires after 6 months
Read More →8th July 2025, 9 months ago
Is a guarantor still going to be limited to 6 month as was originally in the bill or are we going to be able to take a guarantor that lasts until the tenant leaves?
Read More →7th July 2025, 9 months ago
Does anyone know what happened to the rest of this bill? - the part about an easier/cheaper way to extend a lease to 990 years with zero ground rent? I was relying on this for an unsaleable flat with £500pa...
Read More →Reply to comment left by John Taylor at 30/04/2025 - 12:52
Reply to the comment left by John Taylor at 30/04/2025 - 12:52I had the same problem and found that lease extension with zero ground rent is the correct solution. However, the solicitor told me that it would be best to...
Read More →Reply to comment left by Nikki Palmer at 27/02/2025 - 11:13
Reply to the comment left by Nikki Palmer at 27/02/2025 - 11:13That's probably another legal breach then to add to the list but thanks for suggesting.
Read More →27th February 2025, 1 year ago
As things stand, we have had no response to our request on providing the insurance details. We expect this to go beyond the legal 21 days. So is a solicitor my only option and if so, does anyone know of...
Read More →27th February 2025, 1 year ago
Thanks for your suggestion. Is there a way that I can find out who insures the building if First Port will not tell me? Their 'customer portal' is blank under the heading of insurance.
Read More →8th January 2025, 1 year ago
The contentious point for many landlords is whether or not we are a "business". We are not taxed as a business and residential rental property is treated as a non-business asset if owned by an individual. I feel that if...
Read More →14th September 2024, 2 years ago
Rent controls by the back door. If tenants do not have to pay the new rent if they challenge it, they will all be encouraged to do so. Who would pay it if they know they can kick it into...
Read More →Reply to comment left by Jason Myers at 13/09/2024 - 13:12
Reply to the comment left by Downsize Government at 13/09/2024 - 13:12My block management have it written into the lease that they can accept or reject an application from a prospective tenant. Are the government seriously suggesting that leases be...
Read More →Reply to comment left by Simon Gear at 11/09/2024 - 11:53
Reply to the comment left by Cider Drinker at 11/09/2024 - 11:53The "masterplan"? Government does not believe in the PRS and wants to scale it back. Most decent tenants to be forced towards owner-occupation because it will be cheaper than...
Read More →Showing 20 of 57 comments