Mortgage Affordability Archives

Terraced homes with a sold board, house keys and paperwork in the foreground, against a London skyline with upward arrows showing rising prices.

First-time buyers seeking pricier homes pushes up house price inflation

Author: Property118.com Landlord News Team

28th May 2026, 6 days ago | 0

First-time buyers are searching for homes priced £10,000 above last year’s level, even as fewer of them are making enquiries,...

UK house prices rise across most regions while London property values decline by 3.6% in April

House prices rise 1.7% as London values fall

Author: Property118.com Landlord News Team

27th May 2026, 7 days ago | 2

House prices are rising in most parts of Britain, but the latest figures show London moving in the opposite direction....

Wooden house with stacked coins and rising arrow symbolizing UK house price growth

House prices rise 0.3% in January – Nationwide

Author: Property118.com Landlord News Team

2nd February 2026, 4 months ago | 0

Annual house prices grew 1% in January, with values rising 0.3% on a month-on-month basis after seasonal adjustment. According to...

First-time buyer sign beside a model house, keys and money, symbolising improved housing affordability and lower mortgage costs

Affordability improves as first-time buyer activity rises

Author: Property118.com Landlord News Team

20th January 2026, 4 months ago | 1

Nationwide says that improving affordability last year helped more first-time buyers onto the property ladder. Its latest Housing Affordability Report...

First-time buyers holding a house key and model home as UK housing market activity rises

First-time buyers lift home moves to three-year high as price growth cools

Author: Property118.com Landlord News Team

19th December 2025, 6 months ago | 1

The housing market is heading for its busiest year in three years, with sales set to reach 1.2 million in...

BTL Mortgage Blog featured image showing a house, key, calculator, percentage sign and pound coins on a teal background.

Buy-To-Let Mortgages for First-Time Landlords

Author: Mark Alexander

15th December 2025, 6 months ago | 0

Getting started in property investment can feel daunting, particularly in today’s mortgage market. First-time landlords face stricter criteria, larger deposit...

Concept image showing housing unaffordability with two people separated under torn paper reading “Un-affordable”

Two incomes no longer enough as first-time buyers hit affordability wall

Author: Property118.com Landlord News Team

24th October 2025, 7 months ago | 5

A growing number of aspiring first-time buyers are discovering that even two salaries may no longer be enough to get a...

Miniature man climbs ladder toward house atop stacked coins symbolizing rising UK property prices.

House prices climb as sellers hold firm on their expectations

Author: Property118.com Landlord News Team

24th October 2025, 7 months ago | 0

House prices have risen again, marking the second straight quarter of growth this year, according to new data from Benham...

How Much Equity Do You Really Need? Buy-To-Let Loan-to-Value Ratios Explained

Author: Mark Alexander

15th September 2025, 9 months ago | 0

One of the first questions landlords face when financing or refinancing a buy-to-let property is how much equity they will...

Graph showing projected rise in UK house prices by 2029 with businessperson holding a house model.

UK house prices forecast to rise 24.5% by 2029

Author: Property118.com Landlord News Team

25th July 2025, 10 months ago | 1

The UK’s housing market is poised for growth, with average house prices expected to climb by 24.5% over the next...

Gold house and stacked coins representing 85% LTV buy-to-let mortgage investment.

Buy to let market thrives with improved mortgage affordability

Author: Property118.com Landlord News Team

16th July 2025, 11 months ago | 0

A decision last March by the Bank of England to relax its stress testing guidelines for mortgage affordability assessments has...

Yellopw house on yellow background with a calculator and percentage and new sign

BTL mortgage lenders roll out new rates for landlords

Author: Property118.com Landlord News Team

24th June 2025, 11 months ago | 0

Buy to let mortgage providers Molo and ModaMortgages have unveiled new pricing structures and products aimed at boosting affordability for...

Landbay and Aldermore cut BTL mortgage rates for landlords

Author: Property118.com Landlord News Team

20th May 2025, 1 year ago | 0

Specialist lenders Landbay and Aldermore have announced reductions in their buy to let mortgage rates, boosting affordability for both new...

Property market sees a surge in buyer activity

Author: Property118.com Landlord News Team

9th May 2025, 1 year ago | 0

There has been a robust upswing in buyer activity across England over the past year with nearly every county witnessing...

First time home buyers in a grey stop circle, model white house and figures of a person with children

2.2m first-time buyers locked out since the financial crash

Author: Property118.com Landlord News Team

7th May 2025, 1 year ago | 5

Around 2.2 million potential first-time buyers have been unable to purchase a home since the 2006 financial crisis – and...

Smiling business professional sitting confidently in a modern office setting

Slower house price growth but sales rise – Zoopla

Author: Property118.com Landlord News Team

29th April 2025, 1 year ago | 0

The property market is experiencing a cooling in house price rises, with annual growth dropping to 1.6% in March from...

First-time buyers surge but stamp duty changes loom

Author: Property118.com Landlord News Team

19th February 2025, 1 year ago | 0

The number of first-time buyers stepping onto the property ladder has surged, according to Halifax. Data from Halifax shows that...

House model with percentage blocks representing falling mortgage rates

BTL mortgage rates predicted to fall further

Author: Property118.com Landlord News Team

18th February 2025, 1 year ago | 0

The Bank of England’s recent base rate drop, coupled with declining swap rates, hints at improved BTL mortgage affordability, Octane...

Bank of England announces interest rate cut to 4.5% amid economic uncertainty

Bank of England cut interest rates to 4.5%

Author: Property118.com Landlord News Team

6th February 2025, 1 year ago | 0

The Bank of England’s Monetary Policy Committee (MPC) hawks came out on top today, voting 7-2 to cut the Bank...

Home energy efficiency rating scale with house icon

More homes on sale with higher EPC ratings

Author: Property118.com Landlord News Team

6th January 2025, 1 year ago | 2

Research reveals that 60% of all homes reaching the market over the past year held an EPC rating of C...

Tag: Mortgage Affordability