Property118 readers will be aware of the Renters Rights Bill which is currently making its way through Parliament.
This will be the biggest change in landlord and tenant law for over 35 years. It is...
As all landlords know, being a landlord involves a lot more than just sitting back and waiting for the rent to drop into your bank account.
In fact, if you are not careful, that rent might not be sufficient...
Landlords!
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As most Property118 readers will be aware, properties where there are three or more occupiers forming more than one ‘household’ will be classed as an HMO. Making landlords liable for extra regulation.
If you are a landlord – are you aware that over the next few years you will need to ensure that your property has an energy efficiency rating of C? This is to help the government meet its climate...
Bringing court proceedings to evict a tenant is generally the very last thing a landlord wants to do. The aim of most landlords is to have long term tenants living in the property for many years. However,
When faced with non-paying tenants, most landlords tend to think of eviction. However, this is a dreadful solution just now:
For landlords, it means a stressful and often expensive court claim, which...
It has been one hell of a year for Landlords! A year full of change – which landlords have had to keep up with or face penalties.
Not only have there been the changes which we expected –...
Our next webinar is with housing barrister Robert Brown.
In this webinar, Robert will be looking at ten tips for landlords for dealing with telephone and video hearings.
Bearing in mind that failure to...
Our next webinar is with Housing Barrister Dean Underwood from Cornerstone Chambers and specialises in HMO and licensing issues.
In this webinar Dean will be looking at three key HMO issues relating to...
Our next webinar is with solicitor David Smith of JMW Solicitors.
In this webinar, David will be looking at subletting which can be a major problem for landlords, and giving ten tips on how to deal with...
Our fourth and next webinar is with solicitor Robin Stewart of Anthony Gold.
Robin will be looking at Rent Repayment Orders – these are made against landlords when they are in breach of regulations...
Our third and next webinar is with solicitor David Smith of JMW Solicitors. This is David’s second webinar in the series where he will be looking at company lets.
A company let is where the tenant is...
We had a very successful webinar last month on the new ‘Breathing Space’ regulations. You can now view the recording here.
This week’s webinar is with specialist housing barrister and...
The lockdown confines us all to our homes so is a very good time to catch up on your training.
To help with this, Landlord Law are running a series of free webinars during February and March 2021. ...
Do you ‘Rent to Rent’ or Are you considering ‘Rent to Rent?
‘Rent to rent’ can be lucrative and many landlords and property owners have done very well from it:
Property owners can earn an income...
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Welcome to the Landlord and lawyer Podcast with myself and Ben Beadle.
Our first episode is now live. Read our article or listen to the post below. Click the button to listen to the episode on Apple...
The case of Trecarrel v. Roucefield is one of the most significant cases this year. It is the case where the Court of Appeal held that failure to serve the Gas Safety Certificate on tenants before they...
In our Landlord Law Legal Cases series, we discuss one important landlord and tenant legal decision in the Courts with one of the barristers in the case. We will be running the next webinar on Tuesday...
This post goes to show how important it is for landlords to be super careful when selecting tenants. Criminals often pose as respectable people, and then once in occupation of a property, they will proceed to convert it into a cannabis farm.
A common warning sign is when applicants offer to to pay large sums in cash.
Once tenants are in occupation, landlords should always carry out regular inspections of properties, ideally every three months. If the criminals know that landlords will be carrying out regular inspections, it will deter them and they will more likely go somewhere else.
If you have failed to carry out careful tenant referencing and have failed to do regular property inspections, then most insurers will refuse claims for cannabis farm damage.
The cost of putting a property right can be up to £80,000 or more so not something landlords want to risk.
My Landlord Law service https://landlordlaw.co.uk/ has guidance on checking and referencing tenants (with draft letters) and guidance on carrying out inspections to help landlords avoid this problem.... Read More
You need to be careful about self-managing as there are an awful lot of regulations to comply with and more coming when the Renters Rights Bill becomes law.
My Landlord Law service is designed for self-managing landlords, and we have extensive help to enable you to be compliant. You can find out more about Landlord Law here: https://landlordlaw.co.uk/#membership
We also have a little guide on whether self-managing will be right for you: https://landlordlaw.co.uk/openaccess_trails/saving-money-with-landlord-law/... Read More
Your solicitors are probably correct. The relevant regulations for serviceof the how to rent booklet are The Assured Shorthold Tenancy Notices and Prescribed Requirements (England) Regulations 2015.
