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Guest Columns

Brighton Landlord Expo – Meet fellow Property118 Readers

21/06/2016

FREE ENTRANCE On 29th June the Brighton Landlord Expo hosted by Association Residential Letting Agents (ARLA) will deliver a programme full of legislative updates, key topics concerning Landlords and Agents. This is an excellent opportunity to meet fellow Property118 members. Lesley Lindsay, a Founder Member of Property118 Action Group, has very kindly agreed to represent… Read more

No Fees Help With Property Insurance Claims

28/04/2015

Hello All I am posting here at the invitation of Mark Alexander (founder of Property118) to explain how you can get free help when making a property related insurance claim. I have been a member of Property118 for a few years and recently met Mark at the ExCel exhibition centre. This is my first post so… Read more

Landlords rejoice as Superstrike problems are no more!!

29/03/2015

Landlords up and down the country will (or should) be celebrating the demise of the ridiculous rules we have all had to put up with following the Court of Appeal decision in the Superstrike case. This is due to the amendments in the Deregulation Act 2015 which received the Royal Assent on 26 March, and… Read more

Local Authority Lets, No need to take a chance!

08/02/2015

Letting a property on a 3 of even 5 year contract to the local authority may seem like an attractive idea for some landlords. As well as helping to ease the chronic public sector housing shortage, the landlord benefits from a guaranteed rent paid into their account every month without fail for the period of… Read more

Buy to Let With No Minimum Income

03/11/2014

“Is it possible to obtain a buy to let mortgage without proving income?” This is a question I am asked frequently. Well, there are a number of buy to let lenders in the market whose criteria stipulates no minimum income however this is not quite the same as having no income whatsoever. Applicants in these… Read more

The NISA way to invest into buy to let

25/06/2014

The 2014 Budget saw a package of measures announced to help savers trying to build a nest egg. One of the most significant changes was the introduction of the new ISA (NISA) which comes into effect on Tuesday 1st July 2014. This will see ISA allowances both increase to £15,000 and become investable in any… Read more

Buy to let, no minimum income

21/06/2014

You may well be forgiven for thinking that the current climate has been quite tough for obtaining finance. The Financial Conduct Authority’s (FCA) recent implementation of the Mortgage Market Review, which put new restrictions on lending, has now been quickly followed by talk of the Bank of England looking to raise interest rates sooner rather than… Read more

London Buy to Let still makes sense

18/05/2014

One of my clients, Philip an IT consultant, recently completed on a purchase of a three bedroom house in Edmonton North London. It was his first venture into property investment and so I was impressed at how wisely he had bought. Furthermore it’s encouraging to see that it is still possible to acquire property in… Read more

CASE STUDY – First time buyer, First time landlord

11/05/2014

I thought I would share a short case study of how I helped Max, a first time buyer, first time landlord, to get on the property ladder recently. Max is aged 21, and although he has managed to establish his own hairdressing business it’s still early years with his net profits currently below £15,000 pa. He… Read more

Introducing Mark Edwards

07/05/2014

I first met Mark Edwards back in 2002 when he was a client of my former mortgage brokerage, and also an HMRC Tax Investigator. I instantly recognised Mark’s ability to comprehend and break down complex problems and to research and present solutions effectively. These are the hallmarks of a good finance broker. Within a few… Read more

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