DAMIEN RAFFERTY, Author at Property118

DAMIEN RAFFERTY

Lloyds banking group anounced some time ago that they wanted to Invest in housing and the Rental market for regular Income and long term capital investment. However like many other Corporate Ideas I think it's doomed to failure with far...

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Well Jim if you have a BTL mortgage of £54 or £144 then you should be working at paying this off ASAP The fees and other costs to remortgage this tiny debt would mean clearing the debt makes sense. Depending...

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John Lewis exits Build-to-Rent housing projects

27th February 2026, 2 months ago

The Renters Rights Act will hurt Build to Rent schemes country wide. Labour will of course build the 1,500,000 new energy efficient homes they promised Don't hold your breath

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Here lies the problem with your idea One you can't claim for your labour. Milage yes but Your time NO Are you an accredited installed like the 30,000 homes which were fitted with defective insulation both inside and outside under...

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Are Bristol and the same Council which is currently evicting hundreds of people living in Motorhomes, caravans and even tents in an area of Bristol ! Some of the most expensive Rents outside London with a chronic shortage of affordable...

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Article in Daily Mail today ( Money ) that 2 in 5 new build owners sell at a loss so if you do buy Drive a hard bargain and get at the very very best price

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Forgot to mention the new RRB which is really going to change the Rental market in England

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Hi Marie, Well We are student landlords to a HMO in Manchester. Hence all the HMO advice. We also rent out a 2 bed 2 bathroom ground floor flat Have you checked the management Service costs ? Ground Rent ?...

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Are you buying this flat to live in or rent out ? Have you set up a Limited Company if your starting a property business. Is this Scotland cos things are very different up there 🤔

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Are you buying this flat to live in or rent out to students ? How many students currently live in the flat ? Is it a HMO with the correct licence and all the other requirements ! EPC of C...

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Landlords: Should I stay or should I sell?

16th January 2026, 3 months ago

After 11 years we decided to sell when our tenants served notice in September. Straight on the market in a suburb of Manchester and sold within a week after 10+ viewings and Open days. No more boiler repairs or service/GSC...

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Unenforceable HMO mortgage rules?

30th December 2025, 4 months ago

The Devil is always in the detail as they say The new Renters Rights Bill when it becomes an Act of Law will overule any Terms and Conditions a Lender might want to impose or require. Changes are coming and...

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Boiler replacement issue – what do you think?

30th December 2025, 4 months ago

The filter is now a requirement for all combi boilers and MUST be fitted. How do the Tenants feel about a Lovely new combination boiler which will be A rated and save them money 💰 ? You can't make an...

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Well I did not click on the " Full Survey " as Generation Rent asked 711 Tenants to take part in the survey out of 5,500,000 Renters in Great Britain so maybe not really representing the whole country. Very London...

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Chapter Two – Becoming the Bank

14th December 2025, 4 months ago

For all the landlords and parents/grandparents who have read this article. Please consider Offset mortgages. YBS offers an Offset mortgage with Friends and Family ! The Bank of Mum and Dad can open an Offset account helping the " Kids...

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Well as a student landlord I do like what Judith has to say on the matter. Here in Manchester hundreds of new student tower blocks are being thrown up across the city with bright Red flashing lights to tell everyone...

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I do worry that Mrs Rachel Revees and her husband might well have to spend thousands of pounds on EPC improvements. I can't help wonder have Shelter, Crisis and Generation Rent been in touch with her tenants ? No selective...

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Justice for Tenants is not a charity This is a limited company that makes money from Landlords by helping tenants get RRO against Landlords. They of course charge a percentage of any money awarded from the Courts. Southwark Council should...

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The chains, they are collapsing?

3rd November 2025, 6 months ago

Well David I can only speak for myself but we put our Ex rental property on the market recently. Had 10 viewings over 3 days and received 3 offers over asking price within 2 weeks of marketing the terraced property...

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Well said DPT No idea of what the new government guidelines and periodic tenancy agreement wording will be ! I can only Hope they sit down and talk to the NRLA and the Right Legal team to get this right

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DAMIEN RAFFERTY

DAMIEN RAFFERTY


Registered with Property118.com

22nd September 2022

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