S3(3) says:
"The information may be provided to the tenant—
(a) in hard copy; or
(b) where the tenant has notified the landlord, or a person acting on behalf of the landlord, of an e-mail address at which the tenant is content to accept service of notices and other documents given under or in connection with the tenancy, by e-mail"
The clause in your tenancy agreement may be sufficient but it does not specifically say that the email can be used for the service of documents. So the Judge may refuse to accept it.
As regards the deposit point, again, your solicitors have a point. The regulations are here: https://www.legislation.gov.uk/uksi/2007/797/article/2/made Section 2(g) sets out the information that must be provided in the prescribed information and (vi) says "the circumstances when all or part of the deposit may be retained by the landlord, by reference to the terms of the tenancy"
This is important as it tells the tenant where in the tenancy agreement they need to look to find out what things the landlord can claim for.
There have been indications in case law that Judges may be willing to overlook some errors, but even if they might be, they may not be prepared to overlook two errors.
Then - do you want to risk this? Section 21 is about to be abolished. If you find out that the Judge is not going to grant a possession order after the Renters Rights Bill comes into force, you may have lost your chance permanently to use section 21.
It is up to you, of course, but the safer option is to take your solicitor's advice and re-serve the notice after taking the necessary corrective action.... Read More
It sounds to me as if you have reason to complain about this agency. Under agency law agents have a duty to act in their principal's interests rather than their own. From what you say this agency may have pushed for a longer fixed term in order to get a bigger commission. I have known this happen in the past.
Some agents use several solicitors firms which does make it difficult to find a firm which does not have a 'conflict of interest' when looking for advice, bearing in mind that there are only a limited number of specialist firms in this area of law.
It is unfortunate that you do not have written proof that you asked for a 12 month agreement. It is always a good idea to confirm instructions to agents in writing in order to avoid just this situation. A tip for all landlords reading this!
You should not not agree to any 'renewal' of the fixed term with these agents, as fixed terms are due to be abolished when the Renters Rights Bill comes into force next year. I am surprised that they are asking this of you. This in itself could be cause for complaint.
In your question, you cite consumer legislation. I would mention that if you own the property via a limited company, you will not be able to take advantage of this. This is one problem about using a limited company in this way.
Overall, I do think you have cause for complaint.
My site has further guidance for landlords in this situation, which you can read about here: https://landlordlaw.co.uk/openaccess_trails/dealing-with-problem-letting-agents-a-guide-for-landlords/... Read More
I think their reasoning behind not challenging the removal of section 21 is that all political parties (except maybe Reform) have committed to this. So, there is no point in challenging it.
If they continue to challenge this point, it would be a waste of effort and could negatively affect their relationship with the government and any influence they might otherwise have had.
So they have decided (I assume) that instead it would be better to work with the government to make the transition as landlord-friendly as they can.
Which seems a sensible point of view to take. Others no doubt disagree!... Read More
This is a difficult issue and in many cases, there are no easy answers. I agree there are many properties where solutions are difficult, particularly if they are listed.
It may be that, in time technology will come to our rescue. For example by developing thin but effective insulation which can be installed on inside walls without making rooms (or passages) smaller.
Also as things like solar panels and heat pumps become more mainstream, they will get cheaper. Compare the cost of a personal computer in the 1980s with the cost now.
My article was a warning article to remind landlords that:
- Government and the authorities are unsympathetic towards landlords whose properties are subject to damp and and will give short shrift to claims that it is caused by the tenants’ lifestyle unless this is backed up by clear evidence
- Once the Renters Rights Bill becomes law, tenants will no longer be deterred by the threat of retaliatory eviction from bringing claims
- If a tenant succeeds in a claim that their property is unfit for human habitation, the usual award is 100% of the rent.
It’s up to you what you all do about this. All I am doing is issuing a warning.
But I suggest you try, if you can, to eliminate any damp issues before the bill gets the Royal Assent.
If you have done all you can, then make sure you have proper records to prove this. You may also want to check your insurance.
