Tag: Portfolio landlords

Buy to let remortgaging hits record high

Author: Property118.com Landlord News Team

5th August 2026, 2 weeks ago | 0

Buy to let refinancing has returned to a record high, with 57% of leveraged landlords arranging a new loan, remortgage...

More landlords are refinancing portfolios to fund buy to let growth

Author: Property118.com Landlord News Team

31st July 2026, 3 weeks ago | 0

More than three-quarters of landlords are considering refinancing their existing portfolios to fund further buy to let investment over the...

Buy to let finance changes to growing portfolio demands

Author: Property118.com Landlord News Team

8th July 2026, 1 month ago | 0

As the private rented sector increasingly heads towards professionalisation, there’s a growing need for better portfolio and specialist buy to...

Four in 10 landlords plan to remortgage this year

Author: Property118.com Landlord News Team

13th May 2026, 3 months ago | 0

Landlords with mortgages could face a busy year of refinancing as thousands of them plan to review their buy to...

Professional landlords still powering BTL borrowing

Author: Property118.com Landlord News Team

17th February 2026, 6 months ago | 1

Professional landlords remain the engine behind buy to let borrowing and mortgage advice activity, although sentiment has dipped as regulatory...

Product Transfers vs Remortgages – Which Is Better for Landlords?

Author: Mark Alexander

19th January 2026, 7 months ago | 1

When a buy-to-let mortgage deal comes to an end, landlords face a key decision: should they do a product transfer...

Early Repayment Charges – How to avoid costly mistakes

Author: Mark Alexander

12th January 2026, 7 months ago | 0

For landlords, refinancing is a core part of portfolio management. But one element that often catches people out is the...

The Role of Mortgage Brokers in Securing Buy-To-Let Finance

Author: Mark Alexander

5th January 2026, 8 months ago | 0

In 2026, mortgage brokers play a more important role than ever in helping landlords navigate the complex buy-to-let market. With...

Foundation launches new five-year buy to let fix as lenders cut rates

Author: Property118.com Landlord News Team

4th December 2025, 9 months ago | 0

Foundation Home Loans has introduced a fresh limited edition five-year fix for portfolio buy to let borrowers while trimming the...

Incorporation and Mortgages: Financing When You Move to a Company

Author: Mark Alexander

1st December 2025, 9 months ago | 0

Many landlords in 2025 are considering moving their portfolios from personal ownership into limited companies. The drivers are varied: restructuring...

What happens when a buy to let mortgage application is declined?

Author: Mark Alexander

24th November 2025, 9 months ago | 0

Few things are more frustrating for landlords than having a mortgage application declined. You may have spent weeks preparing documents,...

Stress Testing at 145% vs 125% Rental Coverage Rules

Author: Mark Alexander

17th November 2025, 9 months ago | 0

One of the biggest hurdles landlords face in 2025 is passing lender stress tests. Even if your property generates a...

Rely and YBS unveil new buy to let ranges

Author: Property118.com Landlord News Team

13th November 2025, 9 months ago | 0

Two major lenders have launched fresh buy to let offerings designed to speed up the mortgage process and simplify life...

How Bank of England Base Rate Changes Affect Buy-To-Let Mortgages

Author: Mark Alexander

3rd November 2025, 10 months ago | 0

Every time the Bank of England announces a change to the base rate, landlords sit up and take notice. The...

Buy-To-Let Rates: Where Are They Heading?

Author: Mark Alexander

27th October 2025, 10 months ago | 0

Every landlord knows that mortgage rates make or break portfolio cashflow. With thousands of fixed-rate deals coming to an end...

Case Study: How One Landlord Restructured Mortgages to Save Thousands

Author: Mark Alexander

20th October 2025, 10 months ago | 0

Behind every mortgage application is a story. For some landlords, rising interest costs and tighter stress tests have made refinancing...

Why Specialist Lending Matters: HMO, Holiday Lets, and Semi-Commercial

Author: Mark Alexander

6th October 2025, 11 months ago | 0

Not all buy-to-let properties fit neatly into the category of a single-family rental on a standard assured shorthold tenancy. Many...

Remortgaging in 2025: How Landlords Can Cut Costs

Author: Mark Alexander

29th September 2025, 11 months ago | 0

Thousands of landlords are rolling off fixed-rate deals in 2025. For many, this means facing significantly higher payments, tighter affordability...

BTL lenders boost landlord options as remortgage activity grows

Author: Property118.com Landlord News Team

10th September 2025, 11 months ago | 0

Buy to let landlords have new deals to consider from two leading lenders as research shows more investors are looking...

Fixed vs Tracker: Which Buy-To-Let Mortgage is Best in 2025?

Author: Mark Alexander

8th September 2025, 12 months ago | 0

With mortgage pricing shifting and lender criteria evolving, many landlords are weighing up whether to fix for certainty or track...