Christopher Rattew, Author at Property118

Christopher Rattew

Buying 5-bed HMO for son in University?

11th February 2025, 1 year ago

With 5 occupants in 2 or more households, the HMO requirements of planning permission, licences, etc. would apply. The rent-a-room relief is quite small, and it may be better to set it up as a business and claim all the...

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Reply to the comment left by Cider Drinker at 28/05/2024 - 12:57This is progress in that it removes a restriction imposed on landlords by lenders. It is better to have flexibility. It is possible now to offer longer contracts subject...

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This looks like some progress. However, while there is a shortage of properties, tenants are unlikely to have many offers of longer tenancies. Government actions, such as the Rental Reform Bill generally make matters worse. The Government needs to be...

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Gove unveils new rules to curb short-term lets

19th February 2024, 2 years ago

If short-term lets are not allowed, properties available for a short-term would have to be left empty, making the shortage worse. About 10% of our lets are less than 6 months. The shortest in the past year has been 32...

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I have proposed before that businesses should be able to deduct all expenditure for tax purposes. This avoids all the bureaucracy. If this is done, the government would get the tax later as capital gains tax, which would balance out...

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I would see what their situation is. It may be a case of collecting payment when the tenant has the money. We had one tenant who paid the January and later rent in November, after leaving the flat in the...

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I have made my own proposals. These complement those given here and could be used alongside them. I have assumed measures that will not worsen the public balance sheet. My solutions for cutting domestic carbon emissions This is based partly...

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We have done nothing to improve EPCs, as they are flawed, but we are taking steps to improve energy efficiency, including making plans and choosing an architect. The chancellor made full-expensing permanent for some company expenses. This should be extended...

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There are spare rooms available, but there are barriers. At present you need an expensive HMO licence and more complicated insurance and mortgages. A step they could take to enable people to let rooms in the home is to exclude...

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Rent increase according to inflation?

15th November 2023, 2 years ago

We do our own agreement, which is a modification of the RLA's (now the NRLA). This has the advantage of better suiting the tenants and the property. In this case, the Landlord made an agreement and did not want to...

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Rent increase according to inflation?

15th November 2023, 2 years ago

The contract would take precedence over a higher fair-rent assessment. You word must be your bond.

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Rent increase according to inflation?

15th November 2023, 2 years ago

The rule is simple. You should stick to what you agree. We do not have an annual review clause and have a clause relating to inflation from the 1 September when or before the tenancy begins, and the clause covers...

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Government to end council tax on HMO rooms

30th October 2023, 2 years ago

This probably does not go far enough. We have a large house, which we divided into 11 self-contained units, although they still share the utilities. This may not be covered by the HMO changes. If all tenants were paying the...

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Studies such as this can be useful. However, people like Generation Rent use such correlation studies like a drunk uses a lamp-post - for support rather than illumination. A lot more needs to be done to consider the reasons for...

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Sunak should not be blamed, but those who worked on the plan before him. I had continued as normal, as it was impossible to meet our responsibilities and meet the required EPCs. Sunak had no choice. We may have been...

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Damp issues in flat – problems with tenants?

20th September 2023, 3 years ago

We used heat-recovery ventilation. The tenants did not understand it and closed the inlet vent, so ensure that the air inlet vent is never closed. I will tape over ours. This method should not increase bills significantly. Positive pressure ventilation...

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Reply to the comment left by Trevor Leigh at 29/07/2023 - 07:13Use heat-recovery ventilation

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Reply to the comment left by at 28/07/2023 - 11:51WE have properties that cannot meet it, because double-cavity walls are treated as solid and LED tube lights as incandescent, because they are not on the spreadsheet. Lofts with 320 mm...

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I looked at the bill. The dates are there, but not a lot of the other information rumoured in the media. If all we hear is true, the bill is completely unworkable, so I am ignoring it. However, We expect...

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Reply to the comment left by Tessa Shepperson at 22/07/2023 - 08:31The schedule is 6(1)Any building which is occupied only by persons within the following paragraphs— (a)one or more persons who have, whether in the whole or any part of...

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Christopher Rattew

Christopher Rattew


Registered with Property118.com

28th November 2022

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Bio

Manchester Landlord