silversurfer2017
silversurfer2017
Registered with Property118.com
24th July 2017
Total Posts
0
Total Comments
463
Bio
Been renting property since 1995. Currently have a mixed portfolio.
2 standard AST lets
1 Company let to a Serviced Apartments Provider
1 Holiday in a popular market town (not coastal)
Reply to comment left by Mark Alexander at 30/03/2026 - 13:52
Reply to the comment left by Mark Alexander – Founder of Property118 at 13:52 If you are already well in to the 40% IHT band, which we are, what is the point of aiming for capital growth just so we...
Read More →29th March 2026, 4 weeks ago
If you want to invest in property with the minimum of risk then how about these two: SUPR Supermarket Income REIT, yield 7.83% Its portfolio includes Tesco, Morrisons, Sainsbury’s, Waitrose, Asda, Aldi, Marks & Spencer, and Carrefour. Although its major...
Read More →Reply to comment left by Mark Alexander at 29/03/2026 - 20:46
Reply to the comment left by Mark Alexander – Founder of Property118 at 20:46 Of course there are lots of renewable energy companies investing in wind or solar offering yields of around 10%. IMO oversold and still an attractive investment....
Read More →Reply to comment left by Mark Alexander at 29/03/2026 - 11:23
Reply to the comment left by Mark Alexander – Founder of Property118 at 11:23 The other point of my strategy, perhaps I should have pointed it out, is of course to minimise inheritance tax. It creates a permanent debt on...
Read More →29th March 2026, 4 weeks ago
We both took out a RIO mortgage about a year ago. Got a very good interest rate of 4.5%. Good because we both had active LPA's and the Building Society offred better rates. So what did we do with the...
Read More →14th March 2026, 1 month ago
To me this is obvious where this is going. How long before they bring in quarterly tax payments within 30 days? Just like quarterly VAT returns for most people.
Read More →Reply to comment left by Grumpy Doug at 13/03/2026 - 11:03
Reply to the comment left by Grumpy Doug at 13/03/2026 - 11:03Yes you're right - I can use Excel - I'll just make a good guess at the quarterly figures if needs be
Read More →Reply to comment left by Grumpy Doug at 13/03/2026 - 06:33
Reply to the comment left by Grumpy Doug at 13/03/2026 - 06:33Thanks for the information, I am planning to sell one of them this July so hopefully might me ok for a bit longer.
Read More →12th March 2026, 1 month ago
I am 82 and also exempt I think, gross rent on two properties total £42,000 at the moment. I hope they raise the limit to allow for inflation, but I doubt it. Might have sold up before my rents get...
Read More →27th February 2026, 2 months ago
It might pay you instead to hire a contractor and just assist in doing some of the easier work which could be done evenings/weekends. (e.g. painting. decorating, making good). The contractor's labour charges would be tax deductible and your void...
Read More →23rd February 2026, 2 months ago
invest in the stock market instead - there are several shares paying well in excess of 6%. (e.g. LGEN) If you are nervous about direct investment in individual share then are very good investment trusts like City of London (epic...
Read More →Reply to comment left by Jo Westlake at 26/01/2026 - 14:00
Reply to the comment left by Jo Westlake at 26/01/2026 - 14:00Half of our total electricity is charged at the night rate of 8.5p. We went for the simpler and fixed 5 hour time period with Octopus Go rather than...
Read More →26th January 2026, 3 months ago
Probably be the same as pets. If the tenant wants a charger than you cannot refuse without good reason. (the cost not being a good reason)
Read More →Reply to comment left by Neil Ferguson Fee at 09/01/2026 - 11:07
As I mentioned in a previous post regarding trying to make tenants responsible for minimising condensation could be seen as an unreasonable request. Expecting your tenants to do all things you mention will certainly be regarded by some councils as...
Read More →Reply to comment left by John Bentley at 31/12/2025 - 10:10
Reply to the comment left by John Bentley at 31/12/2025 - 10:10Surely we can't make tenants take on responsibility for their own actions? There must be some rules or regulations we have overlooked!
Read More →Reply to comment left by Andrew McCausland at 18/12/2025 - 13:10
Reply to the comment left by NW Eco specialist at 18/12/2025 - 13:10Only point I query is you mention increasing the government's tax take? Fewer landlords even at higher rents will surely, overall, produce less taxable landlord income. At the...
Read More →18th December 2025, 4 months ago
Too cautious to stimulate the economy. Should have been bold and gone for 0.5% cut.
Read More →7th December 2025, 5 months ago
The article does not state what David's retirement income will be from the FRC. I am guessing it will be less than £100,000 gross, not that much after most of his life investing. The problem with properties is that it...
Read More →26th November 2025, 5 months ago
I only have 2 properties left. Both will be gone by the autumn of 2026. For several years i have agreed with both my tenants that the latest CPI figure available, before the tenancy renewal rate, will be used to...
Read More →24th November 2025, 5 months ago
Whether it's because it was an established holiday let and we had both claimed BADR?? Still don't see how they could lose track of our payments not just once but twice?
Read More →Showing 20 of 462 comments