As regards owner-occupiers, I suspect they will come for us eventually.... Read More
I don't have any inside knowledge. But I know people have been saying for a while that EPCs are not fit for purpose. For example see this LandlordZone post from a few years ago https://www.landlordzone.co.uk/news/opinion-the-epc-ratings-system-is-not-fit-for-purpose
Here is another more recent article https://www.kammaclimate.com/news/2024/06/6-reasons-epcs-alone-are-a-poor-measure-of-energy-efficiency/
Whether something will be done about it is another matter, but I would not be surprised. Note that I am a solicitor and not a builder or EHO so cannot comment on technical issues.... Read More
I'm not suggesting you HAVE to have solar panels and heat pumps. So far as I am aware at present the legal obligation will be to bring properties up to C.
If your properties are already C, then you will have nothing more to do.
Although there is talk of reviewing the EPC standards. Which may impact on the work needed.... Read More
If tenants refuse to let you in, then again, keep detailed records.
Many tenants mistakenly believe that if they prevent repair work this will allow them to claim more in compensation if they bring a claim. I understand that some claims companies will also tell them this.
It's a good idea to write to them to disabuse them of this view. In fact, if they refuse to allow access, then they are themselves responsible if the condition in the property worsens plus, you will also have a defence to any claim for personal injury.
I wrote the article really to warn landlords that once section 21 is abolished, tenants will no longer fear retaliatory eviction and there may be a tsunami of claims brought. So best to get your property in good nick first and be in a position to prove this.... Read More
I hear what you say and agree. However, since the death of toddler Awaab Ishak, government (both Tory and Labour) have been determined to stamp out damp and mould issues in rented properties. They are not minded to accept claims that it is all down to tenant lifestyle - unless landlords are in a position to prove this.
So landlords need to protect their position by keeping proper detailed records, eg
Of work done to the property before it was let
After regular inspections
After tenants vacate
If as you say you have a similar property where there are no issues, then this is evidence for you. Keep records of this too.
My advice also is to use s21 while we still have it to remove problematic tenants and in future to be very careful indeed who you let in.... Read More
Again, you need to keep records of this. Judges (in any claim brought) will not be sympathetic to tenants if you can prove that they are causing damage by covering the fan and by selling dehumidifiers.
Provided you can prove that you have done all that you can.
However, with these particular tenants, you may want to consider using section 21 while it is still with us ...... Read More
The answer is to keep careful records so you will be able to prove (if challenged) that you have done all that you can and that the issues are actually due to the tenant's behaviour.
For example, data loggers (explained in our Dealing with Damp kit) can be helpful here.... Read More
It's really what you agree with your lodgers. As you are not a trader your agreement will not be subject to the Unfair Terms rules.
Make sure all arrangements are set out in a proper written agreement.
You may want to take a look at my free Lodger Landlord site which has guidance and links to where you can purchase forms: http://www.lodgerlandlord.co.uk/... Read More
Our Landlord Law tenancy agreements have a clause prohibiting e-bikes and e-scooters without permission, and we have a letter that can be used when granting permission, which sets out safety rules that must be followed.
I suggest you all do something similar.
I suspect that with many tenants, it is just ignorance. Once they are told about the risk, hopefully they will take steps. After all, they will not want their family and all their possessions to be burnt to a crisp.... Read More
The problem of tenants failing to grant access for inspections and repairs is going to get worse once s21 is ended.
I have written a blogpost on this here https://www.landlordlawblog.co.uk/2024/08/24/seven-reasons-why-landlords-should-be-entitled-to-evict-tenants-who-refuse-access-for-inspections-and-repairs/ suggesting that landlords need a new ground for eviction. If you agree, re-tweet to @mtpennycook and @mhclg... Read More
At the moment, at the end of the fixed term, if the tenant is still in residence, they acquire a periodic tenancy under s5 of the Housing Act 1988. I doubt that this will be changed, unless they decide to do away with fixed terms altogether as the Renters Reform Bill wanted to.
I very much hope they don't decide to go down the route the Welsh gov did which required landlords to give new agreements to all 'contract holders'. That was a nightmare.
