9:05 AM, 28th February 2025, About 10 months ago 1
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Discover how to profit with 8+ room HMOs in 2025 and stay ahead in the ever-changing property market! In this video, Ranjan Bhattacharya, unpacks expert insights into why larger HMOs are the key to navigating rising mortgage rates, utility costs, licensing fees, and new council tax challenges.
Find out why scaling up to 8+ room properties is the go-to investment strategy for savvy property investors and how you can make this model work in your favour. Key takeaways include:
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Member Since June 2024 - Comments: 5
8:41 AM, 3rd March 2025, About 9 months ago
I have been an HMO landlord in Birmingham for the last 40yrs and agree with much of your analysis, I started off only doing 7bed plus as it made much more financial sense.
The biggest obstacle now for any expansion for me is planning. Because of the Article 4 legislation it’s almost impossible to get HMO planning in the areas where the houses are large enough and cheap enough. This is now leaving many houses in poorer areas un inhabitable or with one resident instead of 7 or 8.
The costs of the licensing is not the only expense as the local inspectors have taken to recommending all kinds of building improvements that have no effect on the tenants occupation. This has led to an increase in maintenance bills and therefore an increase in rents. Most of this extra rent now goes on paying the salaries of the housing department (an extra 45 in Birmingham) rather than increased standards for tenants. Frustrating but hopefully only for another 4 years!