“Landlords, Tenants, Dogs, Pets” is part 7 of my latest series of articles entitled “My first intentional property investment“
Ever since I was a kid I loved dogs, I didn’t even mind the ones that used to snap at my fingers and try to break the door down to rip me to pieces when I had a paper round in my youth. In fact, I found the prospect of taunting them a bit of fun, probably because we had dogs ourselves. I had the MacDaddy of all dogs, a huge long haired German Sheppard called Zak who used to take me for walks. Continue reading Landlords, Tenants, Dogs, Pets
Godiva the specialist buy to let arm of the Coventry Building society is bringing capped rates back into the market after their disappearance during the credit crunch.
A capped rate is a variable mortgage that can move up or down with fluctuations in interest rates, but will not increase beyond the “capped” pay rate during the term of the product. The advantage is that you can take a potentially cheaper variable rate without the risk of it increasing beyond a defined interest rate. Continue reading Godiva resurrect buy to let capped rates
"Town vs Gown rows due to to lack of adequate student lets"
Residents are failing to take a shine to glass and steel tower blocks to house students in university towns and cities.
‘Town v gown’ upsets are setting neighbours against each other in some communities in angry rows over noise, anti-social behaviour and falling housing standards.
With around 3 million students at the UK’s universities and colleges and only supplying on campus bed spaces for around a quarter of the number, private landlords are left to take up the slack.
The UK’s largest private student landlord, Unite Group, only has a capacity for around 42,000 students, leaving a huge number of students sharing houses in local communities.
Two cities at the vanguard of the debate are Oxford and York. Continue reading Student housing problems trigger ‘town v gown’ rows
Tips for letting to students
Buying a home for a son or daughter to live in while at university seems like a good plan for cash-strapped parents- but watch out for the tax traps.
HM Revenue and Customs is lying in wait for the unwary who fail to set up owning and renting the property in the most tax effective way. Continue reading How Parents Can Avoid Student Digs Tax Traps
Student landlords looking to expand their portfolios need to move quickly in many towns and cities to avoid new rules that require shared houses to apply for planning permission.
Currently, a house in multiple occupation (HMO) investor can start letting to tenants without any licences or permissions, providing the house is less than three floors and is home to no more than four separate singles or couples. Continue reading Revealed – the councils taking on extra HMO powers
The two new topics will be:
Cautionary Tales – this will include Case Studies from a panel of landlords and professional advisors explaining how they or their clients lost money and what they now do differently.
Continue reading New blog topics coming soon
PERSONAL MESSAGE FROM MARK ALEXANDER
If you have a good property story to tell we may want to share it. Continue reading Looking for contributors to this Blog
The most popular articles in Landlord News are undoubtedly those that relate to tax and accountancy advice.
Steve Sims, author of the best selling book ‘Understanding and Paying Less Property Tax for Dummies’, runs our specialist tax and accountancy service.
Steve also writes for tax and business magazines and web sites and was recently invited to talk about changes in furnished holiday let tax rules on BBC Radio 4’s You and Yours program. Continue reading Spotlight on our Tax and Accountancy partners. Landlord News articles about Tax and accountancy are the best read. In this issue we provide more information on the levels of assistance our partners can provide
Building on the success of a property business involves much more than managing tenants in rental homes.
Many investors start to lose a grip of their property business once they have two or three successful property transactions under their belt and their portfolio starts to grow. Continue reading What sort of property business do you run? This is the first in a series of articles that we will be running in Landlord News explaining how to optimise the ownership structure of your property business for tax purposes