But as David says, no-one can say anything with confidence until we see the draft bill. Even then it can be changed right up to just before it becomes law.... Read More
Lodger situations can be HMOs but the rules are different from standard tenancies. I explain them in this page on my Lodger Landlord site https://www.lodgerlandlord.co.uk/will-taking-in-a-lodger-turn-your-property-into-an-hmo/... Read More
10:11 AM, 28th April 2025, About 2 weeks ago
This post goes to show how important it is for landlords to be super careful when selecting tenants. Criminals often pose as respectable people, and then once in occupation of a property, they will proceed to convert it into a cannabis farm.
A common warning sign is when applicants offer to to pay large sums in cash.
Once tenants are in occupation, landlords should always carry out regular inspections of properties, ideally every three months. If the criminals know that landlords will be carrying out regular inspections, it will deter them and they will more likely go somewhere else.
If you have failed to carry out careful tenant referencing and have failed to do regular property inspections, then most insurers will refuse claims for cannabis farm damage.
The cost of putting a property right can be up to £80,000 or more so not something landlords want to risk.
My Landlord Law service https://landlordlaw.co.uk/ has guidance on checking and referencing tenants (with draft letters) and guidance on carrying out inspections to help landlords avoid this problem.... Read More
10:42 AM, 24th April 2025, About 3 weeks ago
You need to be careful about self-managing as there are an awful lot of regulations to comply with and more coming when the Renters Rights Bill becomes law.
My Landlord Law service is designed for self-managing landlords, and we have extensive help to enable you to be compliant. You can find out more about Landlord Law here: https://landlordlaw.co.uk/#membership
We also have a little guide on whether self-managing will be right for you: https://landlordlaw.co.uk/openaccess_trails/saving-money-with-landlord-law/... Read More
10:26 AM, 14th February 2025, About 3 months ago
Your solicitors are probably correct. The relevant regulations for serviceof the how to rent booklet are The Assured Shorthold Tenancy Notices and Prescribed Requirements (England) Regulations 2015.
S3(3) says:
"The information may be provided to the tenant—
(a) in hard copy; or
(b) where the tenant has notified the landlord, or a person acting on behalf of the landlord, of an e-mail address at which the tenant is content to accept service of notices and other documents given under or in connection with the tenancy, by e-mail"
The clause in your tenancy agreement may be sufficient but it does not specifically say that the email can be used for the service of documents. So the Judge may refuse to accept it.
As regards the deposit point, again, your solicitors have a point. The regulations are here: https://www.legislation.gov.uk/uksi/2007/797/article/2/made Section 2(g) sets out the information that must be provided in the prescribed information and (vi) says "the circumstances when all or part of the deposit may be retained by the landlord, by reference to the terms of the tenancy"
This is important as it tells the tenant where in the tenancy agreement they need to look to find out what things the landlord can claim for.
There have been indications in case law that Judges may be willing to overlook some errors, but even if they might be, they may not be prepared to overlook two errors.
Then - do you want to risk this? Section 21 is about to be abolished. If you find out that the Judge is not going to grant a possession order after the Renters Rights Bill comes into force, you may have lost your chance permanently to use section 21.
It is up to you, of course, but the safer option is to take your solicitor's advice and re-serve the notice after taking the necessary corrective action.... Read More
10:27 AM, 8th January 2025, About 4 months ago
Reply to the comment left by Chris Bradley at 08/01/2025 - 10:21
I was just following the online guide, but you may be right. I would be surprised anyway if there are any landlords who don't use email.... Read More
10:43 AM, 18th November 2024, About 6 months ago
A few thoughts:
It sounds to me as if you have reason to complain about this agency. Under agency law agents have a duty to act in their principal's interests rather than their own. From what you say this agency may have pushed for a longer fixed term in order to get a bigger commission. I have known this happen in the past.
Some agents use several solicitors firms which does make it difficult to find a firm which does not have a 'conflict of interest' when looking for advice, bearing in mind that there are only a limited number of specialist firms in this area of law.
It is unfortunate that you do not have written proof that you asked for a 12 month agreement. It is always a good idea to confirm instructions to agents in writing in order to avoid just this situation. A tip for all landlords reading this!
You should not not agree to any 'renewal' of the fixed term with these agents, as fixed terms are due to be abolished when the Renters Rights Bill comes into force next year. I am surprised that they are asking this of you. This in itself could be cause for complaint.
