Tag: Portfolio landlords

Professional landlords still powering BTL borrowing

Author: Property118.com Landlord News Team

17th February 2026, 2 months ago | 1

Professional landlords remain the engine behind buy to let borrowing and mortgage advice activity, although sentiment has dipped as regulatory...

Product Transfers vs Remortgages – Which Is Better for Landlords?

Author: Mark Alexander

19th January 2026, 3 months ago | 1

When a buy-to-let mortgage deal comes to an end, landlords face a key decision: should they do a product transfer...

Early Repayment Charges – How to avoid costly mistakes

Author: Mark Alexander

12th January 2026, 3 months ago | 0

For landlords, refinancing is a core part of portfolio management. But one element that often catches people out is the...

The Role of Mortgage Brokers in Securing Buy-To-Let Finance

Author: Mark Alexander

5th January 2026, 4 months ago | 0

In 2026, mortgage brokers play a more important role than ever in helping landlords navigate the complex buy-to-let market. With...

Exit Strategies: What Happens When a Buy-To-Let Mortgage Term Ends

Author: Mark Alexander

22nd December 2025, 4 months ago | 1

Every mortgage has an end date. For landlords, what happens when a buy-to-let deal expires is one of the most...

Foundation launches new five-year buy to let fix as lenders cut rates

Author: Property118.com Landlord News Team

4th December 2025, 5 months ago | 0

Foundation Home Loans has introduced a fresh limited edition five-year fix for portfolio buy to let borrowers while trimming the...

Incorporation and Mortgages: Financing When You Move to a Company

Author: Mark Alexander

1st December 2025, 5 months ago | 0

Many landlords in 2025 are considering moving their portfolios from personal ownership into limited companies. The drivers are varied: restructuring...

What happens when a buy to let mortgage application is declined?

Author: Mark Alexander

24th November 2025, 5 months ago | 0

Few things are more frustrating for landlords than having a mortgage application declined. You may have spent weeks preparing documents,...

Rely and YBS unveil new buy to let ranges

Author: Property118.com Landlord News Team

13th November 2025, 5 months ago | 0

Two major lenders have launched fresh buy to let offerings designed to speed up the mortgage process and simplify life...

How Bank of England Base Rate Changes Affect Buy-To-Let Mortgages

Author: Mark Alexander

3rd November 2025, 6 months ago | 0

Every time the Bank of England announces a change to the base rate, landlords sit up and take notice. The...

Buy-To-Let Rates: Where Are They Heading?

Author: Mark Alexander

27th October 2025, 6 months ago | 0

Every landlord knows that mortgage rates make or break portfolio cashflow. With thousands of fixed-rate deals coming to an end...

Case Study: How One Landlord Restructured Mortgages to Save Thousands

Author: Mark Alexander

20th October 2025, 6 months ago | 0

Behind every mortgage application is a story. For some landlords, rising interest costs and tighter stress tests have made refinancing...

Why Specialist Lending Matters: HMO, Holiday Lets, and Semi-Commercial

Author: Mark Alexander

6th October 2025, 7 months ago | 0

Not all buy-to-let properties fit neatly into the category of a single-family rental on a standard assured shorthold tenancy. Many...

Remortgaging in 2025: How Landlords Can Cut Costs

Author: Mark Alexander

29th September 2025, 7 months ago | 0

Thousands of landlords are rolling off fixed-rate deals in 2025. For many, this means facing significantly higher payments, tighter affordability...

BTL lenders boost landlord options as remortgage activity grows

Author: Property118.com Landlord News Team

10th September 2025, 7 months ago | 0

Buy to let landlords have new deals to consider from two leading lenders as research shows more investors are looking...

Fixed vs Tracker: Which Buy-To-Let Mortgage is Best in 2025?

Author: Mark Alexander

8th September 2025, 8 months ago | 0

With mortgage pricing shifting and lender criteria evolving, many landlords are weighing up whether to fix for certainty or track...

What Landlords Need to Know About Buy-To-Let Affordability Tests in 2025

Author: Mark Alexander

1st September 2025, 8 months ago | 0

Buy-to-let landlords are facing a very different mortgage market in 2025 compared to even a few years ago. While demand...

Surge in limited company landlords fuels BTL mortgage growth

Author: Property118.com Landlord News Team

1st September 2025, 8 months ago | 0

One in five landlords now holds at least one rental property through a limited company which has boosted the buy...

More landlords switch to limited company ownership

Author: Property118.com Landlord News Team

4th August 2025, 9 months ago | 4

A fifth of landlords now hold at least one buy to let mortgage within a limited company structure, with the...

BTL landlords fuel refinancing surge as fixed term deals expire

Author: Property118.com Landlord News Team

30th July 2025, 9 months ago | 0

There has been a surge in buy to let mortgage refinancing activity as landlord fixed-term deals end and they look...