Tag: mortgage

property118

Reluctant landlords cashing in on buy to let bonanza

Author: Mark Alexander

17th November 2010, 16 years ago | 0

Letting agents all over the UK are reporting a rush by tenants to rent buy to let homes as the...

property118

Mortgage lending slumps to a 10-year low.

Author: Mark Alexander

12th November 2010, 16 years ago | 0

Mortgage lending by Britain’s banks and building societies hit a 10-year low last month – and the outlook is unlikely...

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Buy to let losers can sue valuers for their losses.

Author: Mark Alexander

12th November 2010, 16 years ago | 0

Buy to let investors who lost money because properties failed to achieve prices and rents advised by valuers have had...

property118

House building slips to lowest level for a decade.

Author: Mark Alexander

12th November 2010, 16 years ago | 0

Buy to let is likely to ride high for several years to come as the government reports house building in...

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Taxing decisions to make when inheriting a home.

Author: Mark Alexander

12th November 2010, 16 years ago | 0

Inheriting a property means making some important decisions that have lifestyle, tax and other financial consequences.

property118

Record demand for rental homes as supply dries up.

Author: Mark Alexander

12th November 2010, 16 years ago | 0

The mortgage squeeze is a double-edged sword for buy to let landlords as rentals surge but borrowing restrictions mean they...

A simple guide on how to calculate maximum loan based on lenders criteria.

Author: Mark Alexander

12th November 2010, 16 years ago | 0

By Neil Patterson, Partner of The Money Centre. Most mortgage lenders use credit scoring to determine whether an applicant is...

property118

How many lenders are really open for buy to let business?

Author: Mark Alexander

12th November 2010, 16 years ago | 0

So few lenders are actually handing over cash to borrowers that the Council of Mortgage Lenders has had trouble finding...

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Time to look at the brighter side of life.

Author: Mark Alexander

3rd November 2010, 16 years ago | 0

Most property investors think they have never had it so bad as spending cuts, lack of finance, and the prospect...

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Buy to let rents surge to record high.

Author: Mark Alexander

3rd November 2010, 16 years ago | 0

Buy to let rents are surging to record highs as a shortage of properties and mortgage restrictions puts a brake...

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Professional landlords snap up more homes to let. Buy to let accounted for nearly 10% of all mortgage broker business in the three months ending September 30

Author: Mark Alexander

1st November 2010, 16 years ago | 0

Experienced landlords are still expanding their buy to let portfolios and accounted for nearly 10% of all mortgage broker business...

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Guide to keeping financial records for a property business

Author: Mark Alexander

1st November 2010, 16 years ago | 0

As the deadlines for filing rental accounts fast approach, here’s a quick guide to how the taxman expects property investors...

Bunch of robbing bankers, by co-founder of The Money Centre, Mike Woodfine

Author: Property118.com Landlord News Team

1st November 2010, 16 years ago | 1

By Mike Woodfine, Co-founder of The Money Centre. Interest margins are extortionate – you need an unsecured loan to pay...

property118

The History of Buy to Let Sale and Rent Back

Author: Mark Alexander

28th October 2010, 16 years ago | 6

By Mark Alexander. I closed my first Sale and Rent Back, “SARB”, deal in 1990. It wasn’t for me personally...

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Making sure a selling price adds up for capital gains. Property investors must know the break-even figure to set the asking price and to negotiate with a prospective buyer who makes an offer

Author: Mark Alexander

28th October 2010, 16 years ago | 0

House sellers need to do their sums before accepting an offer on a property investment to make sure the figures...

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Don’t let house price surveys build up your hopes. Deciding which house price survey to trust is easy – none of them

Author: Mark Alexander

28th October 2010, 16 years ago | 0

House price surveys are nonsense – and do not offer anything other than an indication of the value of a...

property118

House prices still up 8.3% on last year despite slowdown.

Author: Mark Alexander

28th October 2010, 16 years ago | 0

The latest house price surveys confirm what everyone already knows – house prices are stuck in a rut and mortgage...

property118

The history of No Money Down and Instant Remortgages since 1992

Author: Mark Alexander

28th October 2010, 16 years ago | 8

It was 1992, we were at the tail of the property crash of the late 80’s and early 90’s. I was...

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Falling rates boost buy to let mortgages.

Author: Mark Alexander

28th October 2010, 16 years ago | 0

Buy to let mortgage rates are steadily falling while the number of lenders is increasing. BM Solutions is the latest...

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Landlords set to profit from generation of renters. Housing minister Grant Shapps has told the nation that Britain cannot afford another boom-and-bust house price explosion

Author: Mark Alexander

28th October 2010, 16 years ago | 0

Property investors are witnessing a shift in the housing market that will affect people’s attitudes to buying and renting homes...

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What’s more important, cashflow or liquidity? Mark Alexander reports

Author: Mark Alexander

27th October 2010, 16 years ago | 0

Cashflow is simply defined as regular income. Positive cashflow is when income exceeds expenditure and you make a profit. So...