In your question, you cite consumer legislation. I would mention that if you own the property via a limited company, you will not be able to take advantage of this. This is one problem about using a limited company in this way.
Overall, I do think you have cause for complaint.
My site has further guidance for landlords in this situation, which you can read about here: https://landlordlaw.co.uk/openaccess_trails/dealing-with-problem-letting-agents-a-guide-for-landlords/... Read More
10:56 AM, 11th November 2024, About 6 months ago
I think their reasoning behind not challenging the removal of section 21 is that all political parties (except maybe Reform) have committed to this. So, there is no point in challenging it.
If they continue to challenge this point, it would be a waste of effort and could negatively affect their relationship with the government and any influence they might otherwise have had.
So they have decided (I assume) that instead it would be better to work with the government to make the transition as landlord-friendly as they can.
Which seems a sensible point of view to take. Others no doubt disagree!... Read More
13:37 PM, 28th September 2024, About 8 months ago
Reply to the comment left by TheMaluka at 28/09/2024 - 12:25
We have a section in our Landlord Law tenancy agreements where we notify tenants that they must act in a 'tenant-like manner'.
https://landlordlaw.co.uk/landlord-law-tenancy-agreement-service/... Read More
13:22 PM, 26th September 2024, About 8 months ago
This is a difficult issue and in many cases, there are no easy answers. I agree there are many properties where solutions are difficult, particularly if they are listed.
It may be that, in time technology will come to our rescue. For example by developing thin but effective insulation which can be installed on inside walls without making rooms (or passages) smaller.
Also as things like solar panels and heat pumps become more mainstream, they will get cheaper. Compare the cost of a personal computer in the 1980s with the cost now.
My article was a warning article to remind landlords that:
- Government and the authorities are unsympathetic towards landlords whose properties are subject to damp and and will give short shrift to claims that it is caused by the tenants’ lifestyle unless this is backed up by clear evidence
- Once the Renters Rights Bill becomes law, tenants will no longer be deterred by the threat of retaliatory eviction from bringing claims
- If a tenant succeeds in a claim that their property is unfit for human habitation, the usual award is 100% of the rent.
It’s up to you what you all do about this. All I am doing is issuing a warning.
But I suggest you try, if you can, to eliminate any damp issues before the bill gets the Royal Assent.
If you have done all you can, then make sure you have proper records to prove this. You may also want to check your insurance.
As regards owner-occupiers, I suspect they will come for us eventually.... Read More
13:31 PM, 25th September 2024, About 8 months ago
Reply to the comment left by Sam B at 25/09/2024 - 12:33
I don't have any inside knowledge. But I know people have been saying for a while that EPCs are not fit for purpose. For example see this LandlordZone post from a few years ago https://www.landlordzone.co.uk/news/opinion-the-epc-ratings-system-is-not-fit-for-purpose
Here is another more recent article https://www.kammaclimate.com/news/2024/06/6-reasons-epcs-alone-are-a-poor-measure-of-energy-efficiency/
Whether something will be done about it is another matter, but I would not be surprised. Note that I am a solicitor and not a builder or EHO so cannot comment on technical issues.... Read More
12:15 PM, 25th September 2024, About 8 months ago
Reply to the comment left by Fred M BARRETT at 25/09/2024 - 12:10
I'm not suggesting you HAVE to have solar panels and heat pumps. So far as I am aware at present the legal obligation will be to bring properties up to C.
If your properties are already C, then you will have nothing more to do.
Although there is talk of reviewing the EPC standards. Which may impact on the work needed.... Read More
10:56 AM, 25th September 2024, About 8 months ago
Reply to the comment left by Bryan at 25/09/2024 - 10:54
No need to tell anyone why you chose A over B. Just make sure you do not have discriminatory adverts and treat all applicants the same.
It says somewhere that they cannot prevent you refusing to let to someone who you don't think is able to afford the rent.
But if asked, my advice is just to say that you preferred the other applicant without giving a reason.... Read More
10:54 AM, 25th September 2024, About 8 months ago
Reply to the comment left by TheMaluka at 25/09/2024 - 10:45
If tenants refuse to let you in, then again, keep detailed records.
