Tag: mortgage

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Reluctant landlords cashing in on buy to let bonanza

Author: Mark Alexander - Founder of Property118

17th November 2010, 16 years ago | 0

Letting agents all over the UK are reporting a rush by tenants to rent buy to let homes as the...

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Mortgage lending slumps to a 10-year low.

Author: Mark Alexander - Founder of Property118

12th November 2010, 16 years ago | 0

Mortgage lending by Britain’s banks and building societies hit a 10-year low last month – and the outlook is unlikely...

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Buy to let losers can sue valuers for their losses.

Author: Mark Alexander - Founder of Property118

12th November 2010, 16 years ago | 0

Buy to let investors who lost money because properties failed to achieve prices and rents advised by valuers have had...

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House building slips to lowest level for a decade.

Author: Mark Alexander - Founder of Property118

12th November 2010, 16 years ago | 0

Buy to let is likely to ride high for several years to come as the government reports house building in...

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Taxing decisions to make when inheriting a home.

Author: Mark Alexander - Founder of Property118

12th November 2010, 16 years ago | 0

Inheriting a property means making some important decisions that have lifestyle, tax and other financial consequences.

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Record demand for rental homes as supply dries up.

Author: Mark Alexander - Founder of Property118

12th November 2010, 16 years ago | 0

The mortgage squeeze is a double-edged sword for buy to let landlords as rentals surge but borrowing restrictions mean they...

A simple guide on how to calculate maximum loan based on lenders criteria.

Author: Mark Alexander - Founder of Property118

12th November 2010, 16 years ago | 0

By Neil Patterson, Partner of The Money Centre. Most mortgage lenders use credit scoring to determine whether an applicant is...

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How many lenders are really open for buy to let business?

Author: Mark Alexander - Founder of Property118

12th November 2010, 16 years ago | 0

So few lenders are actually handing over cash to borrowers that the Council of Mortgage Lenders has had trouble finding...

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Time to look at the brighter side of life.

Author: Mark Alexander - Founder of Property118

3rd November 2010, 16 years ago | 0

Most property investors think they have never had it so bad as spending cuts, lack of finance, and the prospect...

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Buy to let rents surge to record high.

Author: Mark Alexander - Founder of Property118

3rd November 2010, 16 years ago | 0

Buy to let rents are surging to record highs as a shortage of properties and mortgage restrictions puts a brake...

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Professional landlords snap up more homes to let. Buy to let accounted for nearly 10% of all mortgage broker business in the three months ending September 30

Author: Mark Alexander - Founder of Property118

1st November 2010, 16 years ago | 0

Experienced landlords are still expanding their buy to let portfolios and accounted for nearly 10% of all mortgage broker business...

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Guide to keeping financial records for a property business

Author: Mark Alexander - Founder of Property118

1st November 2010, 16 years ago | 0

As the deadlines for filing rental accounts fast approach, here’s a quick guide to how the taxman expects property investors...

Bunch of robbing bankers, by co-founder of The Money Centre, Mike Woodfine

Author: Property118.com Landlord News Team

1st November 2010, 16 years ago | 1

By Mike Woodfine, Co-founder of The Money Centre. Interest margins are extortionate – you need an unsecured loan to pay...

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The History of Buy to Let Sale and Rent Back

Author: Mark Alexander - Founder of Property118

28th October 2010, 16 years ago | 6

By Mark Alexander. I closed my first Sale and Rent Back, “SARB”, deal in 1990. It wasn’t for me personally...

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Making sure a selling price adds up for capital gains. Property investors must know the break-even figure to set the asking price and to negotiate with a prospective buyer who makes an offer

Author: Mark Alexander - Founder of Property118

28th October 2010, 16 years ago | 0

House sellers need to do their sums before accepting an offer on a property investment to make sure the figures...

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Don’t let house price surveys build up your hopes. Deciding which house price survey to trust is easy – none of them

Author: Mark Alexander - Founder of Property118

28th October 2010, 16 years ago | 0

House price surveys are nonsense – and do not offer anything other than an indication of the value of a...

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House prices still up 8.3% on last year despite slowdown.

Author: Mark Alexander - Founder of Property118

28th October 2010, 16 years ago | 0

The latest house price surveys confirm what everyone already knows – house prices are stuck in a rut and mortgage...

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The history of No Money Down and Instant Remortgages since 1992

Author: Mark Alexander - Founder of Property118

28th October 2010, 16 years ago | 8

It was 1992, we were at the tail of the property crash of the late 80’s and early 90’s. I was...

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Falling rates boost buy to let mortgages.

Author: Mark Alexander - Founder of Property118

28th October 2010, 16 years ago | 0

Buy to let mortgage rates are steadily falling while the number of lenders is increasing. BM Solutions is the latest...

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Landlords set to profit from generation of renters. Housing minister Grant Shapps has told the nation that Britain cannot afford another boom-and-bust house price explosion

Author: Mark Alexander - Founder of Property118

28th October 2010, 16 years ago | 0

Property investors are witnessing a shift in the housing market that will affect people’s attitudes to buying and renting homes...

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What’s more important, cashflow or liquidity? Mark Alexander reports

Author: Mark Alexander - Founder of Property118

27th October 2010, 16 years ago | 0

Cashflow is simply defined as regular income. Positive cashflow is when income exceeds expenditure and you make a profit. So...