Many tenants mistakenly believe that if they prevent repair work this will allow them to claim more in compensation if they bring a claim. I understand that some claims companies will also tell them this.
It's a good idea to write to them to disabuse them of this view. In fact, if they refuse to allow access, then they are themselves responsible if the condition in the property worsens plus, you will also have a defence to any claim for personal injury.
I wrote the article really to warn landlords that once section 21 is abolished, tenants will no longer fear retaliatory eviction and there may be a tsunami of claims brought. So best to get your property in good nick first and be in a position to prove this.... Read More
10:37 AM, 25th September 2024, About 8 months ago
Reply to the comment left by Bryan at 25/09/2024 - 10:25
I hear what you say and agree. However, since the death of toddler Awaab Ishak, government (both Tory and Labour) have been determined to stamp out damp and mould issues in rented properties. They are not minded to accept claims that it is all down to tenant lifestyle - unless landlords are in a position to prove this.
So landlords need to protect their position by keeping proper detailed records, eg
Of work done to the property before it was let
After regular inspections
After tenants vacate
If as you say you have a similar property where there are no issues, then this is evidence for you. Keep records of this too.
My advice also is to use s21 while we still have it to remove problematic tenants and in future to be very careful indeed who you let in.... Read More
10:15 AM, 25th September 2024, About 8 months ago
Reply to the comment left by TheMaluka at 25/09/2024 - 10:09
Again, you need to keep records of this. Judges (in any claim brought) will not be sympathetic to tenants if you can prove that they are causing damage by covering the fan and by selling dehumidifiers.
Provided you can prove that you have done all that you can.
However, with these particular tenants, you may want to consider using section 21 while it is still with us ...... Read More
10:07 AM, 25th September 2024, About 8 months ago
Reply to the comment left by GARY RIVETT at 25/09/2024 - 10:01
The answer is to keep careful records so you will be able to prove (if challenged) that you have done all that you can and that the issues are actually due to the tenant's behaviour.
For example, data loggers (explained in our Dealing with Damp kit) can be helpful here.... Read More
10:37 AM, 9th September 2024, About 8 months ago
It's really what you agree with your lodgers. As you are not a trader your agreement will not be subject to the Unfair Terms rules.
Make sure all arrangements are set out in a proper written agreement.
You may want to take a look at my free Lodger Landlord site which has guidance and links to where you can purchase forms: http://www.lodgerlandlord.co.uk/... Read More
15:17 PM, 27th August 2024, About 9 months ago
This is an excellent article.
Our Landlord Law tenancy agreements have a clause prohibiting e-bikes and e-scooters without permission, and we have a letter that can be used when granting permission, which sets out safety rules that must be followed.
I suggest you all do something similar.
I suspect that with many tenants, it is just ignorance. Once they are told about the risk, hopefully they will take steps. After all, they will not want their family and all their possessions to be burnt to a crisp.... Read More
9:40 AM, 27th August 2024, About 9 months ago
The problem of tenants failing to grant access for inspections and repairs is going to get worse once s21 is ended.
I have written a blogpost on this here https://www.landlordlawblog.co.uk/2024/08/24/seven-reasons-why-landlords-should-be-entitled-to-evict-tenants-who-refuse-access-for-inspections-and-repairs/ suggesting that landlords need a new ground for eviction. If you agree, re-tweet to @mtpennycook and @mhclg... Read More
10:03 AM, 20th August 2024, About 9 months ago
At the moment, at the end of the fixed term, if the tenant is still in residence, they acquire a periodic tenancy under s5 of the Housing Act 1988. I doubt that this will be changed, unless they decide to do away with fixed terms altogether as the Renters Reform Bill wanted to.
I very much hope they don't decide to go down the route the Welsh gov did which required landlords to give new agreements to all 'contract holders'. That was a nightmare.
But as David says, no-one can say anything with confidence until we see the draft bill. Even then it can be changed right up to just before it becomes law.... Read More
11:33 AM, 14th August 2024, About 9 months ago
Reply to the comment left by John Frith at 14/08/2024 - 11:31
Lodger situations can be HMOs but the rules are different from standard tenancies. I explain them in this page on my Lodger Landlord site https://www.lodgerlandlord.co.uk/will-taking-in-a-lodger-turn-your-property-into-an-hmo/... Read More